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pay_merchant_clp

Pay a Chilean merchant in CLP via bank transfer. The user will receive a Telegram link to confirm the payment in their bank app. Use this for purchases at Chilean stores and services.

Part of the Agentpay server.

pay_merchant_clp can move real money through Agentpay, with no limits today. PolicyLayer puts allow, deny, and rate-limit rules on every call. Live in minutes.

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AI agents use pay_merchant_clp to initiate financial transactions through Agentpay. Financial operations involve real money and are irreversible once processed. PolicyLayer blocks financial tools by default, requiring explicit human approval with transaction-level limits to prevent unauthorised spending.

pay_merchant_clp moves real money. Without a policy, an autonomous agent could initiate transactions that drain accounts or exceed budgets. PolicyLayer blocks financial tools by default, requiring human-in-the-loop approval with configurable spending limits per transaction and per time window.

Financial tools involve real money. Block by default and require explicit human approval before enabling.

policy.json
{
  "version": "1",
  "default": "deny",
  "tools": {
    "pay_merchant_clp": {
      "deny_if": [
        {
          "conditions": [],
          "on_deny": "Requires human approval."
        }
      ]
    }
  }
}

See the full Agentpay policy for all 17 tools.

Get this rule live on your own Agentpay server in minutes. PolicyLayer enforces it on every call, before it runs.

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View all 17 tools →

These attack patterns abuse exactly the kind of access pay_merchant_clp gives an agent. Each links to the full case and the policy that stops it:

Browse the full MCP Attack Database →

Every attack above starts with a tool call. PolicyLayer checks each one against your policy first, so pay_merchant_clp only ever does what you allow.

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Other financial tools across the catalogue. The same approach applies to each: deny by default, or require human approval.

What does the pay_merchant_clp tool do? +

Pay a Chilean merchant in CLP via bank transfer. The user will receive a Telegram link to confirm the payment in their bank app. Use this for purchases at Chilean stores and services.. It is categorised as a Financial tool in the Agentpay MCP Server, which means it involves financial transactions. Block by default and require explicit approval.

How do I enforce a policy on pay_merchant_clp? +

Register the Agentpay MCP server in PolicyLayer and add a rule for pay_merchant_clp: allow, deny, rate-limit, or require approval. Point your MCP client at the PolicyLayer proxy URL and the rule is enforced on every call, before it reaches Agentpay. Nothing to install.

What risk level is pay_merchant_clp? +

pay_merchant_clp is a Financial tool with critical risk. Critical-risk tools should be blocked by default and only enabled with explicit human approval.

Can I rate-limit pay_merchant_clp? +

Yes. Add a rate_limit block to the pay_merchant_clp rule in your PolicyLayer policy. For example, setting max: 10 and window: 60 limits the tool to 10 calls per minute. Rate limits are tracked per agent session and reset automatically.

How do I block pay_merchant_clp completely? +

Set action: deny in the PolicyLayer policy for pay_merchant_clp. The AI agent will receive a policy violation error and cannot call the tool. You can also include a reason field to explain why the tool is blocked.

What MCP server provides pay_merchant_clp? +

pay_merchant_clp is provided by the Agentpay MCP server (agentpay-mcp-server). PolicyLayer sits as a proxy in front of this server to enforce policies before tool calls reach the server.

Enforce policy on every Agentpay tool call.

Deterministic rules across all 17 Agentpay tools. Per-identity grants. Full audit log. Live in minutes. Nothing to install.

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4,600+ MCP servers and 31,000+ tools scanned and risk-classified.

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