prepare_marginfi_borrow
Build an unsigned MarginFi BORROW tx against the user's supplied collateral. Pre-flight refuses if the account has zero free collateral. The SDK computes the required oracle-refresh instructions and the health-factor gate is enforced on-chain — but this tool is the right place to surface a clear ...
This record as markdown: /tools/io-github-szhygulin-vaultpilot-mcp/prepare-marginfi-borrow.md
What prepare_marginfi_borrow does on VaultPilot MCP
AI agents use prepare_marginfi_borrow to commit financial operations through VaultPilot MCP, usually the final step of a payment, billing, or trading workflow. A call moves real money.
| Parameter | Type | Required | Description |
|---|---|---|---|
mint | object | — | Base58 SPL mint address. Used as an override or when the token isn't in the canonical SOLANA_TOKENS table. Exactly one of `symbol` or `mint` must be passed. |
amount | string | Yes | Human-readable decimal amount to borrow. Pre-flight refuses if the account has zero free collateral. |
symbol | string | — | Canonical token symbol (USDC, SOL, USDT, JUP, BONK, JTO, mSOL, jitoSOL). The builder resolves this to the underlying mint; MarginFi treats SOL as wSOL internall |
wallet | string | Yes | Base58 Solana mainnet address (ed25519 pubkey, 43 or 44 chars). |
accountIndex | integer | — | MarginfiAccount slot (0 = first, 1 = second, ...). Most users stay on 0. Use a different index to segregate positions across multiple MarginfiAccounts owned by |
Parameters from the server's own tool schema.
Why prepare_marginfi_borrow is rated Critical
This tool constructs a borrowing transaction on MarginFi (a DeFi lending protocol), which commits the user's collateral as security for a loan. Borrowing against collateral is a financial obligation — it creates debt, risks liquidation of collateral, and directly affects the user's financial position.
From the tool's definition BORROW tx against the user's supplied collateral...health-factor gate...DURABLE NONCE...BLIND-SIGN on Ledger
Attacks that exploit this kind of access
The rule that runs prepare_marginfi_borrow safely
PolicyLayer is an MCP gateway: it sits between your AI agents and VaultPilot MCP, and checks every tool call against a rule you set before the call runs. Nothing changes on the server itself. For prepare_marginfi_borrow, this is the rule to start with:
Any call to prepare_marginfi_borrow is blocked until a human approves it. The rest of the server keeps working.
The button opens the PolicyLayer dashboard: create your workspace, connect VaultPilot MCP, apply this rule, and every prepare_marginfi_borrow call is checked against it from then on.
Questions about prepare_marginfi_borrow
Build an unsigned MarginFi BORROW tx against the user's supplied collateral. Pre-flight refuses if the account has zero free collateral. The SDK computes the required oracle-refresh instructions and the health-factor gate is enforced on-chain — but this tool is the right place to surface a clear error rather than burning SOL on a reverting tx. DURABLE NONCE + prepare_marginfi_init prerequisites identical to prepare_marginfi_supply. BLIND-SIGN on Ledger. It is categorised as a Financial tool in the VaultPilot MCP MCP Server, which means it involves financial transactions. Block by default and require explicit approval.
prepare_marginfi_borrow accepts 5 parameters: mint, amount, symbol, wallet, accountIndex. Required: amount, wallet. The full parameter table on this page comes from the server's own tool schema.
Register the VaultPilot MCP server in PolicyLayer and add a rule for prepare_marginfi_borrow: allow, deny, rate-limit, or require approval. Point your MCP client at the PolicyLayer proxy URL and the rule is enforced on every call, before it reaches VaultPilot MCP. Nothing to install.
prepare_marginfi_borrow is a Financial tool with critical risk. Critical-risk tools should be blocked by default and only enabled with explicit human approval.
Yes. Add a rate_limit block to the prepare_marginfi_borrow rule in your PolicyLayer policy. For example, setting max: 10 and window: 60 limits the tool to 10 calls per minute. Rate limits are tracked per agent session and reset automatically.
Set action: deny in the PolicyLayer policy for prepare_marginfi_borrow. The AI agent will receive a policy violation error and cannot call the tool. You can also include a reason field to explain why the tool is blocked.
prepare_marginfi_borrow is provided by the VaultPilot MCP server (vaultpilot-mcp). PolicyLayer sits as a proxy in front of this server to enforce policies before tool calls reach the server.
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