// MCP TOOL REFERENCE

YOU NEED A BUDGET (YNAB) MCP TOOLS

14 tools from the You Need A Budget (YNAB) MCP MCP Server, categorised by risk level.

View the You Need A Budget (YNAB) MCP policy →

// ALL 14 YOU NEED A BUDGET (YNAB) MCP TOOLS

READ 9 tools

Read get-month-info Get detailed budget information for a single month, including age of money and total amounts budgeted, spen... Read list-accounts List all accounts for a given budget. Useful for getting account IDs for other tools. Read list-budgets List all available YNAB budgets Read list-categories List all categories, groups, and their budgeting details for a given budget. Read list-payees List all payees for a given budget. Good for finding payee IDs or identifying messy payee data that needs t... Read list-scheduled-transactions List all upcoming scheduled transactions for a given budget. Useful for forecasting upcoming bills. Read list-transactions List transactions for a specific account or an entire month. Use this to investigate spending patterns iden... Read lookup-entity-by-id Look up the name and details of a specific account, category, or payee by its ID. A utility for when you ha... Read lookup-payee-locations Look up geographic locations associated with a payee.

WRITE 4 tools

Write manage-budgeted-amount Assign a budgeted amount to a category or move money between categories for a specific month. This is the p... Write manage-financial-overview Get, update, or refresh a high-level financial overview. This is the best starting point for any analysis, ... Write manage-payees Merge multiple payee names into a single name. Use this to clean up payee data, for example, by renaming Write manage-scheduled-transaction Create, update, or delete a single scheduled (recurring) transaction. Use this to manage recurring bills or...

DESTRUCTIVE 1 tools

Destructive bulk-manage-transactions Create, update, or delete multiple transactions at once. More efficient than making single changes.

// FAQ

How many tools does the You Need A Budget (YNAB) MCP MCP server have? +

The You Need A Budget (YNAB) MCP MCP server exposes 14 tools across 3 categories: Read, Write, Destructive.

How do I enforce policies on You Need A Budget (YNAB) MCP tools? +

Route the You Need A Budget (YNAB) MCP server through the PolicyLayer gateway. Define allow, deny, or approval rules per tool in the dashboard; they are enforced on every call before it reaches the server.

What risk categories do You Need A Budget (YNAB) MCP tools fall into? +

You Need A Budget (YNAB) MCP tools are categorised as Read (9), Write (4), Destructive (1). Each category has a recommended default policy.

Enforce policy on every You Need A Budget (YNAB) MCP tool call.

Start from You Need A Budget (YNAB) MCP, add the rest of your stack, and see everything your agents can call. Then put policy on all of it.

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