delete_category

Delete a spending category

Removes category and affects reporting

Part of the Lunch Money MCP server. Enforce policies on this tool with Intercept, the open-source MCP proxy.

@akutishevsky/lunchmoney-mcp Destructive Risk 4/5

// WHEN AI AGENTS USE THIS TOOL

AI agents may call delete_category to permanently remove or destroy resources in Lunch Money. Without a policy, an autonomous agent could delete critical data in a loop with no way to undo the damage. Intercept blocks destructive tools by default and requires explicit human approval before enabling them.

// WHY ENFORCE A POLICY ON DELETE_CATEGORY

Without a policy, an AI agent could call delete_category in a loop, permanently destroying resources in Lunch Money. There is no undo for destructive operations. Intercept blocks this tool by default and only allows it when a human explicitly approves the action.

// RECOMMENDED POLICY

Destructive tools permanently remove data. Block by default. Only enable with explicit approval workflows.

lunch-money.yaml

tools:
  delete_category:
    rules:
      - action: deny
        reason: "Blocked by default — enable with approval"

See the full Lunch Money policy for all 29 tools.

// DETAILS

Tool Name delete_category

Category Destructive

MCP Server Lunch Money MCP Server

Risk Level Critical

// MORE LUNCH MONEY TOOLS

Financial create_transactions Destructive delete_transaction_group Destructive force_delete_category Destructive remove_budget Destructive unsplit_transactions Execute trigger_plaid_fetch Write add_to_category_group Write create_asset

View all 29 tools →

// RELATED READING

// FAQ

What does the delete_category tool do? +

Delete a spending category. It is categorised as a Destructive tool in the Lunch Money MCP Server, which means it can permanently delete or destroy data. Block by default and require explicit approval.

How do I enforce a policy on delete_category? +

Add a rule in your Intercept YAML policy under the tools section for delete_category. You can allow, deny, rate-limit, or validate arguments. Then run Intercept as a proxy in front of the Lunch Money MCP server.

What risk level is delete_category? +

delete_category is a Destructive tool with critical risk. Critical-risk tools should be blocked by default and only enabled with explicit human approval.

Can I rate-limit delete_category? +

Yes. Add a rate_limit block to the delete_category rule in your Intercept policy. For example, setting max: 10 and window: 60 limits the tool to 10 calls per minute. Rate limits are tracked per agent session and reset automatically.

How do I block delete_category completely? +

Set action: deny in the Intercept policy for delete_category. The AI agent will receive a policy violation error and cannot call the tool. You can also include a reason field to explain why the tool is blocked.

What MCP server provides delete_category? +

delete_category is provided by the Lunch Money MCP server (@akutishevsky/lunchmoney-mcp). Intercept sits as a proxy in front of this server to enforce policies before tool calls reach the server.

delete_category

Enforce policies on Lunch Money