calcular_seguro_patrimonial_cobertura

Estimativa de prêmio mensal e franquia para seguro auto, residencial ou de responsabilidade civil profissional. Faixa baseada em referenciais SUSEP e tabelas públicas (Porto, Allianz, Liberty, HDI). Retorna: premioMensalMinCents, premioMensalMaxCents, premioAnualMinCents, premioAnualMaxCents, fra...

Server Contaí — Calculadoras Fiscais Brasileiras @contai-evoluke/mcp-server
Category Read
Risk class Low
Parameters 40 required

What calcular_seguro_patrimonial_cobertura does on Contaí — Calculadoras Fiscais Brasileiras

AI agents call calcular_seguro_patrimonial_cobertura to retrieve information from Contaí — Calculadoras Fiscais Brasileiras without modifying anything — typically the context-gathering step in research, monitoring, and reporting workflows, before the agent takes action elsewhere.

ParameterTypeRequiredDescription
tipoBem string Tipo de bem segurado: auto | residencial | rc_profissional
valorBemCents integer Valor do bem (auto/residencial) ou limite de cobertura (RC profissional) em centavos. Ex: R$ 60.000 = 6000000
perfilSegurado string Perfil do segurado: jovem (< 25 anos) | adulto (25-60) | senior (> 60)
localidadeRiscoAlto boolean true se o bem está em localidade de alto risco (agrava prêmio em 20-30%)

Parameters from the server's own tool schema.

Why calcular_seguro_patrimonial_cobertura needs a policy

This tool retrieves and calculates insurance premium estimates using publicly available reference data. It produces informational output (premium ranges and deductibles) without creating financial obligations, moving money, modifying records, executing arbitrary code, or irreversibly changing any data. The output is purely advisory/computational.

From the tool's definition Tool performs 'Estimativa' (estimation) and 'Retorna' (returns) insurance premium and deductible calculations based on public reference tables (SUSEP, Porto, Allianz, Liberty, HDI).

Questions about calcular_seguro_patrimonial_cobertura

What does the calcular_seguro_patrimonial_cobertura tool do? +

Estimativa de prêmio mensal e franquia para seguro auto, residencial ou de responsabilidade civil profissional. Faixa baseada em referenciais SUSEP e tabelas públicas (Porto, Allianz, Liberty, HDI). Retorna: premioMensalMinCents, premioMensalMaxCents, premioAnualMinCents, premioAnualMaxCents, franquiaTipicaCents, pctAnualMinAplicado, pctAnualMaxAplicado. It is categorised as a Read tool in the Contaí — Calculadoras Fiscais Brasileiras MCP Server, which means it retrieves data without modifying state.

What parameters does calcular_seguro_patrimonial_cobertura accept? +

calcular_seguro_patrimonial_cobertura accepts 4 parameters: tipoBem, valorBemCents, perfilSegurado, localidadeRiscoAlto. The full parameter table on this page comes from the server's own tool schema.

How do I enforce a policy on calcular_seguro_patrimonial_cobertura? +

Register the Contaí — Calculadoras Fiscais Brasileiras MCP server in PolicyLayer and add a rule for calcular_seguro_patrimonial_cobertura: allow, deny, rate-limit, or require approval. Point your MCP client at the PolicyLayer proxy URL and the rule is enforced on every call, before it reaches Contaí — Calculadoras Fiscais Brasileiras. Nothing to install.

What risk level is calcular_seguro_patrimonial_cobertura? +

calcular_seguro_patrimonial_cobertura is a Read tool with low risk. Read-only tools are generally safe to allow by default.

Can I rate-limit calcular_seguro_patrimonial_cobertura? +

Yes. Add a rate_limit block to the calcular_seguro_patrimonial_cobertura rule in your PolicyLayer policy. For example, setting max: 10 and window: 60 limits the tool to 10 calls per minute. Rate limits are tracked per agent session and reset automatically.

How do I block calcular_seguro_patrimonial_cobertura completely? +

Set action: deny in the PolicyLayer policy for calcular_seguro_patrimonial_cobertura. The AI agent will receive a policy violation error and cannot call the tool. You can also include a reason field to explain why the tool is blocked.

What MCP server provides calcular_seguro_patrimonial_cobertura? +

calcular_seguro_patrimonial_cobertura is provided by the Contaí — Calculadoras Fiscais Brasileiras MCP server (@contai-evoluke/mcp-server). PolicyLayer sits as a proxy in front of this server to enforce policies before tool calls reach the server.

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