create_account

A financial tool on the AgentPay MCP server.

SERVERAgentPay SOURCEadvaitgore/agent_payment

Critical RISK CLASS

Category Financial

Parameters 00 required

Recommended Approval-gatedsee the rule below

Registry record Grade D, identity unverified Pull the record →

This record as markdown: /tools/advaitgore-agent-payment/create-account.md

WHAT IT DOES

What create_account does on AgentPay

AI agents use create_account to commit financial operations through AgentPay, usually the final step of a payment, billing, or trading workflow. A call moves real money.

RISK

Why create_account is rated Critical

The server explicitly deals with real financial transactions — purchases, spending caps, and merchant controls. A 'create_account' tool on such a platform most likely creates a financial account or agent account tied to real spending capabilities.

From the tool's definition Tool name 'create_account' on a financial authorization server (AgentPay) that handles real spending, purchases, and mandates.

Attacks that exploit this kind of access

RECOMMENDED RULE

The rule that runs create_account safely

PolicyLayer is an MCP gateway: it sits between your AI agents and AgentPay, and checks every tool call against a rule you set before the call runs. Nothing changes on the server itself. For create_account, this is the rule to start with:

create_account Approval-gated

Any call to create_account is blocked until a human approves it. The rest of the server keeps working.

View as policy code

policy.json

{
  "version": "1",
  "default": "deny",
  "tools": {
    "create_account": {
      "deny_if": [
        {
          "conditions": [],
          "on_deny": "Requires human approval."
        }
      ]
    }
  }
}

GATE THIS TOOL → Instant setup, no code required.

The button opens the PolicyLayer dashboard: create your workspace, connect AgentPay, apply this rule, and every create_account call is checked against it from then on.

FAQ

Questions about create_account

What does the create_account tool do? +

create_account is a financial tool on the AgentPay MCP server. It is categorised as a Financial tool in the AgentPay MCP Server, which means it involves financial transactions. Block by default and require explicit approval.

How do I enforce a policy on create_account? +

Register the AgentPay MCP server in PolicyLayer and add a rule for create_account: allow, deny, rate-limit, or require approval. Point your MCP client at the PolicyLayer proxy URL and the rule is enforced on every call, before it reaches AgentPay. Nothing to install.

What risk level is create_account? +

create_account is a Financial tool with critical risk. Critical-risk tools should be blocked by default and only enabled with explicit human approval.

Can I rate-limit create_account? +

Yes. Add a rate_limit block to the create_account rule in your PolicyLayer policy. For example, setting max: 10 and window: 60 limits the tool to 10 calls per minute. Rate limits are tracked per agent session and reset automatically.

How do I block create_account completely? +

Set action: deny in the PolicyLayer policy for create_account. The AI agent will receive a policy violation error and cannot call the tool. You can also include a reason field to explain why the tool is blocked.

What MCP server provides create_account? +

create_account is provided by the AgentPay MCP server (advaitgore/agent_payment). PolicyLayer sits as a proxy in front of this server to enforce policies before tool calls reach the server.

KEEP EXPLORING

More on AgentPay, and thousands of servers like it.

This server

All 9 AgentPay tools → Critical-risk tools on this server →

Across the catalogue

fundos_create_capital_call on Fundos →create_payment on Shopmonkey MCP Server →create_agent on Conviction →bank_transaction_create on AbraFlexi → All critical-risk MCP tools → The MCP Attack Database →

Guides

Govern MCP payment tools →Human-in-the-loop →Tool call approval →