calcular_simulador_lance_consorcio
Calcula quanto dar de lance em um consórcio para antecipar a contemplação. Compara dois cenários: sem lance (paga parcelas cheias até ser sorteado) vs. com lance (imobiliza capital agora, paga parcelas menores depois). Retorna: valor do lance, parcela sem e com lance, total pago em cada cenário, ...
This record as markdown: /tools/io-github-lfhillesheim-contai-mcp-server/calcular-simulador-lance-consorcio.md
What calcular_simulador_lance_consorcio does on Contaí — Calculadoras Fiscais Brasileiras
AI agents call calcular_simulador_lance_consorcio to retrieve information from Contaí — Calculadoras Fiscais Brasileiras without modifying anything. It is typically the context-gathering step in research, monitoring, and reporting workflows, before the agent takes action elsewhere.
| Parameter | Type | Required | Description |
|---|---|---|---|
prazoMeses | integer | Yes | Prazo total do consórcio em meses. Ex: 60 = 5 anos, 120 = 10 anos, 240 = 20 anos |
valorCreditoCents | integer | Yes | Valor da carta de crédito do consórcio em centavos. Ex: R$ 100.000 → 10000000 |
taxaAdmTotalPercent | number | — | Taxa de administração TOTAL do consórcio (%) diluída em todas as parcelas. Valores típicos: 15% a 25%. Default: 20. Ex: 20 = 20% |
lancePercentDisponivel | number | Yes | Percentual do valor da carta que você tem disponível para dar de lance. Ex: 30 = lance de 30% do crédito. Use 0 para simular sem lance. |
mesDesejadoContemplacao | integer | — | Mês em que deseja ser contemplado (1 = imediatamente, prazo/2 = meio do grupo). Opcional — se omitido, usa metade do prazo como estimativa. |
Parameters from the server's own tool schema.
Why calcular_simulador_lance_consorcio is rated Low
This is a financial calculator/simulator that analyzes consortium loan scenarios and returns quantitative comparisons (lance value, installments, ROI, break-even). It performs no transactions, modifications, deletions, or execution of external operations. The user retains full decision-making authority; the tool merely provides informational output to support personal financial planning.
From the tool's definition Tool performs financial calculation and comparison ("Calcula quanto dar de lance", "Compara dois cenários", "Retorna: valor do lance, parcela sem e com lance") with no side effects. It simulates scenarios and returns computational results only.
Attacks that exploit this kind of access
The rule that runs calcular_simulador_lance_consorcio safely
PolicyLayer is an MCP gateway: it sits between your AI agents and Contaí — Calculadoras Fiscais Brasileiras, and checks every tool call against a rule you set before the call runs. Nothing changes on the server itself. For calcular_simulador_lance_consorcio, this is the rule to start with:
calcular_simulador_lance_consorcio is read-only, so it stays allowed. Everything else on the server is denied unless you say otherwise.
The button opens the PolicyLayer dashboard: create your workspace, connect Contaí — Calculadoras Fiscais Brasileiras, apply this rule, and every calcular_simulador_lance_consorcio call is checked against it from then on.
Questions about calcular_simulador_lance_consorcio
Calcula quanto dar de lance em um consórcio para antecipar a contemplação. Compara dois cenários: sem lance (paga parcelas cheias até ser sorteado) vs. com lance (imobiliza capital agora, paga parcelas menores depois). Retorna: valor do lance, parcela sem e com lance, total pago em cada cenário, economia total, ROI do lance (%) e break-even em meses. Útil para decidir se vale imobilizar capital no lance ou guardar o dinheiro investido. Fonte: Lei 11.795/2008 (consórcio) + matemática financeira de amortização. It is categorised as a Read tool in the Contaí — Calculadoras Fiscais Brasileiras MCP Server, which means it retrieves data without modifying state.
calcular_simulador_lance_consorcio accepts 5 parameters: prazoMeses, valorCreditoCents, taxaAdmTotalPercent, lancePercentDisponivel, mesDesejadoContemplacao. Required: prazoMeses, valorCreditoCents, lancePercentDisponivel. The full parameter table on this page comes from the server's own tool schema.
Register the Contaí — Calculadoras Fiscais Brasileiras MCP server in PolicyLayer and add a rule for calcular_simulador_lance_consorcio: allow, deny, rate-limit, or require approval. Point your MCP client at the PolicyLayer proxy URL and the rule is enforced on every call, before it reaches Contaí — Calculadoras Fiscais Brasileiras. Nothing to install.
calcular_simulador_lance_consorcio is a Read tool with low risk. Read-only tools are generally safe to allow by default.
Yes. Add a rate_limit block to the calcular_simulador_lance_consorcio rule in your PolicyLayer policy. For example, setting max: 10 and window: 60 limits the tool to 10 calls per minute. Rate limits are tracked per agent session and reset automatically.
Set action: deny in the PolicyLayer policy for calcular_simulador_lance_consorcio. The AI agent will receive a policy violation error and cannot call the tool. You can also include a reason field to explain why the tool is blocked.
calcular_simulador_lance_consorcio is provided by the Contaí — Calculadoras Fiscais Brasileiras MCP server (@contai-evoluke/mcp-server). PolicyLayer sits as a proxy in front of this server to enforce policies before tool calls reach the server.
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