stateset_create_payment

Creates a payment record

SERVERStateset SOURCEstateset/stateset-mcp-server

Critical RISK CLASS

Category Financial

Parameters 00 required

Recommended Approval-gatedsee the rule below

Registry record Grade F, identity unverified Pull the record →

This record as markdown: /tools/stateset-mcp-server/stateset-create-payment.md

WHAT IT DOES

What stateset_create_payment does on Stateset

AI agents use stateset_create_payment to commit financial operations through Stateset, usually the final step of a payment, billing, or trading workflow. A call moves real money.

RISK

Why stateset_create_payment is rated Critical

This tool creates payment records, which commits financial obligations and moves money or records monetary commitments. This is the most severe category (Financial > Destructive > Execute > Write > Read). The blast radius is critical because an AI agent could create unauthorized payments, refunds, or fraudulent transactions. The tool description is minimal but the name and core function are unambiguous.

From the tool's definition Tool name 'stateset_create_payment' and description 'Creates a payment record' directly indicate financial transaction creation.

Attacks that exploit this kind of access

RECOMMENDED RULE

The rule that runs stateset_create_payment safely

PolicyLayer is an MCP gateway: it sits between your AI agents and Stateset, and checks every tool call against a rule you set before the call runs. Nothing changes on the server itself. For stateset_create_payment, this is the rule to start with:

stateset_create_payment Approval-gated

Any call to stateset_create_payment is blocked until a human approves it. The rest of the server keeps working.

View as policy code

policy.json

{
  "version": "1",
  "default": "deny",
  "tools": {
    "stateset_create_payment": {
      "deny_if": [
        {
          "conditions": [],
          "on_deny": "Requires human approval."
        }
      ]
    }
  }
}

GATE THIS TOOL → Instant setup, no code required.

The button opens the PolicyLayer dashboard: create your workspace, connect Stateset, apply this rule, and every stateset_create_payment call is checked against it from then on.

FAQ

Questions about stateset_create_payment

What does the stateset_create_payment tool do? +

Creates a payment record. It is categorised as a Financial tool in the Stateset MCP Server, which means it involves financial transactions. Block by default and require explicit approval.

How do I enforce a policy on stateset_create_payment? +

Register the Stateset MCP server in PolicyLayer and add a rule for stateset_create_payment: allow, deny, rate-limit, or require approval. Point your MCP client at the PolicyLayer proxy URL and the rule is enforced on every call, before it reaches Stateset. Nothing to install.

What risk level is stateset_create_payment? +

stateset_create_payment is a Financial tool with critical risk. Critical-risk tools should be blocked by default and only enabled with explicit human approval.

Can I rate-limit stateset_create_payment? +

Yes. Add a rate_limit block to the stateset_create_payment rule in your PolicyLayer policy. For example, setting max: 10 and window: 60 limits the tool to 10 calls per minute. Rate limits are tracked per agent session and reset automatically.

How do I block stateset_create_payment completely? +

Set action: deny in the PolicyLayer policy for stateset_create_payment. The AI agent will receive a policy violation error and cannot call the tool. You can also include a reason field to explain why the tool is blocked.

What MCP server provides stateset_create_payment? +

stateset_create_payment is provided by the Stateset MCP server (stateset/stateset-mcp-server). PolicyLayer sits as a proxy in front of this server to enforce policies before tool calls reach the server.

KEEP EXPLORING

More on Stateset, and thousands of servers like it.

This server

All 238 Stateset tools → Critical-risk tools on this server →

Across the catalogue

create_payment on Shopmonkey MCP Server →create_contract_payment on AdButler →request_x402_payment on Pop Pay →fundos_create_capital_call on Fundos → All critical-risk MCP tools → The MCP Attack Database →

Guides

Govern MCP payment tools →Human-in-the-loop →Tool call approval →