Medium Risk

beancount_replace_transaction

beancount_replace_transaction

How to control beancount_replace_transaction ↓

What beancount_replace_transaction does on Beancount

AI agents use beancount_replace_transaction to create or update resources in Beancount — usually the action step of a workflow, after the agent has gathered context. Every call changes real data in your Beancount environment.

Medium Risk

Why beancount_replace_transaction needs a policy

The tool name suggests it replaces an existing transaction, which is a write/modify operation on financial ledger data. Since it modifies financial records (ledger transactions), it carries high severity — replacing a transaction could alter financial history. However, because the description is empty, confidence is moderate.

From the tool's definition Tool name 'beancount_replace_transaction' implies replacing/overwriting an existing transaction in the ledger. Description is empty, so full behavior is unknown.

Documented attack patterns abuse exactly the kind of access beancount_replace_transaction gives an agent:

How to control beancount_replace_transaction

PolicyLayer is an MCP gateway — it sits between your AI agents and Beancount, and nothing reaches the server without passing your rules. This is the rule we recommend for beancount_replace_transaction:

policy.json
{
  "version": "1",
  "default": "deny",
  "tools": {
    "beancount_replace_transaction": {
      "limits": [
        {
          "counter": "beancount_replace_transaction_rate",
          "window": "minute",
          "max": 30,
          "scope": "grant"
        }
      ]
    }
  }
}

beancount_replace_transaction stays usable, but capped — an agent stuck in a loop can't make hundreds of changes a minute. Everything else on the server is denied unless you say otherwise.

  1. Create a free account and register Beancount — nothing to install.
  2. Add this policy — paste it, or build it visually.
  3. Point your MCP client (Claude, Cursor, anything) at your gateway URL.
LIMIT THIS TOOL →

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Related tools and policies

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Questions about beancount_replace_transaction

What does the beancount_replace_transaction tool do? +

beancount_replace_transaction. It is categorised as a Write tool in the Beancount MCP Server, which means it can create or modify data. Consider rate limits to prevent runaway writes.

How do I enforce a policy on beancount_replace_transaction? +

Register the Beancount MCP server in PolicyLayer and add a rule for beancount_replace_transaction: allow, deny, rate-limit, or require approval. Point your MCP client at the PolicyLayer proxy URL and the rule is enforced on every call, before it reaches Beancount. Nothing to install.

What risk level is beancount_replace_transaction? +

beancount_replace_transaction is a Write tool with medium risk. Write tools should be rate-limited to prevent accidental bulk modifications.

Can I rate-limit beancount_replace_transaction? +

Yes. Add a rate_limit block to the beancount_replace_transaction rule in your PolicyLayer policy. For example, setting max: 10 and window: 60 limits the tool to 10 calls per minute. Rate limits are tracked per agent session and reset automatically.

How do I block beancount_replace_transaction completely? +

Set action: deny in the PolicyLayer policy for beancount_replace_transaction. The AI agent will receive a policy violation error and cannot call the tool. You can also include a reason field to explain why the tool is blocked.

What MCP server provides beancount_replace_transaction? +

beancount_replace_transaction is provided by the Beancount MCP server (stdioa/beancount-mcp). PolicyLayer sits as a proxy in front of this server to enforce policies before tool calls reach the server.

Enforce policy on every Beancount tool call.

Start from Beancount, add the rest of your stack, and see everything your agents can call. Then put policy on all of it.

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