repay_loan

Make a repayment on an active loan

SERVERMIDAS Protocol SOURCEhttps://mcp.midasprotocol.org/mcp

Critical RISK CLASS

Category Financial

Parameters 22 required

Recommended Approval-gatedsee the rule below

Registry record Grade F, identity unverified Pull the record →

This record as markdown: /tools/io-github-bbrainfrance-midas-protocol/repay-loan.md

WHAT IT DOES

What repay_loan does on MIDAS Protocol

AI agents use repay_loan to commit financial operations through MIDAS Protocol, usually the final step of a payment, billing, or trading workflow. A call moves real money.

Parameter	Type	Required	Description
`amount`	number	Yes
`loanId`	string	Yes

Parameters from the server's own tool schema.

RISK

Why repay_loan is rated Critical

This tool executes a financial transaction by repaying an active loan, which involves transferring money. It falls squarely in the Financial category. Misuse could drain agent funds or make unauthorized repayments on loans, representing a critical blast radius given the financial infrastructure context.

From the tool's definition 'repay_loan' and 'Make a repayment on an active loan' — directly moves funds to service a financial obligation

Attacks that exploit this kind of access

RECOMMENDED RULE

The rule that runs repay_loan safely

PolicyLayer is an MCP gateway: it sits between your AI agents and MIDAS Protocol, and checks every tool call against a rule you set before the call runs. Nothing changes on the server itself. For repay_loan, this is the rule to start with:

repay_loan Approval-gated

Any call to repay_loan is blocked until a human approves it. The rest of the server keeps working.

View as policy code

policy.json

{
  "version": "1",
  "default": "deny",
  "tools": {
    "repay_loan": {
      "deny_if": [
        {
          "conditions": [],
          "on_deny": "Requires human approval."
        }
      ]
    }
  }
}

GATE THIS TOOL → Instant setup, no code required.

The button opens the PolicyLayer dashboard: create your workspace, connect MIDAS Protocol, apply this rule, and every repay_loan call is checked against it from then on.

FAQ

Questions about repay_loan

What does the repay_loan tool do? +

Make a repayment on an active loan. It is categorised as a Financial tool in the MIDAS Protocol MCP Server, which means it involves financial transactions. Block by default and require explicit approval.

What parameters does repay_loan accept? +

repay_loan accepts 2 parameters: amount, loanId. Required: amount, loanId. The full parameter table on this page comes from the server's own tool schema.

How do I enforce a policy on repay_loan? +

Register the MIDAS Protocol MCP server in PolicyLayer and add a rule for repay_loan: allow, deny, rate-limit, or require approval. Point your MCP client at the PolicyLayer proxy URL and the rule is enforced on every call, before it reaches MIDAS Protocol. Nothing to install.

What risk level is repay_loan? +

repay_loan is a Financial tool with critical risk. Critical-risk tools should be blocked by default and only enabled with explicit human approval.

Can I rate-limit repay_loan? +

Yes. Add a rate_limit block to the repay_loan rule in your PolicyLayer policy. For example, setting max: 10 and window: 60 limits the tool to 10 calls per minute. Rate limits are tracked per agent session and reset automatically.

How do I block repay_loan completely? +

Set action: deny in the PolicyLayer policy for repay_loan. The AI agent will receive a policy violation error and cannot call the tool. You can also include a reason field to explain why the tool is blocked.

What MCP server provides repay_loan? +

repay_loan is provided by the MIDAS Protocol MCP server (https://mcp.midasprotocol.org/mcp). PolicyLayer sits as a proxy in front of this server to enforce policies before tool calls reach the server.

KEEP EXPLORING

More on MIDAS Protocol, and thousands of servers like it.

This server

All 44 MIDAS Protocol tools → Critical-risk tools on this server →

Across the catalogue

All critical-risk MCP tools → The MCP Attack Database →

Guides

Govern MCP payment tools →Human-in-the-loop →Tool call approval →