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cfpb-complaints.complaints.search

Search the US Consumer Financial Protection Bureau public complaint database of 17M+ consumer complaints against financial companies (banks, credit reporting agencies, debt collectors, lenders). Filter by product, company, US state, issue, company response, timeliness, whether a narrative was pro...

SERVERApibase SOURCEapibase-mcp-client
Low RISK CLASS
Category Read
Parameters 120 required
Recommended Allowedsee the rule below
Registry record Grade F, identity unverified Pull the record →

This record as markdown: /tools/io-github-whiteknightonhorse-apibase/cfpb-complaints.complaints.search.md

What cfpb-complaints.complaints.search does on Apibase

AI agents call cfpb-complaints.complaints.search to retrieve information from Apibase without modifying anything. It is typically the context-gathering step in research, monitoring, and reporting workflows, before the agent takes action elsewhere.

ParameterTypeRequiredDescription
frm integer — Offset for pagination, i.e. skip this many results (default 0).
size integer — Number of complaints to return, 1-100 (default 10).
sort string — Result ordering (default "created_date_desc").
field string — Which field `search_term` searches: "complaint_what_happened" (consumer narrative text, default) or "all" (all indexed text fields).
issue string — Exact CFPB issue category — must match verbatim, e.g. "Incorrect information on your report", "Attempts to collect debt not owed", "Managing an account", "Writt
state string — Two-letter US state or territory postal abbreviation (e.g. "CA", "NY", "PR").
timely string — Whether the company responded to the complaint in a timely manner.
company string — Exact registered company name as CFPB records it, typically uppercase with legal suffix (e.g. "EQUIFAX, INC.", "WELLS FARGO & COMPANY", "BANK OF AMERICA, NATION
product string — Exact CFPB product category — must match verbatim, e.g. "Credit reporting or other personal consumer reports", "Debt collection", "Mortgage", "Checking or savin
search_term string — Full-text search query (e.g. "overdraft fee", "credit report error"). Searched against the field named by `field`.
has_narrative boolean — Only return complaints that include (true) or omit (false) a consumer narrative.
company_response string — How the company responded to the complaint.

Parameters from the server's own tool schema.

Why cfpb-complaints.complaints.search is rated Low

Tool queries public CFPB database with no side effects or data modification capabilities.

From the tool's definition Search public complaint database, returns complaint records, no auth required

Risk signalsHigh parameter count (14 properties)

Questions about cfpb-complaints.complaints.search

What does the cfpb-complaints.complaints.search tool do? +

Search the US Consumer Financial Protection Bureau public complaint database of 17M+ consumer complaints against financial companies (banks, credit reporting agencies, debt collectors, lenders). Filter by product, company, US state, issue, company response, timeliness, whether a narrative was provided, and date range, or full-text search consumer narratives. Returns complaint records with product/issue category, company, state, dates, and company response. Data: consumerfinance.gov (CFPB), no auth required. It is categorised as a Read tool in the Apibase MCP Server, which means it retrieves data without modifying state.

What parameters does cfpb-complaints.complaints.search accept? +

cfpb-complaints.complaints.search accepts 12 parameters: frm, size, sort, field, issue, state, timely, company, product, search_term, has_narrative, company_response. The full parameter table on this page comes from the server's own tool schema.

How do I enforce a policy on cfpb-complaints.complaints.search? +

Register the Apibase MCP server in PolicyLayer and add a rule for cfpb-complaints.complaints.search: allow, deny, rate-limit, or require approval. Point your MCP client at the PolicyLayer proxy URL and the rule is enforced on every call, before it reaches Apibase. Nothing to install.

What risk level is cfpb-complaints.complaints.search? +

cfpb-complaints.complaints.search is a Read tool with low risk. Read-only tools are generally safe to allow by default.

Can I rate-limit cfpb-complaints.complaints.search? +

Yes. Add a rate_limit block to the cfpb-complaints.complaints.search rule in your PolicyLayer policy. For example, setting max: 10 and window: 60 limits the tool to 10 calls per minute. Rate limits are tracked per agent session and reset automatically.

How do I block cfpb-complaints.complaints.search completely? +

Set action: deny in the PolicyLayer policy for cfpb-complaints.complaints.search. The AI agent will receive a policy violation error and cannot call the tool. You can also include a reason field to explain why the tool is blocked.

What MCP server provides cfpb-complaints.complaints.search? +

cfpb-complaints.complaints.search is provided by the Apibase MCP server (apibase-mcp-client). PolicyLayer sits as a proxy in front of this server to enforce policies before tool calls reach the server.

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