AI agents call mortgage_calculator to retrieve information from TinyFn without modifying anything — typically the context-gathering step in research, monitoring, and reporting workflows, before the agent takes action elsewhere.
| Parameter | Type | Required | Description |
|---|---|---|---|
rate | number | Yes | Annual interest rate (percentage) |
years | integer | — | Loan term in years |
home_price | number | Yes | Home price |
down_payment | number | — | Down payment |
Parameters from the server's own tool schema.
Even though mortgage_calculator only reads data, uncontrolled read access leaks sensitive information and racks up API costs — an agent caught in a retry loop can make thousands of calls a minute without anyone noticing.
Attacks that exploit this kind of access
Calculate mortgage details. It is categorised as a Read tool in the TinyFn MCP Server, which means it retrieves data without modifying state.
mortgage_calculator accepts 4 parameters: rate, years, home_price, down_payment. Required: rate, home_price. The full parameter table on this page comes from the server's own tool schema.
Register the TinyFn MCP server in PolicyLayer and add a rule for mortgage_calculator: allow, deny, rate-limit, or require approval. Point your MCP client at the PolicyLayer proxy URL and the rule is enforced on every call, before it reaches TinyFn. Nothing to install.
mortgage_calculator is a Read tool with low risk. Read-only tools are generally safe to allow by default.
Yes. Add a rate_limit block to the mortgage_calculator rule in your PolicyLayer policy. For example, setting max: 10 and window: 60 limits the tool to 10 calls per minute. Rate limits are tracked per agent session and reset automatically.
Set action: deny in the PolicyLayer policy for mortgage_calculator. The AI agent will receive a policy violation error and cannot call the tool. You can also include a reason field to explain why the tool is blocked.
mortgage_calculator is provided by the TinyFn MCP server (https://api.tinyfn.io/mcp/all/). PolicyLayer sits as a proxy in front of this server to enforce policies before tool calls reach the server.
mortgage_calculator is one line of TinyFn's registry record.
The record carries the whole server: verified identity, auth posture, risk grade, every tool classified, recommended policy — re-checked continuously.
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