create_universal_transfer · Bybit MCP: Risk & Policy

WHAT IT DOES

What create_universal_transfer does on Bybit

AI agents use create_universal_transfer to commit financial operations through Bybit — usually the final step of a payment, billing, or trading workflow. A call moves real money.

WHY IT NEEDS A POLICY

Why create_universal_transfer needs a policy

Universal transfer on a crypto exchange moves money or crypto assets between accounts, which is a financial commitment that cannot be easily reversed. This is the most severe category.

From the tool's definition Tool name 'create_universal_transfer' on a Bybit exchange MCP server indicates movement of funds between accounts or wallets. Bybit is a cryptocurrency trading platform where 'universal transfer' is a standard operation for transferring assets.

Attacks that exploit this kind of access

Recommended rule Ready

Verdict

create_universal_transfer Approval-gated

Any call to create_universal_transfer is blocked until a human approves it. The rest of the server keeps working.

View as policy code

policy.json

{
  "version": "1",
  "default": "deny",
  "tools": {
    "create_universal_transfer": {
      "deny_if": [
        {
          "conditions": [],
          "on_deny": "Requires human approval."
        }
      ]
    }
  }
}

GATE THIS TOOL →

Instant setup, no code required.

PolicyLayer is an MCP gateway: every tool call is checked against your rule before it reaches Bybit, so you can run agents against it safely.

FAQ

Questions about create_universal_transfer

What does the create_universal_transfer tool do? +

create_universal_transfer. It is categorised as a Financial tool in the Bybit MCP Server, which means it involves financial transactions. Block by default and require explicit approval.

How do I enforce a policy on create_universal_transfer? +

Register the Bybit MCP server in PolicyLayer and add a rule for create_universal_transfer: allow, deny, rate-limit, or require approval. Point your MCP client at the PolicyLayer proxy URL and the rule is enforced on every call, before it reaches Bybit. Nothing to install.

What risk level is create_universal_transfer? +

create_universal_transfer is a Financial tool with critical risk. Critical-risk tools should be blocked by default and only enabled with explicit human approval.

Can I rate-limit create_universal_transfer? +

Yes. Add a rate_limit block to the create_universal_transfer rule in your PolicyLayer policy. For example, setting max: 10 and window: 60 limits the tool to 10 calls per minute. Rate limits are tracked per agent session and reset automatically.

How do I block create_universal_transfer completely? +

Set action: deny in the PolicyLayer policy for create_universal_transfer. The AI agent will receive a policy violation error and cannot call the tool. You can also include a reason field to explain why the tool is blocked.

What MCP server provides create_universal_transfer? +

create_universal_transfer is provided by the Bybit MCP server (johnnywic/bybit-mcp). PolicyLayer sits as a proxy in front of this server to enforce policies before tool calls reach the server.