Critical Risk →

pay_invoice

Pay a Lightning invoice

Part of the Bitcoin MCP server.

pay_invoice can move real money through Bitcoin MCP, with no limits today. PolicyLayer puts allow, deny, and rate-limit rules on every call. Live in minutes.

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AI agents use pay_invoice to initiate financial transactions through Bitcoin MCP. Financial operations involve real money and are irreversible once processed. PolicyLayer blocks financial tools by default, requiring explicit human approval with transaction-level limits to prevent unauthorised spending.

pay_invoice moves real money. Without a policy, an autonomous agent could initiate transactions that drain accounts or exceed budgets. PolicyLayer blocks financial tools by default, requiring human-in-the-loop approval with configurable spending limits per transaction and per time window.

Financial tools involve real money. Block by default and require explicit human approval before enabling.

policy.json
{
  "version": "1",
  "default": "deny",
  "tools": {
    "pay_invoice": {
      "deny_if": [
        {
          "conditions": [],
          "on_deny": "Requires human approval."
        }
      ]
    }
  }
}

See the full Bitcoin MCP policy for all 7 tools.

Get this rule live on your own Bitcoin MCP server in minutes. PolicyLayer enforces it on every call, before it runs.

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These attack patterns abuse exactly the kind of access pay_invoice gives an agent. Each links to the full case and the policy that stops it:

Browse the full MCP Attack Database →

Every attack above starts with a tool call. PolicyLayer checks each one against your policy first, so pay_invoice only ever does what you allow.

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Other financial tools across the catalogue. The same approach applies to each: deny by default, or require human approval.

What does the pay_invoice tool do? +

Pay a Lightning invoice. It is categorised as a Financial tool in the Bitcoin MCP MCP Server, which means it involves financial transactions. Block by default and require explicit approval.

How do I enforce a policy on pay_invoice? +

Register the Bitcoin MCP server in PolicyLayer and add a rule for pay_invoice: allow, deny, rate-limit, or require approval. Point your MCP client at the PolicyLayer proxy URL and the rule is enforced on every call, before it reaches Bitcoin MCP. Nothing to install.

What risk level is pay_invoice? +

pay_invoice is a Financial tool with critical risk. Critical-risk tools should be blocked by default and only enabled with explicit human approval.

Can I rate-limit pay_invoice? +

Yes. Add a rate_limit block to the pay_invoice rule in your PolicyLayer policy. For example, setting max: 10 and window: 60 limits the tool to 10 calls per minute. Rate limits are tracked per agent session and reset automatically.

How do I block pay_invoice completely? +

Set action: deny in the PolicyLayer policy for pay_invoice. The AI agent will receive a policy violation error and cannot call the tool. You can also include a reason field to explain why the tool is blocked.

What MCP server provides pay_invoice? +

pay_invoice is provided by the Bitcoin MCP server (Bortlesboat/bitcoin-mcp). PolicyLayer sits as a proxy in front of this server to enforce policies before tool calls reach the server.

Enforce policy on every Bitcoin MCP tool call.

Deterministic rules across all 7 Bitcoin MCP tools. Per-identity grants. Full audit log. Live in minutes. Nothing to install.

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4,600+ MCP servers and 31,000+ tools scanned and risk-classified.

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