net_worth
Net Worth Calculator — Total assets minus liabilities, plus liquid net worth and debt-to-asset ratio.
This record as markdown: /tools/com-wingmanprotocol-agent-gateway/net-worth.md
What net_worth does on Gateway
AI agents call net_worth to retrieve information from Gateway without modifying anything. It is typically the context-gathering step in research, monitoring, and reporting workflows, before the agent takes action elsewhere.
| Parameter | Type | Required | Description |
|---|---|---|---|
cash | number | — | Cash and bank balances in USD |
vehicles | number | — | Vehicle value in USD |
auto_loans | number | — | Auto-loan balance in USD |
investments | number | — | Taxable investment/brokerage balances in USD |
other_debts | number | — | Other debts in USD |
real_estate | number | — | Real-estate value in USD |
other_assets | number | — | Other assets in USD |
student_loans | number | — | Student-loan balance in USD |
credit_card_debt | number | — | Credit-card debt in USD |
mortgage_balance | number | — | Outstanding mortgage balance in USD |
retirement_accounts | number | — | Retirement account balances (401k/IRA) in USD |
Parameters from the server's own tool schema.
Why net_worth is rated Low
This is a pure computational calculator that takes financial data as input and returns calculated results (net worth, ratios). It retrieves no external data, modifies no persistent state, executes no code, and initiates no financial transactions. The calculation is deterministic and side-effect-free, making it a Read operation with low risk even if misused by an AI agent.
From the tool's definition Tool name 'net_worth' and description 'Net Worth Calculator — Total assets minus liabilities, plus liquid net worth and debt-to-asset ratio' indicate a calculation and retrieval function that performs arithmetic on provided inputs to display financial metrics.
Risk signalsHigh parameter count (11 properties)
Attacks that exploit this kind of access
The rule that runs net_worth safely
PolicyLayer is an MCP gateway: it sits between your AI agents and Gateway, and checks every tool call against a rule you set before the call runs. Nothing changes on the server itself. For net_worth, this is the rule to start with:
net_worth is read-only, so it stays allowed. Everything else on the server is denied unless you say otherwise.
The button opens the PolicyLayer dashboard: create your workspace, connect Gateway, apply this rule, and every net_worth call is checked against it from then on.
Questions about net_worth
Net Worth Calculator — Total assets minus liabilities, plus liquid net worth and debt-to-asset ratio. It is categorised as a Read tool in the Gateway MCP Server, which means it retrieves data without modifying state.
net_worth accepts 11 parameters: cash, vehicles, auto_loans, investments, other_debts, real_estate, other_assets, student_loans, credit_card_debt, mortgage_balance, retirement_accounts. The full parameter table on this page comes from the server's own tool schema.
Register the Gateway MCP server in PolicyLayer and add a rule for net_worth: allow, deny, rate-limit, or require approval. Point your MCP client at the PolicyLayer proxy URL and the rule is enforced on every call, before it reaches Gateway. Nothing to install.
net_worth is a Read tool with low risk. Read-only tools are generally safe to allow by default.
Yes. Add a rate_limit block to the net_worth rule in your PolicyLayer policy. For example, setting max: 10 and window: 60 limits the tool to 10 calls per minute. Rate limits are tracked per agent session and reset automatically.
Set action: deny in the PolicyLayer policy for net_worth. The AI agent will receive a policy violation error and cannot call the tool. You can also include a reason field to explain why the tool is blocked.
net_worth is provided by the Gateway MCP server (https://wingmanprotocol.com/mcp). PolicyLayer sits as a proxy in front of this server to enforce policies before tool calls reach the server.
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