actual_payees_common_list

Return the most frequently used payees from recent transaction history (last ~12 weeks, top 10,

SERVERActual SOURCEactual-mcp-server

Low RISK CLASS

Category Read

Parameters 00 required

Recommended Allowedsee the rule below

Registry record Grade F, identity unverified Pull the record →

This record as markdown: /tools/actual/actual-payees-common-list.md

WHAT IT DOES

What actual_payees_common_list does on Actual

AI agents call actual_payees_common_list to retrieve information from Actual without modifying anything. It is typically the context-gathering step in research, monitoring, and reporting workflows, before the agent takes action elsewhere.

RISK

Why actual_payees_common_list is rated Low

This tool queries and returns historical payee data without modifying, executing, or deleting anything. It retrieves read-only information (most common payees) from transaction history. The limited scope (last ~12 weeks, top 10) and informational nature make this a low-severity Read operation.

From the tool's definition Tool name 'actual_payees_common_list' and description 'Return the most frequently used payees from recent transaction history' indicate a retrieval operation with no side effects.

Attacks that exploit this kind of access

RECOMMENDED RULE

The rule that runs actual_payees_common_list safely

PolicyLayer is an MCP gateway: it sits between your AI agents and Actual, and checks every tool call against a rule you set before the call runs. Nothing changes on the server itself. For actual_payees_common_list, this is the rule to start with:

actual_payees_common_list Allowed

actual_payees_common_list is read-only, so it stays allowed. Everything else on the server is denied unless you say otherwise.

View as policy code

policy.json

{
  "version": "1",
  "default": "deny",
  "tools": {
    "actual_payees_common_list": {}
  }
}

ALLOW ONLY THIS TOOL → Instant setup, no code required.

The button opens the PolicyLayer dashboard: create your workspace, connect Actual, apply this rule, and every actual_payees_common_list call is checked against it from then on.

FAQ

Questions about actual_payees_common_list

What does the actual_payees_common_list tool do? +

Return the most frequently used payees from recent transaction history (last ~12 weeks, top 10,. It is categorised as a Read tool in the Actual MCP Server, which means it retrieves data without modifying state.

How do I enforce a policy on actual_payees_common_list? +

Register the Actual MCP server in PolicyLayer and add a rule for actual_payees_common_list: allow, deny, rate-limit, or require approval. Point your MCP client at the PolicyLayer proxy URL and the rule is enforced on every call, before it reaches Actual. Nothing to install.

What risk level is actual_payees_common_list? +

actual_payees_common_list is a Read tool with low risk. Read-only tools are generally safe to allow by default.

Can I rate-limit actual_payees_common_list? +

Yes. Add a rate_limit block to the actual_payees_common_list rule in your PolicyLayer policy. For example, setting max: 10 and window: 60 limits the tool to 10 calls per minute. Rate limits are tracked per agent session and reset automatically.

How do I block actual_payees_common_list completely? +

Set action: deny in the PolicyLayer policy for actual_payees_common_list. The AI agent will receive a policy violation error and cannot call the tool. You can also include a reason field to explain why the tool is blocked.

What MCP server provides actual_payees_common_list? +

actual_payees_common_list is provided by the Actual MCP server (actual-mcp-server). PolicyLayer sits as a proxy in front of this server to enforce policies before tool calls reach the server.

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