Critical Risk →

simulate_paid_action

FREE dry-run for any paid action. Returns a deterministic shape: { would_succeed, exact_cost_usd (LIVE from /agent-pricing-oracle), gas_estimate, contract_call, reputation_delta, expected_receipt_schema, validation_errors[], pricing: { source, expected_value_usd, roi_ratio, recommended_priority, ...

Part of the InsureLink server.

simulate_paid_action can permanently delete data in InsureLink, with no limits today. PolicyLayer puts allow, deny, and rate-limit rules on every call. Live in minutes.

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AI agents may call simulate_paid_action to permanently remove or destroy resources in InsureLink. Without a policy, an autonomous agent could delete critical data in a loop with no way to undo the damage. PolicyLayer blocks destructive tools by default and requires explicit human approval before enabling them.

Without a policy, an AI agent could call simulate_paid_action in a loop, permanently destroying resources in InsureLink. There is no undo for destructive operations. PolicyLayer blocks this tool by default and only allows it when a human explicitly approves the action.

Destructive tools permanently remove data. Block by default. Only enable with explicit approval workflows.

policy.json
{
  "version": "1",
  "default": "deny",
  "hide": [
    "simulate_paid_action"
  ]
}

See the full InsureLink policy for all 28 tools.

Get this rule live on your own InsureLink server in minutes. PolicyLayer enforces it on every call, before it runs.

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These attack patterns abuse exactly the kind of access simulate_paid_action gives an agent. Each links to the full case and the policy that stops it:

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Every attack above starts with a tool call. PolicyLayer checks each one against your policy first, so simulate_paid_action only ever does what you allow.

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Other destructive tools across the catalogue. The same approach applies to each: deny by default, or require human approval.

What does the simulate_paid_action tool do? +

FREE dry-run for any paid action. Returns a deterministic shape: { would_succeed, exact_cost_usd (LIVE from /agent-pricing-oracle), gas_estimate, contract_call, reputation_delta, expected_receipt_schema, validation_errors[], pricing: { source, expected_value_usd, roi_ratio, recommended_priority, coupon? } }. Never broadcasts, never charges. Use BEFORE any paid tool to avoid wasted x402 settlements. Supported actions: wrap, mint-sla, renew, micro-reset, early-exit.. It is categorised as a Destructive tool in the InsureLink MCP Server, which means it can permanently delete or destroy data. Block by default and require explicit approval.

How do I enforce a policy on simulate_paid_action? +

Register the InsureLink MCP server in PolicyLayer and add a rule for simulate_paid_action: allow, deny, rate-limit, or require approval. Point your MCP client at the PolicyLayer proxy URL and the rule is enforced on every call, before it reaches InsureLink. Nothing to install.

What risk level is simulate_paid_action? +

simulate_paid_action is a Destructive tool with critical risk. Critical-risk tools should be blocked by default and only enabled with explicit human approval.

Can I rate-limit simulate_paid_action? +

Yes. Add a rate_limit block to the simulate_paid_action rule in your PolicyLayer policy. For example, setting max: 10 and window: 60 limits the tool to 10 calls per minute. Rate limits are tracked per agent session and reset automatically.

How do I block simulate_paid_action completely? +

Set action: deny in the PolicyLayer policy for simulate_paid_action. The AI agent will receive a policy violation error and cannot call the tool. You can also include a reason field to explain why the tool is blocked.

What MCP server provides simulate_paid_action? +

simulate_paid_action is provided by the InsureLink MCP server (https://ivnmscuuljqubunqcgkh.supabase.co/functions/v1/mcp-server/mcp). PolicyLayer sits as a proxy in front of this server to enforce policies before tool calls reach the server.

Enforce policy on every InsureLink tool call.

Deterministic rules across all 28 InsureLink tools. Per-identity grants. Full audit log. Live in minutes. Nothing to install.

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4,600+ MCP servers and 31,000+ tools scanned and risk-classified.

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