Simula e compara 3 cenários de renegociação de dívida: quitação com desconto, parcelamento proposto e deixar rolar na taxa atual. Identifica qual opção resulta no menor custo total e calcula a economia obtida. Retorna a recomendação com justificativa para apoiar a decisão de renegociação.
AI agents call calcular_simulador_renegociacao_divida to retrieve information from Contaí — Calculadoras Fiscais Brasileiras without modifying anything — typically the context-gathering step in research, monitoring, and reporting workflows, before the agent takes action elsewhere.
| Parameter | Type | Required | Description |
|---|---|---|---|
parcelasPropostas | integer | Yes | Número de parcelas do plano de parcelamento proposto. |
saldoDevedorCents | integer | Yes | Saldo devedor atual em centavos. Ex: R$ 10.000 → 1000000. |
taxaMensalAtualPct | number | Yes | Taxa mensal atual da dívida (%). Usada para calcular o custo de deixar rolar. |
taxaParcelamentoPct | number | Yes | Taxa mensal do parcelamento proposto (%). |
descontoPorcentagemQuitacao | number | Yes | Percentual de desconto oferecido para quitação imediata (0–99%). Ex: 30 = 30% de desconto. |
Parameters from the server's own tool schema.
This tool performs financial calculations and scenario modeling, which could superficially suggest a Financial classification. However, it only simulates outcomes without executing actual payments, transfers, or financial commitments. It is a read-only analytical tool that retrieves computational results based on user-provided parameters. No money moves, no commitments are made, and no irreversible actions occur.
From the tool's definition The tool 'simula e compara 3 cenários' (simulates and compares 3 scenarios) and 'retorna a recomendação' (returns a recommendation).
Attacks that exploit this kind of access
Simula e compara 3 cenários de renegociação de dívida: quitação com desconto, parcelamento proposto e deixar rolar na taxa atual. Identifica qual opção resulta no menor custo total e calcula a economia obtida. Retorna a recomendação com justificativa para apoiar a decisão de renegociação. It is categorised as a Read tool in the Contaí — Calculadoras Fiscais Brasileiras MCP Server, which means it retrieves data without modifying state.
calcular_simulador_renegociacao_divida accepts 5 parameters: parcelasPropostas, saldoDevedorCents, taxaMensalAtualPct, taxaParcelamentoPct, descontoPorcentagemQuitacao. Required: parcelasPropostas, saldoDevedorCents, taxaMensalAtualPct, taxaParcelamentoPct, descontoPorcentagemQuitacao. The full parameter table on this page comes from the server's own tool schema.
Register the Contaí — Calculadoras Fiscais Brasileiras MCP server in PolicyLayer and add a rule for calcular_simulador_renegociacao_divida: allow, deny, rate-limit, or require approval. Point your MCP client at the PolicyLayer proxy URL and the rule is enforced on every call, before it reaches Contaí — Calculadoras Fiscais Brasileiras. Nothing to install.
calcular_simulador_renegociacao_divida is a Read tool with low risk. Read-only tools are generally safe to allow by default.
Yes. Add a rate_limit block to the calcular_simulador_renegociacao_divida rule in your PolicyLayer policy. For example, setting max: 10 and window: 60 limits the tool to 10 calls per minute. Rate limits are tracked per agent session and reset automatically.
Set action: deny in the PolicyLayer policy for calcular_simulador_renegociacao_divida. The AI agent will receive a policy violation error and cannot call the tool. You can also include a reason field to explain why the tool is blocked.
calcular_simulador_renegociacao_divida is provided by the Contaí — Calculadoras Fiscais Brasileiras MCP server (@contai-evoluke/mcp-server). PolicyLayer sits as a proxy in front of this server to enforce policies before tool calls reach the server.
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