// MCP TOOL REFERENCE

cloak_x402_fetch

Fetch x402 resources with auto-payment

Automatically pays for accessed content

Part of the Cloaked Agent MCP server. Enforce policies on this tool with Intercept, the open-source MCP proxy.

// WHEN AI AGENTS USE THIS TOOL

AI agents use cloak_x402_fetch to initiate financial transactions through Cloaked Agent. Financial operations involve real money and are irreversible once processed. Intercept blocks financial tools by default, requiring explicit human approval with transaction-level limits to prevent unauthorised spending.

// WHY ENFORCE A POLICY ON CLOAK_X402_FETCH

cloak_x402_fetch moves real money. Without a policy, an autonomous agent could initiate transactions that drain accounts or exceed budgets. Intercept blocks financial tools by default, requiring human-in-the-loop approval with configurable spending limits per transaction and per time window.

// RECOMMENDED POLICY

Financial tools involve real money. Block by default and require explicit human approval before enabling.

cloaked-agent.yaml

tools:
  cloak_x402_fetch:
    rules:
      - action: deny
        reason: "Requires human approval"

See the full Cloaked Agent policy for all 4 tools.

// DETAILS

Tool Name cloak_x402_fetch

Category Financial

MCP Server Cloaked Agent MCP Server

Risk Level Critical

// MORE CLOAKED AGENT TOOLS

Financial cloak_pay Read cloak_balance Read cloak_status

// WHAT CAN GO WRONG

Agents calling financial-class tools like cloak_x402_fetch have been implicated in these attack patterns. Read the full case and prevention policy for each:

Browse the full MCP Attack Database →

// OTHER FINANCIAL TOOLS ACROSS MCP SERVERS

Other tools in the Financial risk category across the catalogue. The same policy patterns (deny, require_approval) apply to each.

AbraFlexi bank_transaction_create AbraFlexi invoice_issued_create AgentPact agentpact.request_refund Wise cancel_transfer Wise create_transfer Wise fund_transfer

// IN CONTEXT OF CRITICAL RISK

cloak_x402_fetch is one of the critical-risk operations in Cloaked Agent. For the full severity-focused view — only the critical-risk tools with their recommended policies — see the breakdown for this server, or browse all critical-risk tools across every MCP server.

// RELATED READING

// FAQ

What does the cloak_x402_fetch tool do? +

Fetch x402 resources with auto-payment. It is categorised as a Financial tool in the Cloaked Agent MCP Server, which means it involves financial transactions. Block by default and require explicit approval.

How do I enforce a policy on cloak_x402_fetch? +

Add a rule in your Intercept YAML policy under the tools section for cloak_x402_fetch. You can allow, deny, rate-limit, or validate arguments. Then run Intercept as a proxy in front of the Cloaked Agent MCP server.

What risk level is cloak_x402_fetch? +

cloak_x402_fetch is a Financial tool with critical risk. Critical-risk tools should be blocked by default and only enabled with explicit human approval.

Can I rate-limit cloak_x402_fetch? +

Yes. Add a rate_limit block to the cloak_x402_fetch rule in your Intercept policy. For example, setting max: 10 and window: 60 limits the tool to 10 calls per minute. Rate limits are tracked per agent session and reset automatically.

How do I block cloak_x402_fetch completely? +

Set action: deny in the Intercept policy for cloak_x402_fetch. The AI agent will receive a policy violation error and cannot call the tool. You can also include a reason field to explain why the tool is blocked.

What MCP server provides cloak_x402_fetch? +

cloak_x402_fetch is provided by the Cloaked Agent MCP server (@cloakedagent/sdk). Intercept sits as a proxy in front of this server to enforce policies before tool calls reach the server.

cloak_x402_fetch

Enforce policies on Cloaked Agent