Get all standing orders for an account category
AI agents call standing_orders_list to retrieve information from Starling Bank without modifying anything — typically the context-gathering step in research, monitoring, and reporting workflows, before the agent takes action elsewhere.
This tool retrieves and displays financial information (standing orders) without modifying, executing, or deleting anything. While it touches financial data, the action itself is read-only and poses minimal risk. The severe Financial category applies only to tools that move money or commit financial obligations (e.g., create/cancel standing orders, make payments).
From the tool's definition Tool name and description indicate retrieval only: 'Get all standing orders' with no modification verbs (update, create, delete, execute). Returns a list of standing orders for viewing.
Attacks that exploit this kind of access
Get all standing orders for an account category. It is categorised as a Read tool in the Starling Bank MCP Server, which means it retrieves data without modifying state.
Register the Starling Bank MCP server in PolicyLayer and add a rule for standing_orders_list: allow, deny, rate-limit, or require approval. Point your MCP client at the PolicyLayer proxy URL and the rule is enforced on every call, before it reaches Starling Bank. Nothing to install.
standing_orders_list is a Read tool with low risk. Read-only tools are generally safe to allow by default.
Yes. Add a rate_limit block to the standing_orders_list rule in your PolicyLayer policy. For example, setting max: 10 and window: 60 limits the tool to 10 calls per minute. Rate limits are tracked per agent session and reset automatically.
Set action: deny in the PolicyLayer policy for standing_orders_list. The AI agent will receive a policy violation error and cannot call the tool. You can also include a reason field to explain why the tool is blocked.
standing_orders_list is provided by the Starling Bank MCP server (starling-bank-mcp). PolicyLayer sits as a proxy in front of this server to enforce policies before tool calls reach the server.
Every MCP server has a record like this.
Type a name, get the same breakdown: verified identity, auth posture, risk grade, capabilities, recommended policy.
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