Critical Risk →

send_money

Send money to an email, Solana wallet or phone number.

Part of the My Smithery App server.

send_money can move real money through My Smithery App, with no limits today. PolicyLayer puts allow, deny, and rate-limit rules on every call. Live in minutes.

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AI agents use send_money to initiate financial transactions through My Smithery App. Financial operations involve real money and are irreversible once processed. PolicyLayer blocks financial tools by default, requiring explicit human approval with transaction-level limits to prevent unauthorised spending.

send_money moves real money. Without a policy, an autonomous agent could initiate transactions that drain accounts or exceed budgets. PolicyLayer blocks financial tools by default, requiring human-in-the-loop approval with configurable spending limits per transaction and per time window.

Financial tools involve real money. Block by default and require explicit human approval before enabling.

policy.json
{
  "version": "1",
  "default": "deny",
  "tools": {
    "send_money": {
      "deny_if": [
        {
          "conditions": [],
          "on_deny": "Requires human approval."
        }
      ]
    }
  }
}

See the full My Smithery App policy for all 9 tools.

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These attack patterns abuse exactly the kind of access send_money gives an agent. Each links to the full case and the policy that stops it:

Browse the full MCP Attack Database →

Every attack above starts with a tool call. PolicyLayer checks each one against your policy first, so send_money only ever does what you allow.

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Other financial tools across the catalogue. The same approach applies to each: deny by default, or require human approval.

What does the send_money tool do? +

Send money to an email, Solana wallet or phone number.. It is categorised as a Financial tool in the My Smithery App MCP Server, which means it involves financial transactions. Block by default and require explicit approval.

How do I enforce a policy on send_money? +

Register the My Smithery App MCP server in PolicyLayer and add a rule for send_money: allow, deny, rate-limit, or require approval. Point your MCP client at the PolicyLayer proxy URL and the rule is enforced on every call, before it reaches My Smithery App. Nothing to install.

What risk level is send_money? +

send_money is a Financial tool with critical risk. Critical-risk tools should be blocked by default and only enabled with explicit human approval.

Can I rate-limit send_money? +

Yes. Add a rate_limit block to the send_money rule in your PolicyLayer policy. For example, setting max: 10 and window: 60 limits the tool to 10 calls per minute. Rate limits are tracked per agent session and reset automatically.

How do I block send_money completely? +

Set action: deny in the PolicyLayer policy for send_money. The AI agent will receive a policy violation error and cannot call the tool. You can also include a reason field to explain why the tool is blocked.

What MCP server provides send_money? +

send_money is provided by the My Smithery App MCP server (paracetamol951/my-smithery-app). PolicyLayer sits as a proxy in front of this server to enforce policies before tool calls reach the server.

Enforce policy on every My Smithery App tool call.

Deterministic rules across all 9 My Smithery App tools. Per-identity grants. Full audit log. Live in minutes. Nothing to install.

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