Critical Risk →

create_payment

Create a new payment for an invoice

Part of the Bexio server.

create_payment can move real money through Bexio, with no limits today. PolicyLayer puts allow, deny, and rate-limit rules on every call. Live in minutes.

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AI agents use create_payment to initiate financial transactions through Bexio. Financial operations involve real money and are irreversible once processed. PolicyLayer blocks financial tools by default, requiring explicit human approval with transaction-level limits to prevent unauthorised spending.

create_payment moves real money. Without a policy, an autonomous agent could initiate transactions that drain accounts or exceed budgets. PolicyLayer blocks financial tools by default, requiring human-in-the-loop approval with configurable spending limits per transaction and per time window.

Financial tools involve real money. Block by default and require explicit human approval before enabling.

policy.json
{
  "version": "1",
  "default": "deny",
  "tools": {
    "create_payment": {
      "deny_if": [
        {
          "conditions": [],
          "on_deny": "Requires human approval."
        }
      ]
    }
  }
}

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These attack patterns abuse exactly the kind of access create_payment gives an agent. Each links to the full case and the policy that stops it:

Browse the full MCP Attack Database →

Every attack above starts with a tool call. PolicyLayer checks each one against your policy first, so create_payment only ever does what you allow.

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Other financial tools across the catalogue. The same approach applies to each: deny by default, or require human approval.

What does the create_payment tool do? +

Create a new payment for an invoice. It is categorised as a Financial tool in the Bexio MCP Server, which means it involves financial transactions. Block by default and require explicit approval.

How do I enforce a policy on create_payment? +

Register the Bexio MCP server in PolicyLayer and add a rule for create_payment: allow, deny, rate-limit, or require approval. Point your MCP client at the PolicyLayer proxy URL and the rule is enforced on every call, before it reaches Bexio. Nothing to install.

What risk level is create_payment? +

create_payment is a Financial tool with critical risk. Critical-risk tools should be blocked by default and only enabled with explicit human approval.

Can I rate-limit create_payment? +

Yes. Add a rate_limit block to the create_payment rule in your PolicyLayer policy. For example, setting max: 10 and window: 60 limits the tool to 10 calls per minute. Rate limits are tracked per agent session and reset automatically.

How do I block create_payment completely? +

Set action: deny in the PolicyLayer policy for create_payment. The AI agent will receive a policy violation error and cannot call the tool. You can also include a reason field to explain why the tool is blocked.

What MCP server provides create_payment? +

create_payment is provided by the Bexio MCP server (@promptpartner/bexio-mcp-server). PolicyLayer sits as a proxy in front of this server to enforce policies before tool calls reach the server.

Enforce policy on every Bexio tool call.

Deterministic rules across all 276 Bexio tools. Per-identity grants. Full audit log. Live in minutes. Nothing to install.

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4,600+ MCP servers and 31,000+ tools scanned and risk-classified.

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