actual_transactions_summary_by_category

Get spending summary grouped by category using ActualQL aggregation. Returns total amount and transaction count per category for a date range. Perfect for budget analysis and expense tracking. By default excludes income categories (set includeIncome=true to include them).

SERVERActual SOURCEactual-mcp-server
Low RISK CLASS
Category Read
Parameters 00 required
Recommended Allowedsee the rule below
Registry record Grade F, identity unverified Pull the record →

This record as markdown: /tools/actual/actual-transactions-summary-by-category.md

What actual_transactions_summary_by_category does on Actual

AI agents call actual_transactions_summary_by_category to retrieve information from Actual without modifying anything. It is typically the context-gathering step in research, monitoring, and reporting workflows, before the agent takes action elsewhere.

Why actual_transactions_summary_by_category is rated Low

This tool only retrieves and aggregates financial data (totals and counts by category) for a given date range. It has no side effects — it does not create, modify, or delete any records. Despite being in a financial management context, it does not move money or commit financial obligations; it is purely a read/query operation.

From the tool's definition Get spending summary grouped by category... Returns total amount and transaction count per category for a date range. Perfect for budget analysis and expense tracking.

Questions about actual_transactions_summary_by_category

What does the actual_transactions_summary_by_category tool do? +

Get spending summary grouped by category using ActualQL aggregation. Returns total amount and transaction count per category for a date range. Perfect for budget analysis and expense tracking. By default excludes income categories (set includeIncome=true to include them). It is categorised as a Read tool in the Actual MCP Server, which means it retrieves data without modifying state.

How do I enforce a policy on actual_transactions_summary_by_category? +

Register the Actual MCP server in PolicyLayer and add a rule for actual_transactions_summary_by_category: allow, deny, rate-limit, or require approval. Point your MCP client at the PolicyLayer proxy URL and the rule is enforced on every call, before it reaches Actual. Nothing to install.

What risk level is actual_transactions_summary_by_category? +

actual_transactions_summary_by_category is a Read tool with low risk. Read-only tools are generally safe to allow by default.

Can I rate-limit actual_transactions_summary_by_category? +

Yes. Add a rate_limit block to the actual_transactions_summary_by_category rule in your PolicyLayer policy. For example, setting max: 10 and window: 60 limits the tool to 10 calls per minute. Rate limits are tracked per agent session and reset automatically.

How do I block actual_transactions_summary_by_category completely? +

Set action: deny in the PolicyLayer policy for actual_transactions_summary_by_category. The AI agent will receive a policy violation error and cannot call the tool. You can also include a reason field to explain why the tool is blocked.

What MCP server provides actual_transactions_summary_by_category? +

actual_transactions_summary_by_category is provided by the Actual MCP server (actual-mcp-server). PolicyLayer sits as a proxy in front of this server to enforce policies before tool calls reach the server.

More on Actual, and thousands of servers like it.

// THE MCP REGISTRY

PolicyLayer tracks 44,603 MCP servers and 515,000+ tools.

Every server has a live record: who publishes it, whether it answers without auth, its risk grade, every tool classified, the recommended policy. This page is one line of Actual's. Pull the full record:

Teams ship this data inside their own products. See what a licence covers →

// GET IN TOUCH

Have a question or want to learn more? Send us a message.

Message sent.

We'll get back to you soon.