// SCAN REPORT

Money Lover MCP Server

33 tools. 10 can modify or destroy data without limits.

3 destructive tools with no built-in limits. Policy required.

Last updated: 3 Jul 2026

10 can modify or destroy data

23 read-only

33 tools total

Community server · catalogue entry verified 03/07/2026

How to control Money Lover MCP Server ↓

TOOL MAP

What Money Lover MCP Server exposes to your agents

Read (23) Write / Execute (7) Destructive / Financial (3)

Running more than one server? Check your whole stack →

MOST DANGEROUS TOOLS

Critical Risk

The most dangerous Money Lover MCP Server tools

Destructive · High delete_category This tool irreversibly deletes data (a category) with no rollback or recovery mechanism. Destructive · High delete_transaction This tool irreversibly deletes transaction records, which cannot be undone. Destructive · High delete_wallet This tool permanently and irreversibly deletes a wallet and all its data. Write · High edit_transaction This tool creates reversible modifications to financial transaction records.

10 of Money Lover MCP Server's 33 tools can modify, destroy, or commit something on every call — and an agent calls them with no built-in limits.

POLICY

How to control Money Lover MCP Server

PolicyLayer is an MCP gateway — it sits between your AI agents and Money Lover MCP Server, and nothing reaches the server without passing your rules. These are the rules we recommend:

Deny destructive operations

{
  "delete_category": {
    "deny_if": [
      {
        "conditions": [],
        "on_deny": "Blocked by default. Requires approval."
      }
    ]
  }
}

Destructive tools should never be available to autonomous agents without human approval.

Rate limit write operations

{
  "add_category": {
    "limits": [
      {
        "counter": "add_category_per_hour",
        "window": "hour",
        "max": 30,
        "scope": "grant"
      }
    ]
  }
}

Prevents bulk unintended modifications from agents caught in loops.

Cap read operations

{
  "get_all_categories": {
    "limits": [
      {
        "counter": "get_all_categories_per_minute",
        "window": "minute",
        "max": 60,
        "scope": "grant"
      }
    ]
  }
}

Controls API costs and prevents retry loops from exhausting upstream rate limits.

Create a free account and register Money Lover MCP Server — nothing to install.
Add these rules — paste them, or build them visually. Tune the limits to your setup.
Point your MCP client (Claude, Cursor, anything) at your gateway URL.

ENFORCE POLICY ON MONEY LOVER →

Instant setup, no code required.

FULL CATALOGUE

All 33 Money Lover MCP Server tools

DESTRUCTIVE 3 tools

Destructive delete_category Permanently delete a category. Destructive delete_transaction Permanently delete a transaction by its identifier. Destructive delete_wallet Permanently delete a wallet and all its data.

WRITE 7 tools

Write add_category Create a new transaction category in a wallet. Write add_transaction Create a new transaction in a wallet. Write add_wallet Create a new Money Lover wallet. Write edit_category Rename a category or update its icon. Write edit_transaction Update an existing transaction. The API requires the full transaction payload on every edit, so you must suppl Write edit_wallet Update a wallet name, icon, or currency.

READ 23 tools

Read get_all_categories List ALL categories across ALL wallets with no wallet filter. Use this instead of get_categories when no speci Read get_awaiting_shared_wallets List wallet share invitations pending acceptance. Read get_categories Retrieve categories for a specific wallet. Read get_currencies List all currencies supported by Money Lover (names, symbols, codes). Use this for currency metadata, not exch Read get_debt_transactions List transactions flagged as debts or loans across the account. Read get_debts List open debts or loans tracked in a specific wallet. Read get_events List Money Lover events (savings goals, campaigns) associated with a wallet. Read get_exchange_rates Fetch the USD-based exchange rate snapshot used by Money Lover. Read get_icons Fetch the icon pack used by Money Lover categories, wallets, and events. Read get_linked_providers List financial institution providers supported for linked accounts. Read get_other_config Retrieve the small static configuration blob served under /other/config. Read get_related_transactions Given one or more transaction IDs, fetch their related/linked transactions. Pass IDs as an array of strings. Read get_related_transactions_by_category List transactions linked to a category across wallets. Read get_related_transactions_by_wallet List transactions linked to a wallet, grouped by relationship. Read get_shared_wallets List wallets the authenticated user shares with others. Read get_transaction_search_config Return the saved configuration options (labels, with-parties, saved filters) available for use with the search Read get_transactions Fetch transactions for a wallet between two dates. Read get_user_account List devices and sessions tied to the Money Lover account. Read get_user_info Retrieve the Money Lover user profile associated with the provided token. Read get_user_profile Retrieve extended profile information for the current user. Read get_wallet_balance Fetch the current balance summary for a specific wallet. Read get_wallets List all wallets accessible to the authenticated user. Read search_transactions Free-form search across transactions using optional filters (walletId, categoryId, keyword, parties). Use this

EXPLORE

Related servers

Other MCP servers with similar tools — same risk classification, starter policies for each.

FAQ

Questions about Money Lover MCP Server

Can an AI agent delete data through the Money Lover MCP Server MCP server? +

Yes. The Money Lover MCP Server server exposes 3 destructive tools including delete_category, delete_transaction, delete_wallet. These permanently remove resources with no undo. PolicyLayer blocks destructive tools by default so they never reach the upstream server.

How do I prevent bulk modifications through Money Lover MCP Server? +

The Money Lover MCP Server server has 7 write tools including add_category, add_transaction, add_wallet. Set a rate limit in your policy -- for example, 10 calls per hour prevents an agent from making more than 10 modifications per hour. PolicyLayer enforces this at the gateway, before calls reach Money Lover MCP Server.

How many tools does the Money Lover MCP Server MCP server expose? +

33 tools across 3 categories: Destructive, Read, Write. 23 are read-only. 10 can modify, create, or delete data.

How do I enforce a policy on Money Lover MCP Server? +

Register the Money Lover MCP Server MCP server in PolicyLayer, apply the suggested rules above (adjust the limits to your use case), and point your AI client at the PolicyLayer proxy URL instead of the server directly. Your agents keep the same tools; PolicyLayer evaluates every call against policy before it executes. Nothing to install, live in minutes.

Enforce policy on every Money Lover MCP Server tool call.

Deterministic rules across all 33 Money Lover MCP Server tools. Per-identity grants. Full audit log. Live in minutes. Nothing to install.

ENFORCE POLICY ON MONEY LOVER →

Instant setup, no code required.

33 Money Lover MCP Server tools catalogued and risk-classified — across an index of 43,000+ MCP servers.