Critical Risk →

insurelink_charge

Lovable-friendly entry point: same x402 quote → pay → call loop as pay_then_call, plus vertical-aware pricing. Pass vertical (logistics, legal, oracles, banking, fintech, healthcare, insurance, government, defense, …) and the upstream x402 server re-prices each accepts[] entry by tier (standard 1...

Risk signalsAccepts URL/endpoint input (url) · Accepts raw HTML/template content (body) · High parameter count (12 properties)

Part of the InsureLink server.

insurelink_charge can move real money through InsureLink, with no limits today. PolicyLayer puts allow, deny, and rate-limit rules on every call. Live in minutes.

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AI agents use insurelink_charge to initiate financial transactions through InsureLink. Financial operations involve real money and are irreversible once processed. PolicyLayer blocks financial tools by default, requiring explicit human approval with transaction-level limits to prevent unauthorised spending.

insurelink_charge moves real money. Without a policy, an autonomous agent could initiate transactions that drain accounts or exceed budgets. PolicyLayer blocks financial tools by default, requiring human-in-the-loop approval with configurable spending limits per transaction and per time window.

Financial tools involve real money. Block by default and require explicit human approval before enabling.

policy.json
{
  "version": "1",
  "default": "deny",
  "tools": {
    "insurelink_charge": {
      "deny_if": [
        {
          "conditions": [],
          "on_deny": "Requires human approval."
        }
      ]
    }
  }
}

See the full InsureLink policy for all 28 tools.

Get this rule live on your own InsureLink server in minutes. PolicyLayer enforces it on every call, before it runs.

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These attack patterns abuse exactly the kind of access insurelink_charge gives an agent. Each links to the full case and the policy that stops it:

Browse the full MCP Attack Database →

Every attack above starts with a tool call. PolicyLayer checks each one against your policy first, so insurelink_charge only ever does what you allow.

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Other financial tools across the catalogue. The same approach applies to each: deny by default, or require human approval.

What does the insurelink_charge tool do? +

Lovable-friendly entry point: same x402 quote → pay → call loop as pay_then_call, plus vertical-aware pricing. Pass vertical (logistics, legal, oracles, banking, fintech, healthcare, insurance, government, defense, …) and the upstream x402 server re-prices each accepts[] entry by tier (standard 1× / regulated 1.5× / sovereign 2.5× / defense 3×). Pass attestation: "pio:<id>" (or fedramp:/soc2:) for a 20% compliance discount on regulated+ tiers. The signed receipt envelope is tagged source: "lovable" and includes a vertical: { claimed_slug, attestation, quoted: { tier, multiplier, attested, ... } } block recording the tier the upstream actually quoted — that is the audit trail for tier billing. Returns { paid, upstream_status, response, signed_context: { envelope, envelope_json, envelope_sha256, signature, signer, scheme: 'EIP-191' } }. Pass idempotency_key to safely retry without double-settling.. It is categorised as a Financial tool in the InsureLink MCP Server, which means it involves financial transactions. Block by default and require explicit approval.

How do I enforce a policy on insurelink_charge? +

Register the InsureLink MCP server in PolicyLayer and add a rule for insurelink_charge: allow, deny, rate-limit, or require approval. Point your MCP client at the PolicyLayer proxy URL and the rule is enforced on every call, before it reaches InsureLink. Nothing to install.

What risk level is insurelink_charge? +

insurelink_charge is a Financial tool with critical risk. Critical-risk tools should be blocked by default and only enabled with explicit human approval.

Can I rate-limit insurelink_charge? +

Yes. Add a rate_limit block to the insurelink_charge rule in your PolicyLayer policy. For example, setting max: 10 and window: 60 limits the tool to 10 calls per minute. Rate limits are tracked per agent session and reset automatically.

How do I block insurelink_charge completely? +

Set action: deny in the PolicyLayer policy for insurelink_charge. The AI agent will receive a policy violation error and cannot call the tool. You can also include a reason field to explain why the tool is blocked.

What MCP server provides insurelink_charge? +

insurelink_charge is provided by the InsureLink MCP server (https://ivnmscuuljqubunqcgkh.supabase.co/functions/v1/mcp-server/mcp). PolicyLayer sits as a proxy in front of this server to enforce policies before tool calls reach the server.

Enforce policy on every InsureLink tool call.

Deterministic rules across all 28 InsureLink tools. Per-identity grants. Full audit log. Live in minutes. Nothing to install.

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