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// MCP TOKEN COST

The Lovie Company Formation MCP server costs 89,481 tokens before the first call.

Every request your agent makes carries every tool definition this server exposes — context your code, documents and conversation can't use, mostly for tools the agent never calls. You don't need them all in the window, and you don't have to pay for them.

QUICK ANSWER The Lovie Company Formation MCP MCP server's 340 tool definitions consume 89,481 tokens — 45% of a 200k context window, and 47× the median MCP server (1,908 tokens). A scoped grant exposing only the tools you use cuts that roughly in proportion.

MEASURED FROM SCHEMAS tiktoken o200k_base · rank #17 of 9,700 measured servers · refreshed every build Method →
// CONTEXT WINDOW SHARE

What that costs before your agent starts working.

Tool definitions are overhead: they occupy context on every request and compete with your code, documents and conversation history for the same window.

200K WINDOW 45%
1M WINDOW 8.9%

Corpus context: Lovie Company Formation ranks #17 of 9,700 measured MCP servers by definition cost. The median is 1,908 tokens, p90 is 17,396, and the heaviest (ReplyNodes) is 432,983 — 216% of a 200k window on its own. New to this? See MCP token cost and context window in the glossary.

Token cost is one axis. See the risk picture across your whole stack →

// PER-TOOL BREAKDOWN

Where the 89,481 tokens go.

Each row is one tool definition as a tools/list entry — name, description and input schema — counted with o200k_base. Average: 263 tokens per tool.

