获取调用策略和字段优先级。调用流程：(1)收集用户age后即可调recommend(2)有health_conditions时自动附带核保结论(3)include_reasoning默认false,Agent自行组织语言(4)返回的source_url可直接给用户作为投保链接。本工具返回各能力的字段优先级、缺失影响、默认行为。
Part of the WhyLingxi 保险顾问 Insurance Advisor server.
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AI agents call get_schema to retrieve information from WhyLingxi 保险顾问 Insurance Advisor without modifying any data. This is common in research, monitoring, and reporting workflows where the agent needs context before taking action. Because read operations don't change state, they are generally safe to allow without restrictions -- but you may still want rate limits to control API costs.
Even though get_schema only reads data, uncontrolled read access can leak sensitive information or rack up API costs. An agent caught in a retry loop could make thousands of calls per minute. A rate limit gives you a safety net without blocking legitimate use.
Read-only tools are safe to allow by default. No rate limit needed unless you want to control costs.
{
"version": "1",
"default": "deny",
"tools": {
"get_schema": {}
}
}See the full WhyLingxi 保险顾问 Insurance Advisor policy for all 9 tools.
These attack patterns abuse exactly the kind of access get_schema gives an agent. Each links to the full case and the policy that stops it:
Other read tools across the catalogue. The same approach applies to each: allow, with a rate cap to control cost.
获取调用策略和字段优先级。调用流程：(1)收集用户age后即可调recommend(2)有health_conditions时自动附带核保结论(3)include_reasoning默认false,Agent自行组织语言(4)返回的source_url可直接给用户作为投保链接。本工具返回各能力的字段优先级、缺失影响、默认行为。. It is categorised as a Read tool in the WhyLingxi 保险顾问 Insurance Advisor MCP Server, which means it retrieves data without modifying state.
Register the WhyLingxi 保险顾问 Insurance Advisor MCP server in PolicyLayer and add a rule for get_schema: allow, deny, rate-limit, or require approval. Point your MCP client at the PolicyLayer proxy URL and the rule is enforced on every call, before it reaches WhyLingxi 保险顾问 Insurance Advisor. Nothing to install.
get_schema is a Read tool with low risk. Read-only tools are generally safe to allow by default.
Yes. Add a rate_limit block to the get_schema rule in your PolicyLayer policy. For example, setting max: 10 and window: 60 limits the tool to 10 calls per minute. Rate limits are tracked per agent session and reset automatically.
Set action: deny in the PolicyLayer policy for get_schema. The AI agent will receive a policy violation error and cannot call the tool. You can also include a reason field to explain why the tool is blocked.
get_schema is provided by the WhyLingxi 保险顾问 Insurance Advisor MCP server (https://whylingxi.cn/mcp). PolicyLayer sits as a proxy in front of this server to enforce policies before tool calls reach the server.
Deterministic rules across all 9 WhyLingxi 保险顾问 Insurance Advisor tools. Per-identity grants. Full audit log. Live in minutes. Nothing to install.
Free to start. No card required.
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