Low Risk

get_merchant

Get the full record for one merchant including all rails, payment endpoints, and OP attestation. Tier 2+ requires an AT credential.

Part of the Agentic Terminal Directory server.

get_merchant is read-only, but an agent in a loop can still rack up calls and cost. PolicyLayer caps every call before it runs. Live in minutes.

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AI agents call get_merchant to retrieve information from Agentic Terminal Directory without modifying any data. This is common in research, monitoring, and reporting workflows where the agent needs context before taking action. Because read operations don't change state, they are generally safe to allow without restrictions -- but you may still want rate limits to control API costs.

Even though get_merchant only reads data, uncontrolled read access can leak sensitive information or rack up API costs. An agent caught in a retry loop could make thousands of calls per minute. A rate limit gives you a safety net without blocking legitimate use.

Read-only tools are safe to allow by default. No rate limit needed unless you want to control costs.

policy.json
{
  "version": "1",
  "default": "deny",
  "tools": {
    "get_merchant": {}
  }
}

See the full Agentic Terminal Directory policy for all 6 tools.

Get this rule live on your own Agentic Terminal Directory server in minutes. PolicyLayer enforces it on every call, before it runs.

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These attack patterns abuse exactly the kind of access get_merchant gives an agent. Each links to the full case and the policy that stops it:

Browse the full MCP Attack Database →

Every attack above starts with a tool call. PolicyLayer checks each one against your policy first, so get_merchant only ever does what you allow.

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Other read tools across the catalogue. The same approach applies to each: allow, with a rate cap to control cost.

What does the get_merchant tool do? +

Get the full record for one merchant including all rails, payment endpoints, and OP attestation. Tier 2+ requires an AT credential.. It is categorised as a Read tool in the Agentic Terminal Directory MCP Server, which means it retrieves data without modifying state.

How do I enforce a policy on get_merchant? +

Register the Agentic Terminal Directory MCP server in PolicyLayer and add a rule for get_merchant: allow, deny, rate-limit, or require approval. Point your MCP client at the PolicyLayer proxy URL and the rule is enforced on every call, before it reaches Agentic Terminal Directory. Nothing to install.

What risk level is get_merchant? +

get_merchant is a Read tool with low risk. Read-only tools are generally safe to allow by default.

Can I rate-limit get_merchant? +

Yes. Add a rate_limit block to the get_merchant rule in your PolicyLayer policy. For example, setting max: 10 and window: 60 limits the tool to 10 calls per minute. Rate limits are tracked per agent session and reset automatically.

How do I block get_merchant completely? +

Set action: deny in the PolicyLayer policy for get_merchant. The AI agent will receive a policy violation error and cannot call the tool. You can also include a reason field to explain why the tool is blocked.

What MCP server provides get_merchant? +

get_merchant is provided by the Agentic Terminal Directory MCP server (https://mcp.agenticterminal.ai/mcp). PolicyLayer sits as a proxy in front of this server to enforce policies before tool calls reach the server.

Enforce policy on every Agentic Terminal Directory tool call.

Deterministic rules across all 6 Agentic Terminal Directory tools. Per-identity grants. Full audit log. Live in minutes. Nothing to install.

Free to start. No card required.

4,600+ MCP servers and 31,000+ tools scanned and risk-classified.

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