ToolCategoryTokens% of server
formation_update_formation Write 6,510 7.3%
formation_create_formation Write 6,430 7.2%
banking_update_banking_application Write 3,469 3.9%
read_transactions Read 1,756 2.0%
transaction_get_summary Read 1,745 2.0%
equity_onboarding_update Write 1,447 1.6%
formation_save_cap_table_import Write 1,267 1.4%
cap_table_import_safe Write 1,118 1.2%
cap_table_record_cap_table_investment Execute 1,049 1.2%
banking_upsert_beneficial_owner Write 1,039 1.2%
company_update_company Write 981 1.1%
cap_table_update_cap_table_security Write 968 1.1%
formation_set_election83b Write 898 1.0%
cap_table_import_rsa Write 886 1.0%
cap_table_create_cap_table_agreement Write 814 0.9%
signature_create_envelope Write 805 0.9%
cap_table_update_cap_table_agreement Write 731 0.8%
accounting_upsert_journal_entry Write 728 0.8%
itin_submit_itin_intake Write 683 0.8%
formation_set_founder_profile Write 647 0.7%
itin_save_itin_intake_draft Write 610 0.7%
formation_set_team_equity Write 601 0.7%
card_create_card Write 599 0.7%
formation_submit_ein_filing_info Write 559 0.6%
cap_table_create_cap_table_stakeholder Write 500 0.6%
notification_get_list_notifications Read 490 0.5%
formation_update_shareholder Write 478 0.5%
cap_table_create_cap_table_round Write 460 0.5%
formation_set_domain_dns_records Write 457 0.5%
cap_table_update_cap_table_round Write 449 0.5%
captable_send_safe_for_signature Write 447 0.5%
formation_start_formation Execute 429 0.5%
transaction_preview_categorization_rule Read 421 0.5%
cap_table_update_cap_table_stakeholder Write 421 0.5%
vendor_bill_create_vendor_bill Write 421 0.5%
formation_add_shareholder Write 419 0.5%
mcp_draft_transfer Financial 409 0.5%
formation_set_company_address Write 395 0.4%
accounting_get_list_review_items Read 393 0.4%
signature_reconcile_document_state Execute 390 0.4%
accounting_create_schedule Write 389 0.4%
formation_get_payment_link Read 385 0.4%
formation_set_banking_intent Write 378 0.4%
cap_table_set_cap_table_pipeline_status Destructive 372 0.4%
cap_table_simulate_cap_table_dilution Read 367 0.4%
cap_table_record_cap_table_wire Read 361 0.4%
formation_get_list_formations Read 360 0.4%
accounting_get_list_journal_entries Read 356 0.4%
list_accounts Read 342 0.4%
formation_set_registered_agent Write 339 0.4%
formation_extract_fast_terms_ocr Read 335 0.4%
signature_void_envelope Destructive 329 0.4%
draft_payment Execute 325 0.4%
counterparty_get_list_counterparties Read 325 0.4%
cap_table_update_cap_table_agreement_status Write 316 0.4%
formation_extract_safe_terms Read 314 0.4%
formation_extract_rsa_terms_ocr Read 313 0.3%
cap_table_simulate_cap_table_exit Execute 311 0.3%
formation_get_ocr_upload_url Read 309 0.3%
cap_table_close_cap_table_round Destructive 301 0.3%
commit_transfer Financial 290 0.3%
payment_get_list_payments Read 290 0.3%
accounting_close_period Write 290 0.3%
ads_insight_summarize_campaign_window Execute 280 0.3%
field_get_list_fields Read 279 0.3%
documents_list_documents Read 276 0.3%
company_get_my_companies Read 273 0.3%
invoice_get_list_invoices Read 272 0.3%
saved_view_get_list_saved_views Read 271 0.3%
subscription_get_list_subscriptions Read 265 0.3%
accounting_preview_close Write 265 0.3%
cap_table_preview_close_cap_table_round Write 262 0.3%
accounting_set_opening_balance Write 261 0.3%
accounting_get_general_ledger Read 260 0.3%
cap_table_extract_wire_payment_proof Read 259 0.3%
cap_table_get_list_cap_table_agreements Read 259 0.3%
formation_extract_cap_table_ocr Read 249 0.3%
cap_table_generate_cap_table_docs Write 249 0.3%
formation_extract_cap_table Read 244 0.3%
banking_set_owner_tax_identifier Write 243 0.3%
list_send_recipients Read 237 0.3%
formation_get_domain_auth_code Read 236 0.3%
transaction_batch_categorize_transactions_by_account Read 236 0.3%
card_get_list_card_disputes Read 232 0.3%
signature_get_list_signature_envelopes Read 229 0.3%
trademark_set_mark Write 229 0.3%
