# transfer-token

Transfer tokens between addresses

Agent View of the PolicyLayer registry record for `transfer-token`. HTML page: https://policylayer.com/tools/romthpt-mcp-xrpl/transfer-token

## Facts

- Tool: `transfer-token`
- Server: Xrpl mcp (`romthpt/mcp-xrpl`) — https://policylayer.com/tools/romthpt-mcp-xrpl.md
- Homepage: https://github.com/RomThpt/mcp-xrpl
- Risk category: Financial (Critical risk)
- Registry record: grade F, identity unverified
- Server rate-limited: no
- Parameters: 0
- Recommended policy verdict: Approval-gated

## Example call (MCP tools/call, JSON-RPC 2.0)

```json
{
  "jsonrpc": "2.0",
  "id": 1,
  "method": "tools/call",
  "params": {
    "name": "transfer-token",
    "arguments": {}
  }
}
```

## Why transfer-token is rated Critical

This tool moves money or financial assets (tokens on XRP Ledger) from one address to another. Tokens on blockchain networks represent real financial value. An AI agent misusing this tool could transfer user funds to arbitrary addresses, resulting in irreversible financial loss. The combination of the sibling tools (batch-payment, approve-transaction, etc.) confirms this server's financial transaction capabilities.

From the tool's own definition: "Tool name is 'transfer-token' and description states 'Transfer tokens between addresses'. Within the XRP Ledger context (a blockchain with real monetary value), transferring tokens directly moves financial assets between accounts."

## Use case

AI agents use transfer-token to commit financial operations through Xrpl mcp, usually the final step of a payment, billing, or trading workflow. A call moves real money.

## Recommended policy (PolicyLayer)

Verdict: **Approval-gated**. Enforced by the PolicyLayer MCP gateway (https://policylayer.com/mcp-gateway) before a call reaches Xrpl mcp:

```json
{
  "version": "1",
  "default": "deny",
  "tools": {
    "transfer-token": {
      "deny_if": [
        {
          "conditions": [],
          "on_deny": "Requires human approval."
        }
      ]
    }
  }
}
```

## Other tools on Xrpl mcp (70)

- `amm-delete` — Destructive — https://policylayer.com/tools/romthpt-mcp-xrpl/amm-delete.md
- `check-cancel` — Destructive — https://policylayer.com/tools/romthpt-mcp-xrpl/check-cancel.md
- `credential-delete` — Destructive — https://policylayer.com/tools/romthpt-mcp-xrpl/credential-delete.md
- `deactivate-did` — Destructive — https://policylayer.com/tools/romthpt-mcp-xrpl/deactivate-did.md
- `delete-account` — Destructive — https://policylayer.com/tools/romthpt-mcp-xrpl/delete-account.md
- `escrow-cancel` — Destructive — https://policylayer.com/tools/romthpt-mcp-xrpl/escrow-cancel.md
- `mpt-issuance-destroy` — Destructive — https://policylayer.com/tools/romthpt-mcp-xrpl/mpt-issuance-destroy.md
- `offer-cancel` — Destructive — https://policylayer.com/tools/romthpt-mcp-xrpl/offer-cancel.md
- `oracle-delete` — Destructive — https://policylayer.com/tools/romthpt-mcp-xrpl/oracle-delete.md
- `permissioned-domain-delete` — Destructive — https://policylayer.com/tools/romthpt-mcp-xrpl/permissioned-domain-delete.md
- `reject-transaction` — Destructive — https://policylayer.com/tools/romthpt-mcp-xrpl/reject-transaction.md
- `amm-vote` — Execute — https://policylayer.com/tools/romthpt-mcp-xrpl/amm-vote.md
- `batch-submit` — Execute — https://policylayer.com/tools/romthpt-mcp-xrpl/batch-submit.md
- `transfer-nft` — Execute — https://policylayer.com/tools/romthpt-mcp-xrpl/transfer-nft.md
- `amm-bid` — Financial — https://policylayer.com/tools/romthpt-mcp-xrpl/amm-bid.md
- `amm-clawback` — Financial — https://policylayer.com/tools/romthpt-mcp-xrpl/amm-clawback.md
- `amm-create` — Financial — https://policylayer.com/tools/romthpt-mcp-xrpl/amm-create.md
- `amm-deposit` — Financial — https://policylayer.com/tools/romthpt-mcp-xrpl/amm-deposit.md
- `approve-transaction` — Financial — https://policylayer.com/tools/romthpt-mcp-xrpl/approve-transaction.md
- `batch-payment` — Financial — https://policylayer.com/tools/romthpt-mcp-xrpl/batch-payment.md
- `check-cash` — Financial — https://policylayer.com/tools/romthpt-mcp-xrpl/check-cash.md
- `escrow-finish` — Financial — https://policylayer.com/tools/romthpt-mcp-xrpl/escrow-finish.md
- `offer-create` — Financial — https://policylayer.com/tools/romthpt-mcp-xrpl/offer-create.md
- `payment` — Financial — https://policylayer.com/tools/romthpt-mcp-xrpl/payment.md
- `payment-channel-claim` — Financial — https://policylayer.com/tools/romthpt-mcp-xrpl/payment-channel-claim.md
- `payment-channel-create` — Financial — https://policylayer.com/tools/romthpt-mcp-xrpl/payment-channel-create.md
- `payment-channel-fund` — Financial — https://policylayer.com/tools/romthpt-mcp-xrpl/payment-channel-fund.md
- `token-clawback` — Financial — https://policylayer.com/tools/romthpt-mcp-xrpl/token-clawback.md
- `token-escrow-create` — Financial — https://policylayer.com/tools/romthpt-mcp-xrpl/token-escrow-create.md
- `transfer-xrp` — Financial — https://policylayer.com/tools/romthpt-mcp-xrpl/transfer-xrp.md
- …and 40 more: https://policylayer.com/tools/romthpt-mcp-xrpl.md

## For agents

This record is a snapshot. Live verdicts and the full registry:

- Check every server in your MCP config at once: `npx -y policylayer stack`
- Vet a server before you add it: install the mcp-precheck skill — `npx skills add https://policylayer.com` (skill text: https://policylayer.com/skill.md)
- Query the registry over MCP: endpoint `https://api.policylayer.com/mcp` — tools `check_mcp_server`, `check_mcp_stack`, `check_tool`, `search_registry`, `get_change_events`

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Source: the PolicyLayer MCP registry — one continuously verified record per MCP server. Full record: https://policylayer.com/registry?q=romthpt-mcp-xrpl · API: https://policylayer.com/registry/api · Policy library: https://policylayer.com/policies/romthpt-mcp-xrpl