Issue gift card
AI agents use cart_issue_gift_card to commit financial operations through MCP Dynamics 365 Commerce Server — usually the final step of a payment, billing, or trading workflow. A call moves real money.
Issuing a gift card creates a financial instrument with real monetary value. If misused by an AI agent, it could result in unauthorized gift cards being created, representing direct financial loss to the organization. This clearly falls in the Financial category as it creates financial obligations/instruments.
From the tool's definition 'Issue gift card' - issuing a gift card commits a financial obligation by creating monetary value that can be spent
Attacks that exploit this kind of access
Issue gift card. It is categorised as a Financial tool in the MCP Dynamics 365 Commerce Server MCP Server, which means it involves financial transactions. Block by default and require explicit approval.
Register the MCP Dynamics 365 Commerce Server MCP server in PolicyLayer and add a rule for cart_issue_gift_card: allow, deny, rate-limit, or require approval. Point your MCP client at the PolicyLayer proxy URL and the rule is enforced on every call, before it reaches MCP Dynamics 365 Commerce Server. Nothing to install.
cart_issue_gift_card is a Financial tool with critical risk. Critical-risk tools should be blocked by default and only enabled with explicit human approval.
Yes. Add a rate_limit block to the cart_issue_gift_card rule in your PolicyLayer policy. For example, setting max: 10 and window: 60 limits the tool to 10 calls per minute. Rate limits are tracked per agent session and reset automatically.
Set action: deny in the PolicyLayer policy for cart_issue_gift_card. The AI agent will receive a policy violation error and cannot call the tool. You can also include a reason field to explain why the tool is blocked.
cart_issue_gift_card is provided by the MCP Dynamics 365 Commerce Server MCP server (jiantmo/mcp-commerce). PolicyLayer sits as a proxy in front of this server to enforce policies before tool calls reach the server.
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