transaction_categorize_transaction_by_account Read 228 0.3%
vendor_bill_get_list_vendor_bills Read 228 0.3%
formation_lookup_domain_dns_records Read 227 0.3%
transaction_batch_categorize_transactions Write 224 0.3%
request_transfer_approval Financial 222 0.2%
approval_session_create_approval_session Write 218 0.2%
card_update_card_spend_limit Write 218 0.2%
counterparty_get_list_global_counterparties Read 216 0.2%
formation_set_selected_domain Write 212 0.2%
transaction_categorize_transaction Write 212 0.2%
formation_create_domain_checkout Write 211 0.2%
field_get_list_field_options Read 209 0.2%
field_value_get_list_entity_field_values Read 209 0.2%
cap_table_get_list_cap_table_stakeholders Read 208 0.2%
company_get_list_companies Read 207 0.2%
cap_table_record_cap_table_refund Financial 205 0.2%
trademark_set_use_dates Write 205 0.2%
formation_set_signatory Write 204 0.2%
accounting_get_profit_and_loss Read 203 0.2%
accounting_get_trial_balance Read 203 0.2%
formation_send_formation_email Write 203 0.2%
cap_table_generate_cap_table_agreement_pdf Write 202 0.2%
banking_set_owner_identity_document_number Write 201 0.2%
formation_set_company_setup_details Write 198 0.2%
signature_run_reminders Execute 193 0.2%
banking_get_banking_application Read 193 0.2%
transaction_document_get_list_transaction_documents Read 192 0.2%
google_ads_metrics_get_list_google_ads_campaign_metrics Read 191 0.2%
banking_submit_banking_application Write 191 0.2%
banking_start_banking_application Execute 190 0.2%
formation_start_domain_transfer Financial 189 0.2%
cap_table_get_list_cap_table_securities Read 186 0.2%
formation_create_domain_transfer_checkout Financial 184 0.2%
formation_get_list_incorporation_documents Read 183 0.2%
accounting_batch_set_excluded Write 183 0.2%
formation_confirm_naics_code Read 181 0.2%
read_insights Read 181 0.2%
formation_approve_certificate Write 181 0.2%
trademark_attach_document Write 179 0.2%
documents_resolve_template_prefill Write 178 0.2%
formation_get_formation_upload_url Read 177 0.2%
accounting_get_balance_sheet Read 175 0.2%
accounting_delete_journal_entry Destructive 174 0.2%
formation_set_share_structure Write 173 0.2%
banking_refresh_application_provider_status Read 171 0.2%
cap_table_get_cap_table_round_summaries Read 171 0.2%
formation_confirm_payment Read 171 0.2%
formation_record_election83b_filing Read 171 0.2%
formation_set_shareholder_tax_identifier Write 171 0.2%
kyc_start_kyc_inquiry Execute 167 0.2%
autonomous_pay Financial 166 0.2%
client_get_list_clients Read 166 0.2%
equity_onboarding_hydrate_formation_carry Read 166 0.2%
formation_get_domain_transfer_status Read 165 0.2%
trademark_get_list_applications Read 165 0.2%
banking_suggest_industry_code Write 165 0.2%
formation_delete_pending_domain Destructive 164 0.2%
formation_claim_demo_formations Read 164 0.2%
formation_get_formation_document_download_url Read 164 0.2%
cap_table_update_my_stakeholder_name Write 163 0.2%
accounting_confirm_transfer_pair Financial 162 0.2%
field_get_field_option Read 162 0.2%
google_ads_metrics_get_google_ads_campaign_window Read 162 0.2%
accounting_batch_accept_review_items Read 160 0.2%
cap_table_get_cap_table_equity_plans Read 160 0.2%
itin_create_itin_checkout Write 159 0.2%
banking_confirm_initial_transfer Financial 158 0.2%
documents_create_from_user_template Write 158 0.2%
formation_set_entity_ending Write 158 0.2%
cap_table_get_cap_table_summary Read 156 0.2%
formation_suggest_naics_codes Read 156 0.2%
formation_extract_safe_terms_ocr Read 155 0.2%
accounting_list_accounting_audit_events Read 154 0.2%
ads_insight_summarize_ad_spend Read 154 0.2%
banking_get_issuance_state Read 154 0.2%
formation_get_formation Read 154 0.2%
documents_set_default_saved_signature Write 153 0.2%
formation_get_domain_order Read 152 0.2%
trademark_set_owner Write 152 0.2%
formation_describe_business Read 151 0.2%
documents_delete_saved_signature Destructive 150 0.2%
