borrow

Accept a loan offer and receive funds

SERVERMIDAS Protocol SOURCEhttps://mcp.midasprotocol.org/mcp

Critical RISK CLASS

Category Financial

Parameters 11 required

Recommended Approval-gatedsee the rule below

Registry record Grade F, identity unverified Pull the record →

This record as markdown: /tools/io-github-bbrainfrance-midas-protocol/borrow.md

WHAT IT DOES

What borrow does on MIDAS Protocol

AI agents use borrow to commit financial operations through MIDAS Protocol, usually the final step of a payment, billing, or trading workflow. A call moves real money.

Parameter	Type	Required	Description
`offerId`	string	Yes

Parameters from the server's own tool schema.

RISK

Why borrow is rated Critical

This tool initiates a loan agreement and moves money to the agent, creating a financial liability. It falls squarely in the Financial category, which is the most severe. Misuse by an AI agent could result in unauthorized debt obligations and fund transfers, warranting a critical severity rating.

From the tool's definition "Accept a loan offer and receive funds" — directly commits to a financial lending obligation and transfers funds

Attacks that exploit this kind of access

RECOMMENDED RULE

The rule that runs borrow safely

PolicyLayer is an MCP gateway: it sits between your AI agents and MIDAS Protocol, and checks every tool call against a rule you set before the call runs. Nothing changes on the server itself. For borrow, this is the rule to start with:

borrow Approval-gated

Any call to borrow is blocked until a human approves it. The rest of the server keeps working.

View as policy code

policy.json

{
  "version": "1",
  "default": "deny",
  "tools": {
    "borrow": {
      "deny_if": [
        {
          "conditions": [],
          "on_deny": "Requires human approval."
        }
      ]
    }
  }
}

GATE THIS TOOL → Instant setup, no code required.

The button opens the PolicyLayer dashboard: create your workspace, connect MIDAS Protocol, apply this rule, and every borrow call is checked against it from then on.

FAQ

Questions about borrow

What does the borrow tool do? +

Accept a loan offer and receive funds. It is categorised as a Financial tool in the MIDAS Protocol MCP Server, which means it involves financial transactions. Block by default and require explicit approval.

What parameters does borrow accept? +

borrow accepts 1 parameter: offerId. Required: offerId. The full parameter table on this page comes from the server's own tool schema.

How do I enforce a policy on borrow? +

Register the MIDAS Protocol MCP server in PolicyLayer and add a rule for borrow: allow, deny, rate-limit, or require approval. Point your MCP client at the PolicyLayer proxy URL and the rule is enforced on every call, before it reaches MIDAS Protocol. Nothing to install.

What risk level is borrow? +

borrow is a Financial tool with critical risk. Critical-risk tools should be blocked by default and only enabled with explicit human approval.

Can I rate-limit borrow? +

Yes. Add a rate_limit block to the borrow rule in your PolicyLayer policy. For example, setting max: 10 and window: 60 limits the tool to 10 calls per minute. Rate limits are tracked per agent session and reset automatically.

How do I block borrow completely? +

Set action: deny in the PolicyLayer policy for borrow. The AI agent will receive a policy violation error and cannot call the tool. You can also include a reason field to explain why the tool is blocked.

What MCP server provides borrow? +

borrow is provided by the MIDAS Protocol MCP server (https://mcp.midasprotocol.org/mcp). PolicyLayer sits as a proxy in front of this server to enforce policies before tool calls reach the server.

KEEP EXPLORING

More on MIDAS Protocol, and thousands of servers like it.

This server

All 44 MIDAS Protocol tools → Critical-risk tools on this server →

Across the catalogue

All critical-risk MCP tools → The MCP Attack Database →

Guides

Govern MCP payment tools →Human-in-the-loop →Tool call approval →