Critical Risk →

batch-payment

Submit a batch of payment transactions. This is a convenience wrapper around batch-submit for common payment batching scenarios.

How to control batch-payment ↓

What batch-payment does on Xrpl mcp

AI agents use batch-payment to commit financial operations through Xrpl mcp — usually the final step of a payment, billing, or trading workflow. A call moves real money.

Critical Risk

Why batch-payment needs a policy

This tool submits multiple payment transactions on the XRP Ledger in a single batch operation. Payments move cryptocurrency (XRP or tokens) between accounts, making this a Financial category tool. The batch nature amplifies the blast radius significantly — a misuse could result in multiple unintended financial transfers simultaneously, warranting a critical severity rating.

From the tool's definition "Submit a batch of payment transactions" and "payment batching scenarios"

Risk signalsBulk/mass operation — affects multiple targets

Documented attack patterns abuse exactly the kind of access batch-payment gives an agent:

How to control batch-payment

PolicyLayer is an MCP gateway — it sits between your AI agents and Xrpl mcp, and nothing reaches the server without passing your rules. This is the rule we recommend for batch-payment:

policy.json
{
  "version": "1",
  "default": "deny",
  "tools": {
    "batch-payment": {
      "deny_if": [
        {
          "conditions": [],
          "on_deny": "Requires human approval."
        }
      ]
    }
  }
}

Any call to batch-payment is blocked until a human approves it. The rest of the server keeps working.

  1. Create a free account and register Xrpl mcp — nothing to install.
  2. Add this policy — paste it, or build it visually.
  3. Point your MCP client (Claude, Cursor, anything) at your gateway URL.
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Related tools and policies

Go deeper

Questions about batch-payment

What does the batch-payment tool do? +

Submit a batch of payment transactions. This is a convenience wrapper around batch-submit for common payment batching scenarios. It is categorised as a Financial tool in the Xrpl mcp MCP Server, which means it involves financial transactions. Block by default and require explicit approval.

How do I enforce a policy on batch-payment? +

Register the Xrpl MCP server in PolicyLayer and add a rule for batch-payment: allow, deny, rate-limit, or require approval. Point your MCP client at the PolicyLayer proxy URL and the rule is enforced on every call, before it reaches Xrpl mcp. Nothing to install.

What risk level is batch-payment? +

batch-payment is a Financial tool with critical risk. Critical-risk tools should be blocked by default and only enabled with explicit human approval.

Can I rate-limit batch-payment? +

Yes. Add a rate_limit block to the batch-payment rule in your PolicyLayer policy. For example, setting max: 10 and window: 60 limits the tool to 10 calls per minute. Rate limits are tracked per agent session and reset automatically.

How do I block batch-payment completely? +

Set action: deny in the PolicyLayer policy for batch-payment. The AI agent will receive a policy violation error and cannot call the tool. You can also include a reason field to explain why the tool is blocked.

What MCP server provides batch-payment? +

batch-payment is provided by the Xrpl MCP server (romthpt/mcp-xrpl). PolicyLayer sits as a proxy in front of this server to enforce policies before tool calls reach the server.

Enforce policy on every Xrpl mcp tool call.

Start from Xrpl mcp, add the rest of your stack, and see everything your agents can call. Then put policy on all of it.

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71 Xrpl mcp tools catalogued and risk-classified — across an index of 43,000+ MCP servers.

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