Create a new recipient account. The 'details' object varies by currency/type. Use get_account_requirements first to know which fields are needed.
Part of the Wise server.
Free to start. No card required.
AI agents use create_recipient to create or modify resources in Wise. Write operations carry medium risk because an autonomous agent could trigger bulk unintended modifications. Rate limits prevent a single agent session from making hundreds of changes in rapid succession. Argument validation ensures the agent passes expected values.
Without a policy, an AI agent could call create_recipient repeatedly, creating or modifying resources faster than any human could review. PolicyLayer's rate limiting ensures write operations happen at a controlled pace, and argument validation catches malformed or unexpected inputs before they reach Wise.
Write tools can modify data. A rate limit prevents runaway bulk operations from AI agents.
{
"version": "1",
"default": "deny",
"tools": {
"create_recipient": {
"limits": [
{
"counter": "create_recipient_rate",
"window": "minute",
"max": 30,
"scope": "grant"
}
]
}
}
}See the full Wise policy for all 20 tools.
These attack patterns abuse exactly the kind of access create_recipient gives an agent. Each links to the full case and the policy that stops it:
Other write tools across the catalogue. The same approach applies to each: rate-limit and validate the arguments.
Create a new recipient account. The 'details' object varies by currency/type. Use get_account_requirements first to know which fields are needed.. It is categorised as a Write tool in the Wise MCP Server, which means it can create or modify data. Consider rate limits to prevent runaway writes.
Register the Wise MCP server in PolicyLayer and add a rule for create_recipient: allow, deny, rate-limit, or require approval. Point your MCP client at the PolicyLayer proxy URL and the rule is enforced on every call, before it reaches Wise. Nothing to install.
create_recipient is a Write tool with medium risk. Write tools should be rate-limited to prevent accidental bulk modifications.
Yes. Add a rate_limit block to the create_recipient rule in your PolicyLayer policy. For example, setting max: 10 and window: 60 limits the tool to 10 calls per minute. Rate limits are tracked per agent session and reset automatically.
Set action: deny in the PolicyLayer policy for create_recipient. The AI agent will receive a policy violation error and cannot call the tool. You can also include a reason field to explain why the tool is blocked.
create_recipient is provided by the Wise MCP server (aiamindennapokban/wise-mcp). PolicyLayer sits as a proxy in front of this server to enforce policies before tool calls reach the server.
Deterministic rules across all 20 Wise tools. Per-identity grants. Full audit log. Live in minutes. Nothing to install.
Free to start. No card required.
4,600+ MCP servers and 31,000+ tools scanned and risk-classified.