// SCAN REPORT

Mcp Mifosx

73 tools. 37 can modify or destroy data without limits.

15 destructive tools with no built-in limits. Policy required.

Last updated: 11 Jun 2026

37 can modify or destroy data

36 read-only

73 tools total

Community server · catalogue entry verified 11/06/2026

How to control Mcp Mifosx ↓

TOOL MAP

What Mcp Mifosx exposes to your agents

Read (36) Write / Execute (22) Destructive / Financial (15)

Running more than one server? Check your whole stack →

MOST DANGEROUS TOOLS

Critical Risk

The most dangerous Mcp Mifosx tools

Financial · High create_new_charge Creating a charge definition in a core banking system is a Financial operation because it establishes a new fee/charge that will be applied to customer accounts and financial products. Financial · High deposit Deposits move money into accounts and constitute financial transactions that cannot be easily reversed without explicit withdrawal operations. Financial · Critical withdraw Withdrawal of funds from savings accounts is a core financial operation that commits financial obligations and transfers money. Financial · High apply_client_fee This tool applies a financial charge to a client's profile, which represents a financial obligation or transaction against the client's account.

37 of Mcp Mifosx's 73 tools can modify, destroy, or commit something on every call — and an agent calls them with no built-in limits.

POLICY

How to control Mcp Mifosx

PolicyLayer is an MCP gateway — it sits between your AI agents and Mcp Mifosx, and nothing reaches the server without passing your rules. These are the rules we recommend:

Block financial tools by default

{
  "create_new_charge": {
    "deny_if": [
      {
        "conditions": [],
        "on_deny": "Requires human approval."
      }
    ]
  }
}

Financial tools should be explicitly enabled per use case, not open by default.

Deny destructive operations

{
  "delete_client_profile": {
    "deny_if": [
      {
        "conditions": [],
        "on_deny": "Blocked by default. Requires approval."
      }
    ]
  }
}

Destructive tools should never be available to autonomous agents without human approval.

Rate limit write operations

{
  "update_existing_charge": {
    "limits": [
      {
        "counter": "update_existing_charge_per_hour",
        "window": "hour",
        "max": 30,
        "scope": "grant"
      }
    ]
  }
}

Prevents bulk unintended modifications from agents caught in loops.

Cap read operations

{
  "get_addresses": {
    "limits": [
      {
        "counter": "get_addresses_per_minute",
        "window": "minute",
        "max": 60,
        "scope": "grant"
      }
    ]
  }
}

Controls API costs and prevents retry loops from exhausting upstream rate limits.

Create a free account and register Mcp Mifosx — nothing to install.
Add these rules — paste them, or build them visually. Tune the limits to your setup.
Point your MCP client (Claude, Cursor, anything) at your gateway URL.

ENFORCE POLICY ON MCP MIFOSX →

Free to start. No card required.

FULL CATALOGUE

All 73 Mcp Mifosx tools

FINANCIAL 11 tools

Financial create_new_charge Create a new charge definition. Financial deposit Deposit money into a savings account. Validates accountId exists before executing. Financial withdraw Withdraw money from a savings account. Validates accountId and balance before executing. Financial make_repayment Make a repayment on an active loan. Validates loanId and status before executing. Financial record_journal_entry Record a manual journal entry. Date format: 'dd MMMM yyyy' e.g. '10 March 2026' Financial undo_disbursal Undo a loan disbursal to reverse funds and return the loan to approved status. Financial waive_loan_interest Waive interest on a loan. Validates loanId exists before executing. Financial apply_client_fee Apply a one-time fee/charge to a client profile Financial apply_loan_fee Apply a fee/charge to a loan. Validates loanId exists before executing. Financial apply_savings_fee Apply a charge/block to a savings account Financial approve_disburse_loan Approve and disburse a pending loan. Validates loanId exists before executing.

DESTRUCTIVE 4 tools

Destructive delete_client_profile Delete a client profile. Destructive delete_loan_app Delete a draft or submitted loan application. Destructive close_client_profile Close a client's profile Destructive close_savings Close a savings account

EXECUTE 1 tools

Execute run_fineract_report Run a Fineract report by its exact name and return the results.

WRITE 21 tools

Write update_existing_charge Update an existing charge definition Write reschedule_loan_app Submit a loan reschedule request. Use when a client needs modified repayment terms. Write undo_approval Undo a loan approval so terms can be modified. Only works on approved (not yet disbursed) loans. Write activate_pending_client Activate a pending client profile Write activate_pending_group Activate a pending group Write add_identifier Add a new identity document for a client Write add_member_to_group Add a client member to a group Write approve_activate_savings Approve and activate a savings account Write calc_post_interest Calculate and post interest to a savings account Write create_group_loan_app Create a group loan application for an existing lending group Write create_lending_group Create a new lending group Write create_new_center Create a new center Write create_new_client Create a new banking client Write create_new_loan Create a new loan application Write create_report_definition Register a new report definition in Fineract. Write create_savings Create a new savings account Write reject_loan Reject a pending loan application. Validates loanId exists before executing. Write update_existing_client Update an existing client's details. Write update_existing_loan Update a draft or submitted loan application. Write update_mobile Update a client's phone number Write update_report_definition Update an existing report definition. Only provided fields are changed.