card_get_list_cards Read 150 0.2%
equity_onboarding_get Read 149 0.2%
insight_get_savings_summary Read 149 0.2%
formation_set_company_name Write 149 0.2%
accounting_get_list_periods Read 148 0.2%
accounting_get_list_schedules Read 148 0.2%
trademark_firm_list_pending_handoffs Read 148 0.2%
trademark_get_upload_url Read 148 0.2%
banking_set_application_ein Write 148 0.2%
cap_table_get_list_cap_table_wire_match_suggestions Read 147 0.2%
formation_purchase_formation Read 146 0.2%
trademark_firm_update_handoff_status Write 146 0.2%
tik_tok_ads_metrics_get_tik_tok_ads_campaign_window Read 145 0.2%
cap_table_list_cumulative_cap_table_snapshots_for_stakeholder Read 144 0.2%
draft_agent_account Read 144 0.2%
signature_resend_signer_invite Write 144 0.2%
formation_append_conversation_entry Read 143 0.2%
documents_create_document Write 143 0.2%
transaction_apply_categorization_rule Write 143 0.2%
accounting_confirm_statement_match Destructive 142 0.2%
approval_session_get_approval_session_status Read 140 0.2%
formation_remove_shareholder Destructive 139 0.2%
meta_ads_metrics_get_meta_ads_campaign_window Read 139 0.2%
x_ads_metrics_get_x_ads_campaign_window Read 139 0.2%
banking_extract_document_fields Read 138 0.2%
cap_table_set_cap_table_authorized_shares Write 136 0.2%
trademark_set_goods_services Write 134 0.1%
accounting_propose_schedules Execute 133 0.1%
formation_check_domain_availability Read 133 0.1%
accounting_suggest_transfer_pairs Financial 132 0.1%
datatable_get_list_datatables Read 132 0.1%
cap_table_delete_cap_table_round Destructive 131 0.1%
formation_record_entity_guidance_quiz Read 131 0.1%
formation_generate_certificate Write 131 0.1%
itin_mark_itin_documents_mailed Write 129 0.1%
saved_view_get_default_saved_view Read 128 0.1%
trademark_submit_to_firm Write 128 0.1%
banking_confirm_extracted_value Read 127 0.1%
field_get_field Read 127 0.1%
datatable_get_datatable_fields Read 126 0.1%
transaction_get_categorization_rule Read 126 0.1%
accounting_preview_schedule Write 126 0.1%
formation_set_company_type Write 126 0.1%
vendor_bill_mark_vendor_bill_paid Write 126 0.1%
banking_refresh_owner_verification Execute 125 0.1%
cap_table_get_cap_table_overview Read 125 0.1%
equity_onboarding_submit Write 124 0.1%
accounting_reopen_period Write 123 0.1%
datatable_get_related_datatables Read 122 0.1%
formation_acknowledge_warnings Read 122 0.1%
accounting_suggest_statement_matches Read 120 0.1%
cap_table_get_list_cap_table_rounds Read 120 0.1%
cap_table_list_cap_table_snapshots_for_round Read 120 0.1%
transaction_suggest_transaction_category Read 119 0.1%
documents_update_document Write 119 0.1%
banking_preview_formation_hydration Read 117 0.1%
cap_table_get_cap_table_agreement Read 117 0.1%
cap_table_list_cap_table_audit_events Read 117 0.1%
account_get_list_account_details Read 116 0.1%
card_freeze_card Read 116 0.1%
equity_onboarding_start Execute 115 0.1%
check_company_name_availability Read 115 0.1%
formation_get_formation_timeline Read 115 0.1%
banking_hydrate_from_formation Read 114 0.1%
field_suggest_field_options Read 114 0.1%
transaction_get_list_categorization_rules Read 114 0.1%
itin_check_itin_eligibility Read 112 0.1%
shopify_orders_get_shopify_payout_orders Read 112 0.1%
formation_set_state Write 112 0.1%
accounting_get_journal_entry_by_transaction Read 110 0.1%
cap_table_download_cap_table_safes Read 110 0.1%
formation_get_formation_quote Read 110 0.1%
accounting_cancel_schedule Destructive 109 0.1%
accounting_get_list_statements Read 109 0.1%
cap_table_list_cap_table_summary_snapshots Read 109 0.1%
equity_onboarding_preview_formation_carry Read 109 0.1%
cap_table_get_cap_table_round Read 108 0.1%
trademark_delete_application Destructive 107 0.1%
accounting_get_gl_account_type_catalog Read 107 0.1%
read_agent_spend Read 107 0.1%
trademark_recommend_classes Read 107 0.1%
card_get_dispute Read 105 0.1%
