Compara consórcio vs financiamento bancário para comprar equipamentos, veículos ou imóvel comercial. Calcula parcela mensal, ROI do lance, prazo estimado de contemplação e economia total em relação ao financiamento bancário (sistema Price). Retorna: valorLanceCents, parcelaSemLanceCents, parcelaC...
AI agents call calcular_consorcio_credito_empresarial to retrieve information from Contaí — Calculadoras Fiscais Brasileiras without modifying anything — typically the context-gathering step in research, monitoring, and reporting workflows, before the agent takes action elsewhere.
| Parameter | Type | Required | Description |
|---|---|---|---|
tipoBem | string | — | Tipo de bem: "equipamento" = máquinas/equipamentos industriais, "veiculo" = frota de veículos leves ou pesados, "imovel_comercial" = imóvel para uso ou investim |
prazoMeses | integer | — | Prazo do consórcio em meses (12 a 240). Ex: 60 = 5 anos. |
valorBemCents | integer | — | Valor do bem em centavos. Ex: R$ 200.000 = 20000000. Mínimo R$ 1.000. |
percentualLance | number | — | Percentual de lance sobre o valor do bem (0 a 50%). 0 = sem lance (contemplação por sorteio). Ex: 30 = lance de 30%. |
taxaAdminConsorcio | number | — | Taxa de administração total do consórcio (%) diluída nas parcelas. Ex: 20 = 20% sobre o valor do bem ao longo do prazo. |
taxaJurosBancoAnualBps | integer | — | Taxa de juros do banco para comparação em basis points (bps). Ex: 2000 = 20% a.a. (referência CGD/CDC empresarial). |
Parameters from the server's own tool schema.
This is a financial calculator that compares two hypothetical scenarios (consortium vs bank financing) and returns computed values. It retrieves or derives information without modifying any data, executing commands, or committing financial obligations. The tool does not actually move money, execute trades, or create accounts—it only projects and compares outcomes.
From the tool's definition Tool 'calcular_consorcio_credito_empresarial' performs calculations and comparisons (consórcio vs financiamento) and returns numeric results: valorLanceCents, parcelaSemLanceCents, parcelaComLanceCents, prazoContemplacaoEstimadoMeses, etc.
Attacks that exploit this kind of access
Compara consórcio vs financiamento bancário para comprar equipamentos, veículos ou imóvel comercial. Calcula parcela mensal, ROI do lance, prazo estimado de contemplação e economia total em relação ao financiamento bancário (sistema Price). Retorna: valorLanceCents, parcelaSemLanceCents, parcelaComLanceCents, prazoContemplacaoEstimadoMeses, totalPagoConsorcioCents, totalPagoFinanciamentoCents, economiaTotalCents, roiLancePercentual, pmtBancoCents. It is categorised as a Read tool in the Contaí — Calculadoras Fiscais Brasileiras MCP Server, which means it retrieves data without modifying state.
calcular_consorcio_credito_empresarial accepts 6 parameters: tipoBem, prazoMeses, valorBemCents, percentualLance, taxaAdminConsorcio, taxaJurosBancoAnualBps. The full parameter table on this page comes from the server's own tool schema.
Register the Contaí — Calculadoras Fiscais Brasileiras MCP server in PolicyLayer and add a rule for calcular_consorcio_credito_empresarial: allow, deny, rate-limit, or require approval. Point your MCP client at the PolicyLayer proxy URL and the rule is enforced on every call, before it reaches Contaí — Calculadoras Fiscais Brasileiras. Nothing to install.
calcular_consorcio_credito_empresarial is a Read tool with low risk. Read-only tools are generally safe to allow by default.
Yes. Add a rate_limit block to the calcular_consorcio_credito_empresarial rule in your PolicyLayer policy. For example, setting max: 10 and window: 60 limits the tool to 10 calls per minute. Rate limits are tracked per agent session and reset automatically.
Set action: deny in the PolicyLayer policy for calcular_consorcio_credito_empresarial. The AI agent will receive a policy violation error and cannot call the tool. You can also include a reason field to explain why the tool is blocked.
calcular_consorcio_credito_empresarial is provided by the Contaí — Calculadoras Fiscais Brasileiras MCP server (@contai-evoluke/mcp-server). PolicyLayer sits as a proxy in front of this server to enforce policies before tool calls reach the server.
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