READ 36 tools

Read get_addresses Show client addresses Read get_center Show details for a center Read get_charge Get details of a specific charge by its ID Read get_client Show key details for a specific client. Read get_client_accts Show all loans and savings accounts for a client. Accepts either a clientId (int) or a client name via nameQue Read get_code_values Get the dropdown values for a specific code. Use list_system_codes() first to find the code ID. Read get_group Show details and members of a lending group Read get_identifiers List client ID documents (passports, etc.) Read get_loan Get key details of a specific loan. Read get_loan_app_template Get the pre-filled loan application template for a client, including product defaults and available charge opt Read get_loan_hist Get the transaction history for a loan (repayments, disbursements, charges). Read get_loan_product_details Get full details for a loan product including charges, interest rules, and amortization type. Read get_office Get details for an office Read get_overdue_loans_for_client Get all overdue or in-arrears loans for a client Read get_repayment_sched Get the repayment schedule for a loan. Read get_report_definition Get the full definition (SQL, parameters, type) for a specific report by ID. Read get_savings Get key details of a savings account. Read get_savings_product_details Get full details for a savings product including interest compounding rules and charges. Read get_savings_txns Get transactions for a savings account. Read get_staff Get details for a staff member Read list_accounts List GL accounts (Chart of Accounts). Types: 1=Asset, 2=Liability, 3=Equity, 4=Income, 5=Expense Read list_all_centers List all centers Read list_all_charges List all available charge definitions (fees and penalties) in the system Read list_all_datatables List all registered data tables (custom fields, additional data extensions) Read list_all_groups List all lending groups Read list_all_offices List all bank offices/branches Read list_all_reports List all Fineract report definitions. Optionally filter by type: 'Table', 'Chart', 'SMS', 'Text', 'Pentaho'. Read list_all_staff List bank staff members Read list_available_loan_products List all loan products with their principal ranges, interest rates, and repayment terms. Read list_available_savings_products List all savings products with their interest rates and minimum balances. Read list_client_charges List client-level fees or penalties Read list_client_txns List financial transactions for the client Read list_documents List all uploaded files/documents for a client Read list_journal_entries List journal entries for an account or transaction ID Read list_system_codes List all system codes (dropdown categories like Gender, Client Type, ID Type, etc.) Read search_clients Find the client ID for a given name. Returns clientId — use this for all subsequent tool calls.

EXPLORE

Related servers

Other MCP servers with similar tools — same risk classification, starter policies for each.

FAQ

Questions about Mcp Mifosx

Can an AI agent move money through the Mcp Mifosx MCP server? +

Yes. The Mcp Mifosx server exposes 11 financial tools including create_new_charge, deposit, withdraw. Without a policy, an autonomous agent can call these with no spend caps, no rate limits, and no approval flow. PolicyLayer lets you block financial tools by default, require human approval, or set per-tool rate limits — enforced on every call.

Can an AI agent delete data through the Mcp Mifosx MCP server? +

Yes. The Mcp Mifosx server exposes 4 destructive tools including delete_client_profile, delete_loan_app, close_client_profile. These permanently remove resources with no undo. PolicyLayer blocks destructive tools by default so they never reach the upstream server.

How do I prevent bulk modifications through Mcp Mifosx? +

The Mcp Mifosx server has 21 write tools including update_existing_charge, reschedule_loan_app, undo_approval. Set a rate limit in your policy -- for example, 10 calls per hour prevents an agent from making more than 10 modifications per hour. PolicyLayer enforces this at the gateway, before calls reach Mcp Mifosx.

How many tools does the Mcp Mifosx MCP server expose? +

73 tools across 5 categories: Destructive, Execute, Financial, Read, Write. 36 are read-only. 37 can modify, create, or delete data.

How do I enforce a policy on Mcp Mifosx? +

Register the Mcp Mifosx MCP server in PolicyLayer, apply the suggested rules above (adjust the limits to your use case), and point your AI client at the PolicyLayer proxy URL instead of the server directly. Your agents keep the same tools; PolicyLayer evaluates every call against policy before it executes. Nothing to install, live in minutes.

Enforce policy on every Mcp Mifosx tool call.

Deterministic rules across all 73 Mcp Mifosx tools. Per-identity grants. Full audit log. Live in minutes. Nothing to install.

ENFORCE POLICY ON MCP MIFOSX →

Free to start. No card required.

73 Mcp Mifosx tools catalogued and risk-classified — across an index of 43,000+ MCP servers.