otc_loan_repay · Bybit MCP: Risk & Policy

WHAT IT DOES

What otc_loan_repay does on Bybit

AI agents use otc_loan_repay to commit financial operations through Bybit — usually the final step of a payment, billing, or trading workflow. A call moves real money.

WHY IT NEEDS A POLICY

Why otc_loan_repay needs a policy

Repaying an OTC loan is a financial operation that moves funds/assets to settle a debt obligation. This is irreversible in the financial sense and constitutes a committed financial transaction, placing it firmly in the Financial category with high severity due to the potential for significant fund movement.

From the tool's definition 'Repay OTC loan' — directly executes a financial repayment transaction on the Bybit exchange involving real funds.

Attacks that exploit this kind of access

Recommended rule Ready

Verdict

otc_loan_repay Approval-gated

Any call to otc_loan_repay is blocked until a human approves it. The rest of the server keeps working.

View as policy code

policy.json

{
  "version": "1",
  "default": "deny",
  "tools": {
    "otc_loan_repay": {
      "deny_if": [
        {
          "conditions": [],
          "on_deny": "Requires human approval."
        }
      ]
    }
  }
}

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PolicyLayer is an MCP gateway: every tool call is checked against your rule before it reaches Bybit, so you can run agents against it safely.

FAQ

Questions about otc_loan_repay

What does the otc_loan_repay tool do? +

Repay OTC loan. It is categorised as a Financial tool in the Bybit MCP Server, which means it involves financial transactions. Block by default and require explicit approval.

How do I enforce a policy on otc_loan_repay? +

Register the Bybit MCP server in PolicyLayer and add a rule for otc_loan_repay: allow, deny, rate-limit, or require approval. Point your MCP client at the PolicyLayer proxy URL and the rule is enforced on every call, before it reaches Bybit. Nothing to install.

What risk level is otc_loan_repay? +

otc_loan_repay is a Financial tool with critical risk. Critical-risk tools should be blocked by default and only enabled with explicit human approval.

Can I rate-limit otc_loan_repay? +

Yes. Add a rate_limit block to the otc_loan_repay rule in your PolicyLayer policy. For example, setting max: 10 and window: 60 limits the tool to 10 calls per minute. Rate limits are tracked per agent session and reset automatically.

How do I block otc_loan_repay completely? +

Set action: deny in the PolicyLayer policy for otc_loan_repay. The AI agent will receive a policy violation error and cannot call the tool. You can also include a reason field to explain why the tool is blocked.

What MCP server provides otc_loan_repay? +

otc_loan_repay is provided by the Bybit MCP server (johnnywic/bybit-mcp). PolicyLayer sits as a proxy in front of this server to enforce policies before tool calls reach the server.