Compara PGBL vs VGBL no longo prazo — Lei 9.250/95 + Lei 11.053/2004. PGBL: deduz IR até 12% renda (modelo completo), paga IR sobre TUDO no resgate. VGBL: sem dedução, IR só sobre o rendimento no resgate. Simula acumulação ao longo dos anos e compara patrimônio final líquido. Retorna: recomendaçã...
AI agents call calcular_pgbl_vs_vgbl to retrieve information from Contaí — Calculadoras Fiscais Brasileiras without modifying anything — typically the context-gathering step in research, monitoring, and reporting workflows, before the agent takes action elsewhere.
| Parameter | Type | Required | Description |
|---|---|---|---|
regimeIR | string | Yes | Regime de declaração do IRPF: completo ou simplificado |
tabelaIR | string | Yes | Tabela de IR no resgate: progressiva ou regressiva |
currentDate | string | — | Data de referência YYYY-MM-DD para tabelas fiscais (INSS/IRRF/IOF/etc.). Default: hoje. |
outrasDeducoes | array | — | Outras deduções IRPF anuais agrupadas por categoria. Cada item: { categoria, valorCents, descricao? }. |
prazoAcumulacaoAnos | integer | Yes | Prazo de acumulação em anos (1 a 50) |
taxaLiquidaAnualPercent | number | Yes | Taxa de rentabilidade líquida anual em % (ex: 8.5) |
rendaTributavelAnualCents | integer | Yes | Renda tributável anual em centavos (base do IRPF) |
aportePrevidenciaAnualCents | integer | Yes | Aporte anual em previdência em centavos |
Parameters from the server's own tool schema.
This is a computational analysis tool that retrieves or derives financial advisory information from provided parameters. It simulates scenarios and compares outcomes (PGBL vs VGBL retirement savings vehicles) but does not execute actual financial transactions, modify user data, delete records, or commit the user to any financial obligation. The output is informational (comparison results and recommendations).
From the tool's definition Tool performs financial simulation and comparison ('Compara PGBL vs VGBL', 'Simula acumulação ao longo dos anos', 'Retorna: recomendação...diferença de patrimônio').
Risk signalsHigh parameter count (11 properties)
Attacks that exploit this kind of access
Compara PGBL vs VGBL no longo prazo — Lei 9.250/95 + Lei 11.053/2004. PGBL: deduz IR até 12% renda (modelo completo), paga IR sobre TUDO no resgate. VGBL: sem dedução, IR só sobre o rendimento no resgate. Simula acumulação ao longo dos anos e compara patrimônio final líquido. Retorna: recomendação (pgbl/vgbl/equivalente), diferença de patrimônio, economias de IR. It is categorised as a Read tool in the Contaí — Calculadoras Fiscais Brasileiras MCP Server, which means it retrieves data without modifying state.
calcular_pgbl_vs_vgbl accepts 8 parameters: regimeIR, tabelaIR, currentDate, outrasDeducoes, prazoAcumulacaoAnos, taxaLiquidaAnualPercent, rendaTributavelAnualCents, aportePrevidenciaAnualCents. Required: regimeIR, tabelaIR, prazoAcumulacaoAnos, taxaLiquidaAnualPercent, rendaTributavelAnualCents, aportePrevidenciaAnualCents. The full parameter table on this page comes from the server's own tool schema.
Register the Contaí — Calculadoras Fiscais Brasileiras MCP server in PolicyLayer and add a rule for calcular_pgbl_vs_vgbl: allow, deny, rate-limit, or require approval. Point your MCP client at the PolicyLayer proxy URL and the rule is enforced on every call, before it reaches Contaí — Calculadoras Fiscais Brasileiras. Nothing to install.
calcular_pgbl_vs_vgbl is a Read tool with low risk. Read-only tools are generally safe to allow by default.
Yes. Add a rate_limit block to the calcular_pgbl_vs_vgbl rule in your PolicyLayer policy. For example, setting max: 10 and window: 60 limits the tool to 10 calls per minute. Rate limits are tracked per agent session and reset automatically.
Set action: deny in the PolicyLayer policy for calcular_pgbl_vs_vgbl. The AI agent will receive a policy violation error and cannot call the tool. You can also include a reason field to explain why the tool is blocked.
calcular_pgbl_vs_vgbl is provided by the Contaí — Calculadoras Fiscais Brasileiras MCP server (@contai-evoluke/mcp-server). PolicyLayer sits as a proxy in front of this server to enforce policies before tool calls reach the server.
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