plaid_identity
Get identity information for accounts linked via Plaid.
This record as markdown: /tools/io-github-malamutemayhem-unclick-mcp-server/plaid-identity.md
What plaid_identity does on UnClick
AI agents call plaid_identity to retrieve information from UnClick without modifying anything. It is typically the context-gathering step in research, monitoring, and reporting workflows, before the agent takes action elsewhere.
| Parameter | Type | Required | Description |
|---|---|---|---|
secret | string | Yes | |
client_id | string | Yes | |
environment | string | — | |
access_token | string | Yes |
Parameters from the server's own tool schema.
Why plaid_identity is rated Low
This tool retrieves identity information from Plaid-linked accounts, which is a read-only query operation. However, severity is elevated to 'medium' rather than 'low' because identity information is sensitive PII (personally identifiable information), and unauthorized access or misuse by an AI agent could facilitate identity theft, fraud, or privacy violations.
From the tool's definition Tool name 'plaid_identity' and description 'Get identity information for accounts linked via Plaid' indicates a retrieval operation that fetches identity data without modifying or deleting it.
Risk signalsHandles credentials or secrets (secret)
Attacks that exploit this kind of access
The rule that runs plaid_identity safely
PolicyLayer is an MCP gateway: it sits between your AI agents and UnClick, and checks every tool call against a rule you set before the call runs. Nothing changes on the server itself. For plaid_identity, this is the rule to start with:
plaid_identity is read-only, so it stays allowed. Everything else on the server is denied unless you say otherwise.
The button opens the PolicyLayer dashboard: create your workspace, connect UnClick, apply this rule, and every plaid_identity call is checked against it from then on.
Questions about plaid_identity
Get identity information for accounts linked via Plaid. It is categorised as a Read tool in the UnClick MCP Server, which means it retrieves data without modifying state.
plaid_identity accepts 4 parameters: secret, client_id, environment, access_token. Required: secret, client_id, access_token. The full parameter table on this page comes from the server's own tool schema.
Register the UnClick MCP server in PolicyLayer and add a rule for plaid_identity: allow, deny, rate-limit, or require approval. Point your MCP client at the PolicyLayer proxy URL and the rule is enforced on every call, before it reaches UnClick. Nothing to install.
plaid_identity is a Read tool with low risk. Read-only tools are generally safe to allow by default.
Yes. Add a rate_limit block to the plaid_identity rule in your PolicyLayer policy. For example, setting max: 10 and window: 60 limits the tool to 10 calls per minute. Rate limits are tracked per agent session and reset automatically.
Set action: deny in the PolicyLayer policy for plaid_identity. The AI agent will receive a policy violation error and cannot call the tool. You can also include a reason field to explain why the tool is blocked.
plaid_identity is provided by the UnClick MCP server (@unclick/mcp-server). PolicyLayer sits as a proxy in front of this server to enforce policies before tool calls reach the server.
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