formation_get_formation_purchase_quote Read 105 0.1%
banking_hydrate_from_cap_table Read 104 0.1%
user_get_user Read 104 0.1%
invoice_get_invoice_pdf_url Read 101 0.1%
accounting_unpair_transfer Financial 100 0.1%
cap_table_match_cap_table_stakeholder Read 100 0.1%
invoice_settings_get_invoice_settings Read 100 0.1%
formation_confirm_cohort_deal_terms Write 100 0.1%
accounting_get_funding_summaries Read 98 0.1%
cap_table_generate_cap_table_summary_pdf Write 98 0.1%
banking_preview_cap_table_hydration Read 97 0.1%
captable_preview_formation_carry Read 97 0.1%
documents_get_user_template Read 97 0.1%
card_get_list_org_cards Read 96 0.1%
itin_get_itin_application Read 96 0.1%
accounting_get_period Read 95 0.1%
accounting_get_schedule Read 95 0.1%
accounting_get_statement Read 95 0.1%
captable_hydrate_formation_carry Read 95 0.1%
card_get_card Read 95 0.1%
documents_get_document Read 95 0.1%
cap_table_delete_cap_table_agreement Destructive 94 0.1%
cap_table_get_transaction_summary Read 94 0.1%
card_get_card_spend Read 94 0.1%
invoice_get_invoice Read 94 0.1%
trademark_firm_acknowledge_handoff Read 94 0.1%
cap_table_delete_cap_table_security Destructive 93 0.1%
itin_get_itin_quote Read 93 0.1%
trademark_suggest_classes Read 93 0.1%
cap_table_get_cap_table_investor_access Read 92 0.1%
card_unfreeze_card Read 92 0.1%
trademark_firm_request_additional_info Read 92 0.1%
trademark_run_clearance Execute 91 0.1%
vendor_bill_get_vendor_bill Read 91 0.1%
trademark_study_competitors Read 90 0.1%
itin_create_itin_document_upload_link Write 90 0.1%
itin_submit_itin_for_review Write 90 0.1%
accounting_get_chart_of_accounts Read 88 0.1%
itin_get_itin_mailing_instructions Read 88 0.1%
itin_list_itin_documents Read 88 0.1%
cap_table_clear_cap_table_stakeholders Destructive 86 0.1%
vendor_bill_cancel_vendor_bill Destructive 86 0.1%
cap_table_get_cap_table_agreement_pdf_url Read 86 0.1%
trademark_get_clearance_report Read 86 0.1%
itin_list_itin_applications Read 84 0.1%
trademark_set_competitors Write 84 0.1%
formation_get_filing_fee Read 83 0.1%
trademark_firm_get_handoff_package Read 83 0.1%
accounting_get_review_counts Read 82 0.1%
banking_get_initial_transfer_preview Read 82 0.1%
formation_list_company_domains Read 82 0.1%
cap_table_grant_safe_import_consent Write 81 0.1%
cap_table_get_wired_transactions Read 80 0.1%
signature_get_signature_envelope Read 80 0.1%
trademark_draft_goods_services Read 80 0.1%
trademark_set_classes Write 80 0.1%
itin_poll_itin_checkout Read 79 0.1%
kyc_get_kyc_status Read 79 0.1%
cap_table_get_safe_import_consent Read 78 0.1%
payment_get_payment Read 77 0.1%
connection_suggest_connections Read 76 0.1%
formation_run_election83b_reminders Execute 75 0.1%
documents_list_user_templates Read 75 0.1%
cap_table_get_cap_table_stakeholder Read 73 0.1%
cap_table_reopen_cap_table_round Read 73 0.1%
formation_get_ein_filing_info Read 73 0.1%
list_agents Read 73 0.1%
cap_table_delete_cap_table_stakeholder Destructive 72 0.1%
client_get_client Read 72 0.1%
cap_table_get_my_investor_companies Read 70 0.1%
formation_sweep_formation_order_status Read 69 0.1%
cap_table_get_cap_table_security Read 68 0.1%
company_get_list_company_members Read 65 0.1%
documents_list_saved_signatures Read 65 0.1%
document_template_resolve_template Write 65 0.1%
trademark_generate_package Write 65 0.1%
formation_purchase_registered_agent Read 64 0.1%
trademark_get_application Read 64 0.1%
trademark_start_application Execute 63 0.1%
counterparty_get_counterparty Read 63 0.1%
formation_check_name Read 63 0.1%
saved_view_get_saved_view Read 63 0.1%
account_get_account Read 62 0.1%
company_get_company Read 62 0.1%
notification_get_notification Read 61 0.1%
transaction_get_transaction Read 60 0.1%
insight_get_insight Read 59 0.1%
signature_get_consent_document Read 58 0.1%
formation_get_formation_info Read 55 0.1%
document_template_list_templates Read 53 0.1%
signature_signing_status Read 48 0.1%
// CUT THE COST

