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What otc_loan_repay does on Bybit
AI agents use otc_loan_repay to commit financial operations through Bybit, usually the final step of a payment, billing, or trading workflow. A call moves real money.
Why otc_loan_repay is rated Critical
Repaying an OTC loan is a financial operation that moves funds/assets to settle a debt obligation. This is irreversible in the financial sense and constitutes a committed financial transaction, placing it firmly in the Financial category with high severity due to the potential for significant fund movement.
From the tool's definition 'Repay OTC loan' — directly executes a financial repayment transaction on the Bybit exchange involving real funds.
Attacks that exploit this kind of access
The rule that runs otc_loan_repay safely
PolicyLayer is an MCP gateway: it sits between your AI agents and Bybit, and checks every tool call against a rule you set before the call runs. Nothing changes on the server itself. For otc_loan_repay, this is the rule to start with:
Any call to otc_loan_repay is blocked until a human approves it. The rest of the server keeps working.
The button opens the PolicyLayer dashboard: create your workspace, connect Bybit, apply this rule, and every otc_loan_repay call is checked against it from then on.
Questions about otc_loan_repay
Repay OTC loan. It is categorised as a Financial tool in the Bybit MCP Server, which means it involves financial transactions. Block by default and require explicit approval.
Register the Bybit MCP server in PolicyLayer and add a rule for otc_loan_repay: allow, deny, rate-limit, or require approval. Point your MCP client at the PolicyLayer proxy URL and the rule is enforced on every call, before it reaches Bybit. Nothing to install.
otc_loan_repay is a Financial tool with critical risk. Critical-risk tools should be blocked by default and only enabled with explicit human approval.
Yes. Add a rate_limit block to the otc_loan_repay rule in your PolicyLayer policy. For example, setting max: 10 and window: 60 limits the tool to 10 calls per minute. Rate limits are tracked per agent session and reset automatically.
Set action: deny in the PolicyLayer policy for otc_loan_repay. The AI agent will receive a policy violation error and cannot call the tool. You can also include a reason field to explain why the tool is blocked.
otc_loan_repay is provided by the Bybit MCP server (johnnywic/bybit-mcp). PolicyLayer sits as a proxy in front of this server to enforce policies before tool calls reach the server.
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