Calcula reserva de emergência ideal com heurística ajustada por perfil. PJ/autônomo/freelancer: +3 meses. Dependentes: +1 ou +2 meses. Retorna: reserva ideal, gap atual, tempo até concluir com aporte informado, aporte sugerido para concluir no prazo, produto sugerido (Tesouro Selic ou CDB liquide...
AI agents call calcular_fundo_de_emergencia to retrieve information from Contaí — Calculadoras Fiscais Brasileiras without modifying anything — typically the context-gathering step in research, monitoring, and reporting workflows, before the agent takes action elsewhere.
| Parameter | Type | Required | Description |
|---|---|---|---|
dependentes | integer | Yes | Número de dependentes (0 a 10) |
tipoVinculo | string | Yes | Tipo de vínculo empregatício: clt, pj, autonomo, aposentado ou freelancer |
eventosOpcionais | array | — | Onda 7 — entradas anuais extras que aceleram a reserva: 13º aplicado, restituição IR, herança, venda de bem, bônus extra. Cada item: { tipo (aporte_extra|retira |
mesesReservaAlvo | integer | Yes | Meta de meses de reserva (3 a 24) |
rendaMensalCents | integer | Yes | Renda mensal em centavos |
aporteMensalCents | integer | Yes | Aporte mensal disponível para construir a reserva em centavos |
taxaLiquidezPercent | number | Yes | Taxa anual líquida do produto de liquidez diária em % (ex: 10.5 para CDB 100% CDI) |
gastoMensalEssencial | array | Yes | Gastos mensais essenciais agrupados por categoria. Pelo menos 1 item. |
valorJaAcumuladoCents | integer | Yes | Valor já acumulado no fundo de emergência em centavos |
prazoConstrucaoReservaMeses | integer | — | Prazo máximo para construir a reserva em meses (opcional, padrão = meses ajustados) |
Parameters from the server's own tool schema.
This tool retrieves or calculates data based on input parameters and returns informational output (reserve amounts, gaps, timelines, suggestions). It performs no write operations (no account creation or modification), no destructive actions, and no actual financial transactions.
From the tool's definition Tool name 'calcular_fundo_de_emergencia' and description indicate it performs calculations and returns advisory information (reserva ideal, gap atual, tempo até concluir, aporte sugerido, produto sugerido).
Risk signalsHigh parameter count (13 properties)
Attacks that exploit this kind of access
Calcula reserva de emergência ideal com heurística ajustada por perfil. PJ/autônomo/freelancer: +3 meses. Dependentes: +1 ou +2 meses. Retorna: reserva ideal, gap atual, tempo até concluir com aporte informado, aporte sugerido para concluir no prazo, produto sugerido (Tesouro Selic ou CDB liquidez diária). It is categorised as a Read tool in the Contaí — Calculadoras Fiscais Brasileiras MCP Server, which means it retrieves data without modifying state.
calcular_fundo_de_emergencia accepts 10 parameters: dependentes, tipoVinculo, eventosOpcionais, mesesReservaAlvo, rendaMensalCents, aporteMensalCents, taxaLiquidezPercent, gastoMensalEssencial, valorJaAcumuladoCents, prazoConstrucaoReservaMeses. Required: dependentes, tipoVinculo, mesesReservaAlvo, rendaMensalCents, aporteMensalCents, taxaLiquidezPercent, gastoMensalEssencial, valorJaAcumuladoCents. The full parameter table on this page comes from the server's own tool schema.
Register the Contaí — Calculadoras Fiscais Brasileiras MCP server in PolicyLayer and add a rule for calcular_fundo_de_emergencia: allow, deny, rate-limit, or require approval. Point your MCP client at the PolicyLayer proxy URL and the rule is enforced on every call, before it reaches Contaí — Calculadoras Fiscais Brasileiras. Nothing to install.
calcular_fundo_de_emergencia is a Read tool with low risk. Read-only tools are generally safe to allow by default.
Yes. Add a rate_limit block to the calcular_fundo_de_emergencia rule in your PolicyLayer policy. For example, setting max: 10 and window: 60 limits the tool to 10 calls per minute. Rate limits are tracked per agent session and reset automatically.
Set action: deny in the PolicyLayer policy for calcular_fundo_de_emergencia. The AI agent will receive a policy violation error and cannot call the tool. You can also include a reason field to explain why the tool is blocked.
calcular_fundo_de_emergencia is provided by the Contaí — Calculadoras Fiscais Brasileiras MCP server (@contai-evoluke/mcp-server). PolicyLayer sits as a proxy in front of this server to enforce policies before tool calls reach the server.
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