create_loan_offer

Create a loan offer with interest and collateral

SERVERMIDAS Protocol SOURCEhttps://mcp.midasprotocol.org/mcp

Critical RISK CLASS

Category Financial

Parameters 55 required

Recommended Approval-gatedsee the rule below

Registry record Grade F, identity unverified Pull the record →

This record as markdown: /tools/io-github-bbrainfrance-midas-protocol/create-loan-offer.md

WHAT IT DOES

What create_loan_offer does on MIDAS Protocol

AI agents use create_loan_offer to commit financial operations through MIDAS Protocol, usually the final step of a payment, billing, or trading workflow. A call moves real money.

Parameter	Type	Required
`amount`	number	Yes
`currency`	string	Yes
`durationDays`	number	Yes
`interestRate`	number	Yes
`collateralPercent`	number	Yes

Parameters from the server's own tool schema.

RISK

Why create_loan_offer is rated Critical

This tool creates a formal loan offer, which is a financial instrument committing potential monetary obligations. On a platform described as 'financial infrastructure for AI agents' covering 'payments, lending, escrow & more,' creating loan offers with interest and collateral is unambiguously a Financial action.

From the tool's definition 'Create a loan offer with interest and collateral' — directly commits financial obligations involving lending terms, interest rates, and collateral requirements

Attacks that exploit this kind of access

RECOMMENDED RULE

The rule that runs create_loan_offer safely

PolicyLayer is an MCP gateway: it sits between your AI agents and MIDAS Protocol, and checks every tool call against a rule you set before the call runs. Nothing changes on the server itself. For create_loan_offer, this is the rule to start with:

create_loan_offer Approval-gated

Any call to create_loan_offer is blocked until a human approves it. The rest of the server keeps working.

View as policy code

policy.json

{
  "version": "1",
  "default": "deny",
  "tools": {
    "create_loan_offer": {
      "deny_if": [
        {
          "conditions": [],
          "on_deny": "Requires human approval."
        }
      ]
    }
  }
}

GATE THIS TOOL → Instant setup, no code required.

The button opens the PolicyLayer dashboard: create your workspace, connect MIDAS Protocol, apply this rule, and every create_loan_offer call is checked against it from then on.

FAQ

Questions about create_loan_offer

What does the create_loan_offer tool do? +

Create a loan offer with interest and collateral. It is categorised as a Financial tool in the MIDAS Protocol MCP Server, which means it involves financial transactions. Block by default and require explicit approval.

What parameters does create_loan_offer accept? +

create_loan_offer accepts 5 parameters: amount, currency, durationDays, interestRate, collateralPercent. Required: amount, currency, durationDays, interestRate, collateralPercent. The full parameter table on this page comes from the server's own tool schema.

How do I enforce a policy on create_loan_offer? +

Register the MIDAS Protocol MCP server in PolicyLayer and add a rule for create_loan_offer: allow, deny, rate-limit, or require approval. Point your MCP client at the PolicyLayer proxy URL and the rule is enforced on every call, before it reaches MIDAS Protocol. Nothing to install.

What risk level is create_loan_offer? +

create_loan_offer is a Financial tool with critical risk. Critical-risk tools should be blocked by default and only enabled with explicit human approval.

Can I rate-limit create_loan_offer? +

Yes. Add a rate_limit block to the create_loan_offer rule in your PolicyLayer policy. For example, setting max: 10 and window: 60 limits the tool to 10 calls per minute. Rate limits are tracked per agent session and reset automatically.

How do I block create_loan_offer completely? +

Set action: deny in the PolicyLayer policy for create_loan_offer. The AI agent will receive a policy violation error and cannot call the tool. You can also include a reason field to explain why the tool is blocked.

What MCP server provides create_loan_offer? +

create_loan_offer is provided by the MIDAS Protocol MCP server (https://mcp.midasprotocol.org/mcp). PolicyLayer sits as a proxy in front of this server to enforce policies before tool calls reach the server.

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