sap_build_spl_transfer
Build an unsigned SPL token transfer transaction. Returns serialized base64 transaction for the agent to sign locally with sap_payments_finalize_transaction or sap_sign_transaction → sap_submit_signed_transaction. This is the hosted-safe equivalent of spl-token_transfer (which is local-signer-onl...
This record as markdown: /tools/oobe-protocol-labs-sap-mcp-server/sap-build-spl-transfer.md
What sap_build_spl_transfer does on Sap
AI agents use sap_build_spl_transfer to commit financial operations through Sap, usually the final step of a payment, billing, or trading workflow. A call moves real money.
| Parameter | Type | Required | Description |
|---|---|---|---|
mint | string | — | SPL token mint address in base58. |
amount | number | — | Amount of tokens to transfer in base units (respect the mint decimals). |
decimals | number | — | Optional expected token decimals. The builder verifies this against the mint account on-chain. |
sourceOwner | string | — | Source token account owner public key in base58. This is the fee payer and must sign the transaction locally. |
destinationOwner | string | — | Destination wallet public key in base58. The destination ATA will be created if it does not exist. |
Parameters from the server's own tool schema.
Why sap_build_spl_transfer is rated Critical
Builds transactions that transfer cryptocurrency tokens, creating financial obligations and asset movement.
From the tool's definition SPL token transfer, financial transaction builder, builder fee, hosted-safe
Attacks that exploit this kind of access
The rule that runs sap_build_spl_transfer safely
PolicyLayer is an MCP gateway: it sits between your AI agents and Sap, and checks every tool call against a rule you set before the call runs. Nothing changes on the server itself. For sap_build_spl_transfer, this is the rule to start with:
Any call to sap_build_spl_transfer is blocked until a human approves it. The rest of the server keeps working.
The button opens the PolicyLayer dashboard: create your workspace, connect Sap, apply this rule, and every sap_build_spl_transfer call is checked against it from then on.
Questions about sap_build_spl_transfer
Build an unsigned SPL token transfer transaction. Returns serialized base64 transaction for the agent to sign locally with sap_payments_finalize_transaction or sap_sign_transaction → sap_submit_signed_transaction. This is the hosted-safe equivalent of spl-token_transfer (which is local-signer-only and cannot run on the hosted accountless server). Builder fee applies. SAP MCP execution guidance: Intent: hosted unsigned transaction builder. Pricing: paid builder; estimate first, then pay/build and finalize unsigned transactions locally when returned. Routing: paid hosted call; call sap_estimate_tool_cost first, then use sap_payments_call_paid_tool if the runtime cannot handle x402 natively. Signer boundary: hosted reads/builders never receive keypair bytes; value-moving results must be finalized locally when signing is required. It is categorised as a Financial tool in the Sap MCP Server, which means it involves financial transactions. Block by default and require explicit approval.
sap_build_spl_transfer accepts 5 parameters: mint, amount, decimals, sourceOwner, destinationOwner. The full parameter table on this page comes from the server's own tool schema.
Register the Sap MCP server in PolicyLayer and add a rule for sap_build_spl_transfer: allow, deny, rate-limit, or require approval. Point your MCP client at the PolicyLayer proxy URL and the rule is enforced on every call, before it reaches Sap. Nothing to install.
sap_build_spl_transfer is a Financial tool with critical risk. Critical-risk tools should be blocked by default and only enabled with explicit human approval.
Yes. Add a rate_limit block to the sap_build_spl_transfer rule in your PolicyLayer policy. For example, setting max: 10 and window: 60 limits the tool to 10 calls per minute. Rate limits are tracked per agent session and reset automatically.
Set action: deny in the PolicyLayer policy for sap_build_spl_transfer. The AI agent will receive a policy violation error and cannot call the tool. You can also include a reason field to explain why the tool is blocked.
sap_build_spl_transfer is provided by the Sap MCP server (https://mcp.sap.oobeprotocol.ai/mcp). PolicyLayer sits as a proxy in front of this server to enforce policies before tool calls reach the server.
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