Wise

20 tools. 6 can modify or destroy data without limits.

4 destructive tools with no built-in limits. Policy required.

Last updated:

6 can modify or destroy data
14 read-only
20 tools total
Read (14) Write / Execute (2) Destructive / Financial (4)

Financial operations (cancel_transfer, create_transfer, fund_transfer) can move real money. An agent caught in a loop could drain accounts before anyone notices.

Destructive tools (delete_recipient) permanently delete resources. There is no undo. An agent calling these in a retry loop causes irreversible damage.

Write operations (create_quote, create_recipient) modify state. Without rate limits, an agent can make hundreds of changes in seconds — faster than any human can review or revert.

One command. Full control.

Intercept sits between your agent and Wise. Every tool call checked against your policy before it executes — so your agent can do its job without breaking things.

npx -y @policylayer/intercept scan -- npx -y @aiamindennapokban/wise-mcp
Scans every tool. Generates a policy. Starts enforcing.
Works with Claude Code · Cursor · Claude Desktop · Windsurf · any MCP client
Block financial tools by default
cancel_transfer:
  rules:
    - action: deny

Financial tools should be explicitly enabled per use case, not open by default.

Deny destructive operations
delete_recipient:
  rules:
    - action: deny

Destructive tools should never be available to autonomous agents without human approval.

Rate limit write operations
create_quote:
  rules:
    - rate_limit: 30/hour

Prevents bulk unintended modifications from agents caught in loops.

Cap read operations
get_account_requirements:
  rules:
    - rate_limit: 60/minute

Controls API costs and prevents retry loops from exhausting upstream rate limits.

Can an AI agent move money through the Wise MCP server? +

Yes. The Wise server exposes 3 financial tools including cancel_transfer, create_transfer, fund_transfer. Without a policy, an autonomous agent can call these with no spend caps, no rate limits, and no approval flow. Intercept lets you block financial tools by default or set per-tool rate limits.

Can an AI agent delete data through the Wise MCP server? +

Yes. The Wise server exposes 1 destructive tools including delete_recipient. These permanently remove resources with no undo. Intercept blocks destructive tools by default so they never reach the upstream server.

How do I prevent bulk modifications through Wise? +

The Wise server has 2 write tools including create_quote, create_recipient. Set rate limits in your policy file -- for example, rate_limit: 10/hour prevents an agent from making more than 10 modifications per hour. Intercept enforces this at the transport layer.

How many tools does the Wise MCP server expose? +

20 tools across 4 categories: Destructive, Financial, Read, Write. 14 are read-only. 6 can modify, create, or delete data.

How do I add Intercept to my Wise setup? +

One line change. Instead of running the Wise server directly, prefix it with Intercept: intercept -c aiamindennapokban-wise-mcp.yaml -- npx -y @aiamindennapokban/wise-mcp. Download a pre-built policy from policylayer.com/policies/aiamindennapokban-wise-mcp and adjust the limits to match your use case.

Other MCP servers with similar tools.

Starter policies available for each. Same risk classification, same one-command setup.

policylayer/intercept

Control every MCP tool call
your agent makes.

Set budgets, approvals, and hard limits across MCP servers.

npx -y @policylayer/intercept init
Protect your agent in 30 seconds. Scans your MCP config and generates enforcement policies for every server.
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