Your agent uses a handful of these tools. It pays for all 340.

You don't need all 340 of those definitions in the window. PolicyLayer is an MCP gateway that sits in front of Lovie Company Formation MCP: only the tools you grant are exposed to the agent, the rest never load. A smaller window means a sharper agent — less noise when it picks a tool — and every request costs less:

Grant scopeDefinition costReduction
All 340 tools (no gateway) 89,481 tokens —
3 granted tools ~790 tokens −99%
5 granted tools ~1,316 tokens −99%
10 granted tools ~2,632 tokens −97%

The risk dividend: 27 of these 340 tools are critical-risk (destructive or financial) and cost 4,766 tokens (5% of the definition load). Block them — the recommended starter policy — and you reclaim that context before tuning anything else.

  1. Create a free account and register Lovie Company Formation MCP — nothing to install.
  2. Grant only the tools you use — ungranted definitions never enter the context window.
  3. Point your MCP client (Claude, Cursor, anything) at your gateway URL.
CUT LOVIE COMPANY FORMATION TOKEN COST →

Instant setup, no code required.

Model your own stack in the token-cost calculator, or see the Lovie Company Formation MCP policy for what a sensible grant looks like.

//FAQ

Lovie Company Formation MCP token-cost questions.

How many tokens does the Lovie Company Formation MCP server use?+

Its 340 tool definitions total 89,481 tokens — 45% of a 200k context window — measured with tiktoken o200k_base over the serialised tools/list payload. Exact counts vary slightly by client and model.

Why does Lovie Company Formation MCP consume tokens before I send a message?+

MCP clients load every connected server's tool definitions — name, description, and input schema — into the model's context so it knows what it can call. That payload is charged against your context window on every request, whether or not a tool is used.

How do I reduce Lovie Company Formation MCP's token usage?+

Expose fewer tools. A PolicyLayer grant scopes Lovie Company Formation MCP to only the tools you allow — ungranted definitions are filtered out of the tool list, so they never enter the context window. A grant of 3 typical tools costs roughly 790 tokens, a 99% reduction.

Does deferred tool loading fix this?+

Partially, in some clients. Claude Code defers MCP tool schemas behind a tool-search step by default, and VS Code has experimental grouping — but you still pay tokens per search and reload, and Cursor, Windsurf and Gemini CLI load definitions upfront. Reducing the exposed tool set cuts the cost in every client.

// METHOD & REVIEW

How these numbers were measured.

01
Serialisation

Each tool is serialised as a tools/list entry — name, description, input schema — from the schemas in the PolicyLayer scan database. Clients differ slightly in framing, so treat counts as close estimates.

02
Tokeniser

tiktoken o200k_base (GPT-4o/o-series). Anthropic's current tokeniser isn't published, so Claude's exact counts will differ; for English text and JSON schemas the totals are close enough to treat these as estimates.

03
Deferred loading

Some clients now defer schema loading (Claude Code's tool search; VS Code experimental grouping). You still pay per search and reload — and Cursor, Windsurf and Gemini CLI load everything upfront.

Computed 07-10-2026 from the PolicyLayer scan database over all 340 catalogued Lovie Company Formation MCP tools. Counts refresh with every site build.

THIS SERVER: All Lovie Company Formation MCP tools Lovie Company Formation MCP policy Token-cost calculator

Expose only the tools you use — the rest never enter your context.

A PolicyLayer grant scopes Lovie Company Formation MCP to the tools you actually allow. Ungranted definitions never load, and every call that does run is checked against policy first.

CUT LOVIE COMPANY FORMATION TOKEN COST →

Instant setup, no code required.

46,500+ MCP servers and 515,000+ tools scanned and risk-classified.

// GET IN TOUCH

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