List the chart of accounts from a Xero accounting organisation. Returns each account's code, name, type, class, and status. Use to understand an organisation's general ledger structure for bookkeeping and financial reporting.
Part of the Xero server.
Free to start. No card required.
AI agents call list_accounts to retrieve information from Xero without modifying any data. This is common in research, monitoring, and reporting workflows where the agent needs context before taking action. Because read operations don't change state, they are generally safe to allow without restrictions -- but you may still want rate limits to control API costs.
Even though list_accounts only reads data, uncontrolled read access can leak sensitive information or rack up API costs. An agent caught in a retry loop could make thousands of calls per minute. A rate limit gives you a safety net without blocking legitimate use.
Read-only tools are safe to allow by default. No rate limit needed unless you want to control costs.
{
"version": "1",
"default": "deny",
"tools": {
"list_accounts": {}
}
}See the full Xero policy for all 25 tools.
These attack patterns abuse exactly the kind of access list_accounts gives an agent. Each links to the full case and the policy that stops it:
Other read tools across the catalogue. The same approach applies to each: allow, with a rate cap to control cost.
List the chart of accounts from a Xero accounting organisation. Returns each account's code, name, type, class, and status. Use to understand an organisation's general ledger structure for bookkeeping and financial reporting.. It is categorised as a Read tool in the Xero MCP Server, which means it retrieves data without modifying state.
Register the Xero MCP server in PolicyLayer and add a rule for list_accounts: allow, deny, rate-limit, or require approval. Point your MCP client at the PolicyLayer proxy URL and the rule is enforced on every call, before it reaches Xero. Nothing to install.
list_accounts is a Read tool with low risk. Read-only tools are generally safe to allow by default.
Yes. Add a rate_limit block to the list_accounts rule in your PolicyLayer policy. For example, setting max: 10 and window: 60 limits the tool to 10 calls per minute. Rate limits are tracked per agent session and reset automatically.
Set action: deny in the PolicyLayer policy for list_accounts. The AI agent will receive a policy violation error and cannot call the tool. You can also include a reason field to explain why the tool is blocked.
list_accounts is provided by the Xero MCP server (https://gateway.pipeworx.io/xero/mcp). PolicyLayer sits as a proxy in front of this server to enforce policies before tool calls reach the server.
Deterministic rules across all 25 Xero tools. Per-identity grants. Full audit log. Live in minutes. Nothing to install.
Free to start. No card required.
4,600+ MCP servers and 31,000+ tools scanned and risk-classified.