splitifi_calculate_home_buyout
Calculate how much it costs to buy out a spouse's share of the marital home. Returns net equity, buyout amount, and estimated monthly payment after refinance.
This record as markdown: /tools/io-github-mysplitifi-splitifi-mcp/splitifi-calculate-home-buyout.md
What splitifi_calculate_home_buyout does on Splitifi Intelligence MCP
AI agents call splitifi_calculate_home_buyout to retrieve information from Splitifi Intelligence MCP without modifying anything. It is typically the context-gathering step in research, monitoring, and reporting workflows, before the agent takes action elsewhere.
| Parameter | Type | Required | Description |
|---|---|---|---|
home_value | number | Yes | Current market value of the home (USD) |
refinance_costs | number | — | Estimated refinance closing costs. Default: 0 |
mortgage_balance | number | Yes | Outstanding mortgage balance (USD) |
buyout_percentage | number | — | Spouse's ownership percentage being bought out. Default: 50 |
selling_costs_percentage | number | — | Estimated selling costs as % of value. Default: 8 |
Parameters from the server's own tool schema.
Why splitifi_calculate_home_buyout is rated Low
The tool performs financial calculations and returns computed values (net equity, buyout amount, monthly payment). It does not move money, commit financial obligations, modify data, or execute code — it is purely a read/query-style computation based on input parameters.
From the tool's definition Calculate how much it costs to buy out a spouse's share of the marital home. Returns net equity, buyout amount, and estimated monthly payment after refinance.
Attacks that exploit this kind of access
The rule that runs splitifi_calculate_home_buyout safely
PolicyLayer is an MCP gateway: it sits between your AI agents and Splitifi Intelligence MCP, and checks every tool call against a rule you set before the call runs. Nothing changes on the server itself. For splitifi_calculate_home_buyout, this is the rule to start with:
splitifi_calculate_home_buyout is read-only, so it stays allowed. Everything else on the server is denied unless you say otherwise.
The button opens the PolicyLayer dashboard: create your workspace, connect Splitifi Intelligence MCP, apply this rule, and every splitifi_calculate_home_buyout call is checked against it from then on.
Questions about splitifi_calculate_home_buyout
Calculate how much it costs to buy out a spouse's share of the marital home. Returns net equity, buyout amount, and estimated monthly payment after refinance. It is categorised as a Read tool in the Splitifi Intelligence MCP MCP Server, which means it retrieves data without modifying state.
splitifi_calculate_home_buyout accepts 5 parameters: home_value, refinance_costs, mortgage_balance, buyout_percentage, selling_costs_percentage. Required: home_value, mortgage_balance. The full parameter table on this page comes from the server's own tool schema.
Register the Splitifi Intelligence MCP server in PolicyLayer and add a rule for splitifi_calculate_home_buyout: allow, deny, rate-limit, or require approval. Point your MCP client at the PolicyLayer proxy URL and the rule is enforced on every call, before it reaches Splitifi Intelligence MCP. Nothing to install.
splitifi_calculate_home_buyout is a Read tool with low risk. Read-only tools are generally safe to allow by default.
Yes. Add a rate_limit block to the splitifi_calculate_home_buyout rule in your PolicyLayer policy. For example, setting max: 10 and window: 60 limits the tool to 10 calls per minute. Rate limits are tracked per agent session and reset automatically.
Set action: deny in the PolicyLayer policy for splitifi_calculate_home_buyout. The AI agent will receive a policy violation error and cannot call the tool. You can also include a reason field to explain why the tool is blocked.
splitifi_calculate_home_buyout is provided by the Splitifi Intelligence MCP server (splitifi-mcp). PolicyLayer sits as a proxy in front of this server to enforce policies before tool calls reach the server.
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