[FIAT ESCROW] Request refund for a fiat payment. Triggers SPEI/wire return to buyer.
Part of the Kustodia Escrow server.
Free to start. No card required.
AI agents use request_refund to initiate financial transactions through Kustodia Escrow. Financial operations involve real money and are irreversible once processed. PolicyLayer blocks financial tools by default, requiring explicit human approval with transaction-level limits to prevent unauthorised spending.
request_refund moves real money. Without a policy, an autonomous agent could initiate transactions that drain accounts or exceed budgets. PolicyLayer blocks financial tools by default, requiring human-in-the-loop approval with configurable spending limits per transaction and per time window.
Financial tools involve real money. Block by default and require explicit human approval before enabling.
{
"version": "1",
"default": "deny",
"tools": {
"request_refund": {
"deny_if": [
{
"conditions": [],
"on_deny": "Requires human approval."
}
]
}
}
}See the full Kustodia Escrow policy for all 36 tools.
These attack patterns abuse exactly the kind of access request_refund gives an agent. Each links to the full case and the policy that stops it:
Other financial tools across the catalogue. The same approach applies to each: deny by default, or require human approval.
[FIAT ESCROW] Request refund for a fiat payment. Triggers SPEI/wire return to buyer.. It is categorised as a Financial tool in the Kustodia Escrow MCP Server, which means it involves financial transactions. Block by default and require explicit approval.
Register the Kustodia Escrow MCP server in PolicyLayer and add a rule for request_refund: allow, deny, rate-limit, or require approval. Point your MCP client at the PolicyLayer proxy URL and the rule is enforced on every call, before it reaches Kustodia Escrow. Nothing to install.
request_refund is a Financial tool with critical risk. Critical-risk tools should be blocked by default and only enabled with explicit human approval.
Yes. Add a rate_limit block to the request_refund rule in your PolicyLayer policy. For example, setting max: 10 and window: 60 limits the tool to 10 calls per minute. Rate limits are tracked per agent session and reset automatically.
Set action: deny in the PolicyLayer policy for request_refund. The AI agent will receive a policy violation error and cannot call the tool. You can also include a reason field to explain why the tool is blocked.
request_refund is provided by the Kustodia Escrow MCP server (kustodia/escrow). PolicyLayer sits as a proxy in front of this server to enforce policies before tool calls reach the server.
Deterministic rules across all 36 Kustodia Escrow tools. Per-identity grants. Full audit log. Live in minutes. Nothing to install.
Free to start. No card required.
4,600+ MCP servers and 31,000+ tools scanned and risk-classified.