retirement
Retirement Savings Calculator — Project your balance at retirement, or solve the monthly contribution needed to hit a target.
This record as markdown: /tools/com-wingmanprotocol-agent-gateway/retirement.md
What retirement does on Gateway
AI agents call retirement to retrieve information from Gateway without modifying anything. It is typically the context-gathering step in research, monitoring, and reporting workflows, before the agent takes action elsewhere.
| Parameter | Type | Required | Description |
|---|---|---|---|
inflation | number | — | Annual inflation as a PERCENT (default 0) |
current_age | number | Yes | Current age in years |
annual_return | number | — | Expected annual return as a PERCENT (default 7) |
retirement_age | number | Yes | Target retirement age in years |
target_balance | number | — | Desired balance at retirement, USD (solve mode) |
current_savings | number | — | Current retirement savings in USD |
monthly_contribution | number | — | Monthly contribution in USD (project mode) |
Parameters from the server's own tool schema.
Why retirement is rated Low
The retirement calculator performs financial computations (future value analysis, payment solving) based on user inputs. It reads assumptions and returns projections or recommendations. There is no money movement, no account modification, no execution of external systems, and no destructive operations.
From the tool's definition Tool description states it 'Project[s] your balance at retirement, or solve[s] the monthly contribution needed' — pure financial calculation and projection without executing transactions, modifying accounts, or committing any obligations.
Attacks that exploit this kind of access
The rule that runs retirement safely
PolicyLayer is an MCP gateway: it sits between your AI agents and Gateway, and checks every tool call against a rule you set before the call runs. Nothing changes on the server itself. For retirement, this is the rule to start with:
retirement is read-only, so it stays allowed. Everything else on the server is denied unless you say otherwise.
The button opens the PolicyLayer dashboard: create your workspace, connect Gateway, apply this rule, and every retirement call is checked against it from then on.
Questions about retirement
Retirement Savings Calculator — Project your balance at retirement, or solve the monthly contribution needed to hit a target. It is categorised as a Read tool in the Gateway MCP Server, which means it retrieves data without modifying state.
retirement accepts 7 parameters: inflation, current_age, annual_return, retirement_age, target_balance, current_savings, monthly_contribution. Required: current_age, retirement_age. The full parameter table on this page comes from the server's own tool schema.
Register the Gateway MCP server in PolicyLayer and add a rule for retirement: allow, deny, rate-limit, or require approval. Point your MCP client at the PolicyLayer proxy URL and the rule is enforced on every call, before it reaches Gateway. Nothing to install.
retirement is a Read tool with low risk. Read-only tools are generally safe to allow by default.
Yes. Add a rate_limit block to the retirement rule in your PolicyLayer policy. For example, setting max: 10 and window: 60 limits the tool to 10 calls per minute. Rate limits are tracked per agent session and reset automatically.
Set action: deny in the PolicyLayer policy for retirement. The AI agent will receive a policy violation error and cannot call the tool. You can also include a reason field to explain why the tool is blocked.
retirement is provided by the Gateway MCP server (https://wingmanprotocol.com/mcp). PolicyLayer sits as a proxy in front of this server to enforce policies before tool calls reach the server.
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