# transfer-xrp

Transfer XRP between accounts using the connected wallet or a named wallet

Agent View of the PolicyLayer registry record for `transfer-xrp`. HTML page: https://policylayer.com/tools/romthpt-mcp-xrpl/transfer-xrp

## Facts

- Tool: `transfer-xrp`
- Server: Xrpl mcp (`romthpt/mcp-xrpl`) — https://policylayer.com/tools/romthpt-mcp-xrpl.md
- Homepage: https://github.com/RomThpt/mcp-xrpl
- Risk category: Financial (Critical risk)
- Registry record: grade F, identity unverified
- Server rate-limited: no
- Parameters: 0
- Recommended policy verdict: Approval-gated

## Example call (MCP tools/call, JSON-RPC 2.0)

```json
{
  "jsonrpc": "2.0",
  "id": 1,
  "method": "tools/call",
  "params": {
    "name": "transfer-xrp",
    "arguments": {}
  }
}
```

## Why transfer-xrp is rated Critical

This tool directly moves money (XRP cryptocurrency) between accounts. Financial category applies due to the irreversible transfer of value. Severity is critical because an AI agent misusing this tool could drain accounts or commit unauthorized transfers of significant sums. High confidence based on explicit financial operation described.

From the tool's own definition: "Tool name 'transfer-xrp' and description states it 'Transfer[s] XRP between accounts', which moves cryptocurrency between parties, constituting a financial transaction with direct monetary impact."

## Use case

AI agents use transfer-xrp to commit financial operations through Xrpl mcp, usually the final step of a payment, billing, or trading workflow. A call moves real money.

## Recommended policy (PolicyLayer)

Verdict: **Approval-gated**. Enforced by the PolicyLayer MCP gateway (https://policylayer.com/mcp-gateway) before a call reaches Xrpl mcp:

```json
{
  "version": "1",
  "default": "deny",
  "tools": {
    "transfer-xrp": {
      "deny_if": [
        {
          "conditions": [],
          "on_deny": "Requires human approval."
        }
      ]
    }
  }
}
```

## Other tools on Xrpl mcp (70)

- `amm-delete` — Destructive — https://policylayer.com/tools/romthpt-mcp-xrpl/amm-delete.md
- `check-cancel` — Destructive — https://policylayer.com/tools/romthpt-mcp-xrpl/check-cancel.md
- `credential-delete` — Destructive — https://policylayer.com/tools/romthpt-mcp-xrpl/credential-delete.md
- `deactivate-did` — Destructive — https://policylayer.com/tools/romthpt-mcp-xrpl/deactivate-did.md
- `delete-account` — Destructive — https://policylayer.com/tools/romthpt-mcp-xrpl/delete-account.md
- `escrow-cancel` — Destructive — https://policylayer.com/tools/romthpt-mcp-xrpl/escrow-cancel.md
- `mpt-issuance-destroy` — Destructive — https://policylayer.com/tools/romthpt-mcp-xrpl/mpt-issuance-destroy.md
- `offer-cancel` — Destructive — https://policylayer.com/tools/romthpt-mcp-xrpl/offer-cancel.md
- `oracle-delete` — Destructive — https://policylayer.com/tools/romthpt-mcp-xrpl/oracle-delete.md
- `permissioned-domain-delete` — Destructive — https://policylayer.com/tools/romthpt-mcp-xrpl/permissioned-domain-delete.md
- `reject-transaction` — Destructive — https://policylayer.com/tools/romthpt-mcp-xrpl/reject-transaction.md
- `amm-vote` — Execute — https://policylayer.com/tools/romthpt-mcp-xrpl/amm-vote.md
- `batch-submit` — Execute — https://policylayer.com/tools/romthpt-mcp-xrpl/batch-submit.md
- `transfer-nft` — Execute — https://policylayer.com/tools/romthpt-mcp-xrpl/transfer-nft.md
- `amm-bid` — Financial — https://policylayer.com/tools/romthpt-mcp-xrpl/amm-bid.md
- `amm-clawback` — Financial — https://policylayer.com/tools/romthpt-mcp-xrpl/amm-clawback.md
- `amm-create` — Financial — https://policylayer.com/tools/romthpt-mcp-xrpl/amm-create.md
- `amm-deposit` — Financial — https://policylayer.com/tools/romthpt-mcp-xrpl/amm-deposit.md
- `approve-transaction` — Financial — https://policylayer.com/tools/romthpt-mcp-xrpl/approve-transaction.md
- `batch-payment` — Financial — https://policylayer.com/tools/romthpt-mcp-xrpl/batch-payment.md
- `check-cash` — Financial — https://policylayer.com/tools/romthpt-mcp-xrpl/check-cash.md
- `escrow-finish` — Financial — https://policylayer.com/tools/romthpt-mcp-xrpl/escrow-finish.md
- `offer-create` — Financial — https://policylayer.com/tools/romthpt-mcp-xrpl/offer-create.md
- `payment` — Financial — https://policylayer.com/tools/romthpt-mcp-xrpl/payment.md
- `payment-channel-claim` — Financial — https://policylayer.com/tools/romthpt-mcp-xrpl/payment-channel-claim.md
- `payment-channel-create` — Financial — https://policylayer.com/tools/romthpt-mcp-xrpl/payment-channel-create.md
- `payment-channel-fund` — Financial — https://policylayer.com/tools/romthpt-mcp-xrpl/payment-channel-fund.md
- `token-clawback` — Financial — https://policylayer.com/tools/romthpt-mcp-xrpl/token-clawback.md
- `token-escrow-create` — Financial — https://policylayer.com/tools/romthpt-mcp-xrpl/token-escrow-create.md
- `transfer-token` — Financial — https://policylayer.com/tools/romthpt-mcp-xrpl/transfer-token.md
- …and 40 more: https://policylayer.com/tools/romthpt-mcp-xrpl.md

## For agents

This record is a snapshot. Live verdicts and the full registry:

- Check every server in your MCP config at once: `npx -y policylayer stack`
- Vet a server before you add it: install the mcp-precheck skill — `npx skills add https://policylayer.com` (skill text: https://policylayer.com/skill.md)
- Query the registry over MCP: endpoint `https://api.policylayer.com/mcp` — tools `check_mcp_server`, `check_mcp_stack`, `check_tool`, `search_registry`, `get_change_events`

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Source: the PolicyLayer MCP registry — one continuously verified record per MCP server. Full record: https://policylayer.com/registry?q=romthpt-mcp-xrpl · API: https://policylayer.com/registry/api · Policy library: https://policylayer.com/policies/romthpt-mcp-xrpl