calculate_payroll_loan
Calcula empréstimo consignado: quanto o banco libera dentro da margem, a parcela, e se um valor pedido cabe na margem e no prazo da categoria. Parâmetros obrigatórios: available_income, months, monthly_rate. Opcionais: category, requested_amount. Use exatamente estes nomes, em inglês.
This record as markdown: /tools/com-falazuki-finance-br/calculate-payroll-loan.md
What calculate_payroll_loan does on FalaZuki Finance BR
AI agents call calculate_payroll_loan to retrieve information from FalaZuki Finance BR without modifying anything. It is typically the context-gathering step in research, monitoring, and reporting workflows, before the agent takes action elsewhere.
| Parameter | Type | Required | Description |
|---|---|---|---|
months | integer | Yes | Prazo em meses |
category | string | — | CLT tem margem de 35% e prazo de até 96 meses; aposentado ou pensionista do INSS tem 40% e até 108 meses desde a MP 1.355/2026. |
monthly_rate | number | Yes | Taxa de juros mensal em decimal, ex: 0.018 = 1,8% ao mês |
available_income | number | Yes | Remuneração disponível em R$, o que sobra depois dos descontos obrigatórios. A margem incide sobre isto, não sobre o bruto. |
requested_amount | number | — | Valor que se quer pegar, em R$. Deixe em zero para só descobrir o teto que a margem permite. |
Parameters from the server's own tool schema.
Why calculate_payroll_loan is rated Low
Even though calculate_payroll_loan only reads data, uncontrolled read access leaks sensitive information and racks up API costs: an agent caught in a retry loop can make thousands of calls a minute without anyone noticing.
Attacks that exploit this kind of access
The rule that runs calculate_payroll_loan safely
PolicyLayer is an MCP gateway: it sits between your AI agents and FalaZuki Finance BR, and checks every tool call against a rule you set before the call runs. Nothing changes on the server itself. For calculate_payroll_loan, this is the rule to start with:
calculate_payroll_loan is read-only, so it stays allowed. Everything else on the server is denied unless you say otherwise.
The button opens the PolicyLayer dashboard: create your workspace, connect FalaZuki Finance BR, apply this rule, and every calculate_payroll_loan call is checked against it from then on.
Questions about calculate_payroll_loan
Calcula empréstimo consignado: quanto o banco libera dentro da margem, a parcela, e se um valor pedido cabe na margem e no prazo da categoria. Parâmetros obrigatórios: available_income, months, monthly_rate. Opcionais: category, requested_amount. Use exatamente estes nomes, em inglês. It is categorised as a Read tool in the FalaZuki Finance BR MCP Server, which means it retrieves data without modifying state.
calculate_payroll_loan accepts 5 parameters: months, category, monthly_rate, available_income, requested_amount. Required: months, monthly_rate, available_income. The full parameter table on this page comes from the server's own tool schema.
Register the FalaZuki Finance BR MCP server in PolicyLayer and add a rule for calculate_payroll_loan: allow, deny, rate-limit, or require approval. Point your MCP client at the PolicyLayer proxy URL and the rule is enforced on every call, before it reaches FalaZuki Finance BR. Nothing to install.
calculate_payroll_loan is a Read tool with low risk. Read-only tools are generally safe to allow by default.
Yes. Add a rate_limit block to the calculate_payroll_loan rule in your PolicyLayer policy. For example, setting max: 10 and window: 60 limits the tool to 10 calls per minute. Rate limits are tracked per agent session and reset automatically.
Set action: deny in the PolicyLayer policy for calculate_payroll_loan. The AI agent will receive a policy violation error and cannot call the tool. You can also include a reason field to explain why the tool is blocked.
calculate_payroll_loan is provided by the FalaZuki Finance BR MCP server (https://mcp.falazuki.com/mcp). PolicyLayer sits as a proxy in front of this server to enforce policies before tool calls reach the server.
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