settle_balance
Charges the saved payment method to settle your outstanding balance. Requires explicit user approval before running. For trial accounts, returns the activation URL instead. Minimum charge: $5.
This record as markdown: /tools/dev-aic0rt3x-memory-mcp/settle-balance.md
What settle_balance does on AI Cortex Storage
AI agents use settle_balance to commit financial operations through AI Cortex Storage, usually the final step of a payment, billing, or trading workflow. A call moves real money.
Why settle_balance is rated Critical
This tool directly initiates a real monetary charge against a saved payment method. It moves money and commits a financial obligation, placing it squarely in the Financial category — the most severe. Misuse by an AI agent could result in unauthorized charges. The 'requires explicit user approval' note mitigates risk operationally but does not change the classification.
From the tool's definition "Charges the saved payment method to settle your outstanding balance" and "Minimum charge: $5"
Attacks that exploit this kind of access
The rule that runs settle_balance safely
PolicyLayer is an MCP gateway: it sits between your AI agents and AI Cortex Storage, and checks every tool call against a rule you set before the call runs. Nothing changes on the server itself. For settle_balance, this is the rule to start with:
Any call to settle_balance is blocked until a human approves it. The rest of the server keeps working.
The button opens the PolicyLayer dashboard: create your workspace, connect AI Cortex Storage, apply this rule, and every settle_balance call is checked against it from then on.
Questions about settle_balance
Charges the saved payment method to settle your outstanding balance. Requires explicit user approval before running. For trial accounts, returns the activation URL instead. Minimum charge: $5. It is categorised as a Financial tool in the AI Cortex Storage MCP Server, which means it involves financial transactions. Block by default and require explicit approval.
Register the AI Cortex Storage MCP server in PolicyLayer and add a rule for settle_balance: allow, deny, rate-limit, or require approval. Point your MCP client at the PolicyLayer proxy URL and the rule is enforced on every call, before it reaches AI Cortex Storage. Nothing to install.
settle_balance is a Financial tool with critical risk. Critical-risk tools should be blocked by default and only enabled with explicit human approval.
Yes. Add a rate_limit block to the settle_balance rule in your PolicyLayer policy. For example, setting max: 10 and window: 60 limits the tool to 10 calls per minute. Rate limits are tracked per agent session and reset automatically.
Set action: deny in the PolicyLayer policy for settle_balance. The AI agent will receive a policy violation error and cannot call the tool. You can also include a reason field to explain why the tool is blocked.
settle_balance is provided by the AI Cortex Storage MCP server (https://memory.aic0rt3x.dev/mcp). PolicyLayer sits as a proxy in front of this server to enforce policies before tool calls reach the server.
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