cfpb-complaints.complaints.search
Search the US Consumer Financial Protection Bureau public complaint database of 17M+ consumer complaints against financial companies (banks, credit reporting agencies, debt collectors, lenders). Filter by product, company, US state, issue, company response, timeliness, whether a narrative was pro...
This record as markdown: /tools/io-github-whiteknightonhorse-apibase/cfpb-complaints.complaints.search.md
What cfpb-complaints.complaints.search does on Apibase
AI agents call cfpb-complaints.complaints.search to retrieve information from Apibase without modifying anything. It is typically the context-gathering step in research, monitoring, and reporting workflows, before the agent takes action elsewhere.
| Parameter | Type | Required | Description |
|---|---|---|---|
frm | integer | — | Offset for pagination, i.e. skip this many results (default 0). |
size | integer | — | Number of complaints to return, 1-100 (default 10). |
sort | string | — | Result ordering (default "created_date_desc"). |
field | string | — | Which field `search_term` searches: "complaint_what_happened" (consumer narrative text, default) or "all" (all indexed text fields). |
issue | string | — | Exact CFPB issue category — must match verbatim, e.g. "Incorrect information on your report", "Attempts to collect debt not owed", "Managing an account", "Writt |
state | string | — | Two-letter US state or territory postal abbreviation (e.g. "CA", "NY", "PR"). |
timely | string | — | Whether the company responded to the complaint in a timely manner. |
company | string | — | Exact registered company name as CFPB records it, typically uppercase with legal suffix (e.g. "EQUIFAX, INC.", "WELLS FARGO & COMPANY", "BANK OF AMERICA, NATION |
product | string | — | Exact CFPB product category — must match verbatim, e.g. "Credit reporting or other personal consumer reports", "Debt collection", "Mortgage", "Checking or savin |
search_term | string | — | Full-text search query (e.g. "overdraft fee", "credit report error"). Searched against the field named by `field`. |
has_narrative | boolean | — | Only return complaints that include (true) or omit (false) a consumer narrative. |
company_response | string | — | How the company responded to the complaint. |
Parameters from the server's own tool schema.
Why cfpb-complaints.complaints.search is rated Low
Tool queries public CFPB database with no side effects or data modification capabilities.
From the tool's definition Search public complaint database, returns complaint records, no auth required
Risk signalsHigh parameter count (14 properties)
Attacks that exploit this kind of access
The rule that runs cfpb-complaints.complaints.search safely
PolicyLayer is an MCP gateway: it sits between your AI agents and Apibase, and checks every tool call against a rule you set before the call runs. Nothing changes on the server itself. For cfpb-complaints.complaints.search, this is the rule to start with:
cfpb-complaints.complaints.search is read-only, so it stays allowed. Everything else on the server is denied unless you say otherwise.
The button opens the PolicyLayer dashboard: create your workspace, connect Apibase, apply this rule, and every cfpb-complaints.complaints.search call is checked against it from then on.
Questions about cfpb-complaints.complaints.search
Search the US Consumer Financial Protection Bureau public complaint database of 17M+ consumer complaints against financial companies (banks, credit reporting agencies, debt collectors, lenders). Filter by product, company, US state, issue, company response, timeliness, whether a narrative was provided, and date range, or full-text search consumer narratives. Returns complaint records with product/issue category, company, state, dates, and company response. Data: consumerfinance.gov (CFPB), no auth required. It is categorised as a Read tool in the Apibase MCP Server, which means it retrieves data without modifying state.
cfpb-complaints.complaints.search accepts 12 parameters: frm, size, sort, field, issue, state, timely, company, product, search_term, has_narrative, company_response. The full parameter table on this page comes from the server's own tool schema.
Register the Apibase MCP server in PolicyLayer and add a rule for cfpb-complaints.complaints.search: allow, deny, rate-limit, or require approval. Point your MCP client at the PolicyLayer proxy URL and the rule is enforced on every call, before it reaches Apibase. Nothing to install.
cfpb-complaints.complaints.search is a Read tool with low risk. Read-only tools are generally safe to allow by default.
Yes. Add a rate_limit block to the cfpb-complaints.complaints.search rule in your PolicyLayer policy. For example, setting max: 10 and window: 60 limits the tool to 10 calls per minute. Rate limits are tracked per agent session and reset automatically.
Set action: deny in the PolicyLayer policy for cfpb-complaints.complaints.search. The AI agent will receive a policy violation error and cannot call the tool. You can also include a reason field to explain why the tool is blocked.
cfpb-complaints.complaints.search is provided by the Apibase MCP server (apibase-mcp-client). PolicyLayer sits as a proxy in front of this server to enforce policies before tool calls reach the server.
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