// SCAN REPORT

Schwab

22 tools. 4 can modify or destroy data without limits.

3 destructive tools with no built-in limits. Policy required.

Last updated: 3 Jul 2026

4 can modify or destroy data

18 read-only

22 tools total

Community server · catalogue entry verified 03/07/2026

How to control Schwab ↓

TOOL MAP

What Schwab exposes to your agents

Read (18) Write / Execute (1) Destructive / Financial (3)

Running more than one server? Check your whole stack →

MOST DANGEROUS TOOLS

Critical Risk

The most dangerous Schwab tools

Financial · Critical replace_order In brokerage systems, 'replace_order' (also known as order amendment or modification) modifies an existing financial order — changing price, quantity, or order type. Financial · Critical place_order The tool name 'place_order' on a brokerage API server strongly implies placing financial trades/orders. Destructive · High cancel_order Cancelling a brokerage order is an irreversible action — once cancelled, the original order is gone and market conditions may have changed, making it impossible to restore the exact order. Write · Medium set_active_account This tool modifies a session parameter (active account) reversibly; it does not execute trades, delete data, or move money.

4 of Schwab's 22 tools can modify, destroy, or commit something on every call — and an agent calls them with no built-in limits.

POLICY

How to control Schwab

PolicyLayer is an MCP gateway — it sits between your AI agents and Schwab, and nothing reaches the server without passing your rules. These are the rules we recommend:

Block financial tools by default

{
  "place_order": {
    "deny_if": [
      {
        "conditions": [],
        "on_deny": "Requires human approval."
      }
    ]
  }
}

Financial tools should be explicitly enabled per use case, not open by default.

Deny destructive operations

{
  "cancel_order": {
    "deny_if": [
      {
        "conditions": [],
        "on_deny": "Blocked by default. Requires approval."
      }
    ]
  }
}

Destructive tools should never be available to autonomous agents without human approval.

Rate limit write operations

{
  "set_active_account": {
    "limits": [
      {
        "counter": "set_active_account_per_hour",
        "window": "hour",
        "max": 30,
        "scope": "grant"
      }
    ]
  }
}

Prevents bulk unintended modifications from agents caught in loops.

Cap read operations

{
  "get_account": {
    "limits": [
      {
        "counter": "get_account_per_minute",
        "window": "minute",
        "max": 60,
        "scope": "grant"
      }
    ]
  }
}

Controls API costs and prevents retry loops from exhausting upstream rate limits.

Create a free account and register Schwab — nothing to install.
Add these rules — paste them, or build them visually. Tune the limits to your setup.
Point your MCP client (Claude, Cursor, anything) at your gateway URL.

ENFORCE POLICY ON SCHWAB →

Instant setup, no code required.

FULL CATALOGUE

All 22 Schwab tools

FINANCIAL 2 tools

Financial place_order place_order Financial replace_order replace_order

DESTRUCTIVE 1 tools

Destructive cancel_order cancel_order

WRITE 1 tools

Write set_active_account Set the active account for this session.

READ 18 tools

Read get_account Get balances and positions for an account. Read get_active_account Return the currently active account hash and its details. Read get_instrument Get instrument details by CUSIP identifier. Read get_market_hours Get trading session hours for one or more markets. Read get_movers get_movers Read get_option_chain get_option_chain Read get_option_expirations Get all available option expiration dates for a symbol. Read get_order Get full details for a single order by ID. Read get_preferences Get user preferences and streaming connection info. Read get_price_history get_price_history Read get_quotes get_quotes Read get_transaction Get details for a single transaction by ID. Read get_transactions get_transactions Read list_accounts List all linked Schwab accounts with balances, positions, and account hashes. Read list_all_orders list_all_orders Read list_orders list_orders Read preview_order preview_order Read search_instruments search_instruments

EXPLORE

Related servers

Other MCP servers with similar tools — same risk classification, starter policies for each.

FAQ

Questions about Schwab

Can an AI agent move money through the Schwab MCP server? +

Yes. The Schwab server exposes 2 financial tools including place_order, replace_order. Without a policy, an autonomous agent can call these with no spend caps, no rate limits, and no approval flow. PolicyLayer lets you block financial tools by default, require human approval, or set per-tool rate limits — enforced on every call.

Can an AI agent delete data through the Schwab MCP server? +

Yes. The Schwab server exposes 1 destructive tools including cancel_order. These permanently remove resources with no undo. PolicyLayer blocks destructive tools by default so they never reach the upstream server.

How do I prevent bulk modifications through Schwab? +

The Schwab server has 1 write tools including set_active_account. Set a rate limit in your policy -- for example, 10 calls per hour prevents an agent from making more than 10 modifications per hour. PolicyLayer enforces this at the gateway, before calls reach Schwab.

How many tools does the Schwab MCP server expose? +

22 tools across 3 categories: Destructive, Read, Write. 18 are read-only. 4 can modify, create, or delete data.

How do I enforce a policy on Schwab? +

Register the Schwab MCP server in PolicyLayer, apply the suggested rules above (adjust the limits to your use case), and point your AI client at the PolicyLayer proxy URL instead of the server directly. Your agents keep the same tools; PolicyLayer evaluates every call against policy before it executes. Nothing to install, live in minutes.

Enforce policy on every Schwab tool call.

Deterministic rules across all 22 Schwab tools. Per-identity grants. Full audit log. Live in minutes. Nothing to install.

ENFORCE POLICY ON SCHWAB →

Instant setup, no code required.

22 Schwab tools catalogued and risk-classified — across an index of 43,000+ MCP servers.